[arkracing]

thier saying it's totaled??? do they write to a certain percentage of the value of the truck....

damage doesn't look...all that bad, i've seen worse (i'm an adjuster/appraiser for an inusrance company) - of course i can't tell just by pictures

i'm guessing you don't have gap coverage if you owe that much and they are only covering the 7k (value??)

what did they tell you the ACV was? "Actual Cash Value"

does you bank note have gap coverage on it??