Quote:
Originally Posted by mvpco
Things I have learned so far with INS.:
make sure you have collision coverage
Make sure you have UIM PROPERTY DAMAGE coverage
Make sure you have towing coverage
Make sure you have Rental coverage
AND MAKE SURE YOU HAVE FULL REPLACEMENT OR AGREED VALUE COVERAGE!
The Uninsured Motorist coverage is only if YOU GET HURT!
LAWYERS only will help if YOU GET HURT
on your home owners INS,:
MAKE SURE YOU HAVE REPLACEMENT COVERAGE on stuff like: Fence, sheds,
Remember you will have to pay the $5oo deductables right off the bat first, (Homeowners and Auto, etc)
so have about $2000 setting in a savings account some where that you can get to quick!!!
sooo, if you wake up in the early morning to a crash in your yard:
make sure you get hurt running out to see what the hell happened......DOH!
The 1st questions the INS. & Lawyers ask when you call for help is: Was anybody hurt???
Now I know why.
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Well i know i am going to call and make sure i am covered now. Thank you for your inputs please if you have any others let me know! I have been with USAA for nearly 10 years now and i really dont want to switch.
Thanks
-Hart