[Perchjerker]

Something to think about... After I bought my '71 1/2 ton with 85,000 original miles I got only liability with State Farm. Well, at work several weeks later I guy backs into my truck and breaks the innner and outer grill, hood and front bumper. He had State Farm as well. I though I was doomed for trying to get any money. I took it to the adjuster a week later and they looked at the truck--all original. They sent me a check a week later for 1400 dollars! On the phone, the insurace manager said that they valued my truck at $4000. I could not believe it. My truck has only 4 or 5 options on the tag. As long as you don't cause the wreck, I guess your fine with regular insurance. This also happened to my friends, 66 Bel Air, which they (State Farm) totaled and sent him a check for $4000. He only had to replace the hood, grill, one fender and some tie rods!