View Single Post
Old 05-19-2011, 11:16 AM   #15
Gene
Registered User
 
Gene's Avatar
 
Join Date: Aug 2002
Location: Muskogee, Oklahoma
Posts: 2,914
Re: Classic Truck Insurance

Quote:
Originally Posted by Steve Van Gent View Post
Back to State Farm, I got my policy from them. I have had them since I started driving. I met with agent, he said once the truck met certian restoration criteria, and once the underwriter signed off on it, I was good to go. I wrote it for $15k, agent had me bring by, took photos, verified it was restored, I had my policy. It was about $100 per year, cheaper than all my other cars. Cash pay out, no milage limit. Great deal.
My agent actually came by the house to take a bunch of detailed pics. He asked if I had reciepts, and I showed them to him and he said make sure that they are in a fireproof safe just in case I ever need them. I asked several times about the agreed value and if I needed to increase it later on after I start driving the truck(i'm only carrying comprehensive right now as the truck is not on the road). And he said it is up to the underwriter to increase and it's usually not a problem unless you ask for a crazy amount of money.
Gene is offline   Reply With Quote