Quote:
Originally Posted by franken
Liability doesn't cover your vehicle so adding more doesn't help reimburse for damage to your vehicle if you're in a wreck. This is based on the OPs OP...
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I've worked for an insurance company for 27 years. This is correct. This doesn't do you any good. For what your probably paying for both policies you could find one company to suit your needs. One company will probably deny the claim since you are double covered. They can find out when the time comes. I know American collectors insurance allows a certain amount of mileage every year. You are to drive to shows etc, but allows you to drive to work and nice days as occasional personal use. You can set a value or get am appraisal done. Pretty cheap too.