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Re: Insurance is totaling my truck.
I also forgot to mention that most (if not all) of the specialty insurers' policies with agreed/stated values have declarations that your vehicle must be garaged, driven very few miles per year, and be a show-quality vehicle. I do not know of a policy like this here in Texas that covers a daily driver like this, but I could be wrong.
I had my '65 Impala insured with Hagerty (agreed value of 12K--no appraisal needed) but it was garaged and hardly ever driven.
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