Quote:
Originally Posted by thepenguin99
Stated value you still have to prove to the insurance company that the car/truck is worth the stated value after the accident.
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That is not true at all. The only reason you
ever have to repair a vehicle after a crash is if it is financed.....and then only if you don't choose to just pay the bank off. You still owe the balance of the financed amount and no longer have their collateral. So you have to pay them from the insurance check you receive.
The insurance is covering the
cost of your loss, you do not have to put this money anywhere but into your pocket.
Stay on the other guy's insurance....and sue him personally if you cannot get satisfaction from them. An under-insured motorist's liability does not stop at the limit of his insurance.
He still owes you. It might take a court order to get it, but that's the way it is....
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Quote:
Originally Posted by Longhorn Man
As for reading directions...
The directions are nothing but another man's opinion.
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Learn from the mistakes of others, you won't live long enough to make them all yourself...
Bad planning on your part does not necessarily constitute an instant emergency on my part....
The great thing about being a pessimist is that you are either pleasantly surprised or right.
