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Re: Non-garaged insurance?
Just for an example, I just bought insurance for my 1969 1/2, A-12 Dodge Super Bee. I keep it in an enclosed canopy-type garage in my back yard behind a locked gate. It is about as safe as it can be. Even more so because the garage to my house is attached whereas the car canopy is 60 feet away from my house.
I have $65K guaranteed value with $100K/$300K/$25K coverage and no towing (I have AAA Platinum.....Better!) and no more "extras" and the yearly premium is only $317.00 per year!
I was getting bent over by my current insurance carrier (Allstate) for almost $900.00 and less coverage!
Hagerty has "loosened up" their coverages over the years because when I had them about 20 years ago they were not near as lenient about their restrictions and exclusions.
If you live in Cali like I do, opt out of the earthquake coverage of everything. Just another way to get reamed!
Bud
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