[63 & 64 Bowties]

The only advise I can give you for sure.... never lie to you doctor, lawyer or insurance agent.
Years ago my brother-in-law said he lived in another county than where he actually did (used a friend's address) to get cheaper insurance. He had a major accident. That's when the insurance company started investigating to see if he was on the up-and-up. When they found out they told him; "you're on your own buddy, you lied on your application, now the policy is void." I wouldn't want to be in a situation where you were in an accident and someone was killed and you have no insurance.