[OrrieG]

Mine is a unique case because my primary driver since 1968 has always been a classic car. 20 years ago I thought about switching from Allstate but found that no main line company would insure a classic as a primary driver. When I asked my agent she said as long as I had continual coverage I could transfer it to other old cars and they could not cancel BUT if there was a lapse in coverage they could. So I always have kept one of my cars on the policy, with enhance liability, designated value comprehensive and collision if the value was over $10K. When the truck was a part I could not insure it as a vehicle, but as auto parts under my house policy. I know I could not meet the requirements of the specialty policies because I drive my cars all the time, do not always have them garaged, and would exceed the mileage limits.