Man, I got 1300 for some lady putting a small dent in my fender/door. Sorry, I havent been paying attention to your posts and how things are wrapping up, but do they want to total it?
Reciepts are your friend. Have an appraiser come down and look at it, talk to him. Its such a complicated game you have to play. Ive done it twice now, but everything works out OK in the end.
You really have to jump through hoops.