[irishman999]

I think the strongest voice of reason mentioned is NO PAYMENTS!

I financed a truck for 14k in 2006, by 2009 I owed 2k. 2009 my "secure future" job I had just landed was laying everyone off 6 months later. The truck needed tires and a water pump.

By April of 09 I just landed a job and was not going to get a paycheck for at least 3 weeks, finance company would not cut me any more slack and I was hiding the truck with that sinking feeling knowing I might come outside and find it gone.

Repo guys caught up with me in very rural New Mexico at my parents place on a dirt road that is not even listed on a map. This property is 20 miles from a small town and even if I drew you a map you still might not find it, yet these guys rolled up in a brand new one ton chevy truck and first thing they said was who they were looking for and it was me.

Gave it up, let them have it, to stressfull to try and hide it any longer.

Fast forward 2 years and they are still trying to locate me so they can sue me for the remaining 2k I owed which is now alot more.

yeah I will just drive old junk from now on.