[LEEVON]

You can't get an agreed value policy that allows daily drivers. My neighbor is in charge of a major collector car insurance program...the best they could do is add a rider for a few weeks of daily driving given several provisions. State Farm's stated value policy will still depreciate your ride to some magic value that will be less than you want. I went through all of this in detail recently with American Collectors (my current policy), the neighbor and State Farm because I want to DD my '71. NO GO.

I ended up double-covering with agreed value and stated value, that way if I have an accident and my collector's denies the claim at least my liability coverages are intact.