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-   -   Question on insuring 72 Shop truck Help (https://67-72chevytrucks.com/vboard/showthread.php?t=701216)

ilovesilver97 03-17-2016 06:11 AM

Question on insuring 72 Shop truck Help
 
I have a question on insuring my 1972 Cheyenne super (pic in avatar).

How or who do I use to insure it? Will they insure a shop truck? I am having a lot of work done to it. right now I am in it about 10-11k. and still have a few things I want done to it.

I guess im just thinking to the average insurance agency it just looks like and old beater.

If I tell them I have xx amount in it are they gonna laugh at me?

Grumpy old man 03-17-2016 06:44 AM

Re: Question on insuring 72 Shop truck Help
 
Most insurance companies have a collector car type insurance and more than a few want to see the truck finished before they will write a policy on it . start making phone calls to different insurers and explain your situation ,KEEP every single receipt along the way and use the search engine above for more info many guys have been down the same road .:chevy:

ilovesilver97 03-17-2016 06:55 AM

Re: Question on insuring 72 Shop truck Help
 
Quote:

Originally Posted by Grumpy old man (Post 7525572)
Most insurance companies have a collector car type insurance and more than a few want to see the truck finished before they will write a policy on it . start making phone calls to different insurers and explain your situation ,KEEP every single receipt along the way and use the search engine above for more info many guys have been down the same road .:chevy:

Thanks for the info, I will check around

flashed 03-17-2016 07:29 AM

Re: Question on insuring 72 Shop truck Help
 
Do you keep it in a locked garage and not use it as a daily driver ? If so Hagerty will insure it ,if it is daily driven they will not .

Lowenuf 03-17-2016 07:56 AM

Re: Question on insuring 72 Shop truck Help
 
i went to my local insurer, State Farm, disclosed a value of 10K, and received a full coverage policy for less than $300/yr... daily driver, no mileage restrictions...

Grumpy old man 03-17-2016 08:22 AM

Re: Question on insuring 72 Shop truck Help
 
I'm a long time state farm client and stated value 1967 stock truck insured for $25,000.00 independant appraisal value done at my state farm office agreed value costs me $14.23 a month .$170.76 a year :chevy:

engineer_gregh 03-17-2016 08:33 AM

Re: Question on insuring 72 Shop truck Help
 
Nice truck, more pictures please. Grew up in Villa Rica, graduated from Temple HS; nice to see Rockmart represented here.

ilovesilver97 03-17-2016 09:11 AM

Re: Question on insuring 72 Shop truck Help
 
Quote:

Originally Posted by flashed (Post 7525590)
Do you keep it in a locked garage and not use it as a daily driver ? If so Hagerty will insure it ,if it is daily driven they will not .

Locked garage and I have only drove 1000 miles in the 2 years I have had it.

Harpie 03-17-2016 09:41 AM

Re: Question on insuring 72 Shop truck Help
 
Hagerty didn't make me have it locked up I have in a attached car port with no mileage restrictions at $406 a year. They simply asked me what I would do with the truck and I told them drive the wheels off of it. The girl laughed asked me to send in pictures and that was it.

Bigdav160 03-17-2016 09:45 AM

Re: Question on insuring 72 Shop truck Help
 
Harpie, if you haven't, you should check your contract. Locked garage storage is a common part of collector car insurance

Bagd72Chevy 03-17-2016 10:31 AM

Re: Question on insuring 72 Shop truck Help
 
My 67 is insured through Grundy for around $120 a year, 10k agreed value. They also know that it is currently in restoration, and there is no mileage limit. Hagerty will also do a policy for during restoration. But you must keep receipts at least until it is done, then redo the policy as a finished vehicle.


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