[special-K]

Originally Posted by prostreetC-10

Conscience From Wikipedia, Not to be confused with consciousness.
For other uses, see Conscience (disambiguation).

"Conscience is an aptitude, faculty, intuition or judgment of the intellect that distinguishes right from wrong"


Okay we disagree here. To me you are saying that there are ways to lie, mislead or commit a dishonest act and yet walk away from it feeling good like you did the right thing. Not here.

What I'm saying is a guy who says he has a garage and actually doesn't isn't defrauding or doing anything wrong while driving said vehicle. Not having a garage does not create additional risk on the street. If a tree falls on a classic while it's parked in a driveway because there is no garage to park it in (or a cat claws up the hood or whatever),then obviously there will be no coverage. So,how is the insurance company ripped off? Why should there be a feeling of guilt? Do insurance companies never do anything underhanded? Lets not even go there. Why should a guy put 15-25 thousand dollars into a vehicle and just because he doesn't have a garage he can only insure it while it's driven as some old car with no value? If I was an insurance agent that would bother my conscience to send the guy away with a vehicle not properly insured. Why not just ad a clause that states no coverage for physical damage while parked at home? The fact is,a classic vehicle should be insurable at it's stated value with or without a garage.