Re: Insurance is totaling my truck.
I manage a collision shop in Missouri and the laws are different accross the board. Can you buy the truck back ? Dont be fooled the field damage apraizer is not making all the decissions he is being guided by people above him. 90% of claiments don't fight back like you are dont back down. Do not let the truck leave until you have settled. Here in Mo. they like to take totals to the salvage pool and the settle because they try and convince you that you have no options. I agree with other posts that if you have full coverage ? work with you Ins. and they will sebrogate against Travlers. It is the insurance companies goal to keep there severity down (ie dollars spent) Good luck.
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