[Orange Crate]

Similar situation happened to my brother. Not hit and run but way under value after he was hit. The offender's insurance only valued it (71 short bed big block 2wd) at about half of what we would pay. It was "totaled" so he bought it back and then parted it out and by doing that he ended up with the real value in dollars but was out of a sweet little truck. Moral here is insure at an agreed value not just liability,but I do understand when other circumstances are demanding money also.