[davepl]

Hagerty all the way. Be up front and honest about your intended use - I don't think they insure daily drivers but they do insure cars that will get driven often.

Granted I've been with them 20 years and never had an accident, but when the wheel fell off my Camaro and took the hood, fender, door, spindle, brakes, and a lot else with it they didn't even charge a deductible, even though I had one. They also found an NOS fender and hood (try that!) and spindle and rotor, no less. Like they actually went on eBay and tracked the parts down for the bodyshop.

Customer for life now!