If you're not doing a lot of highway commuting, then maybe you will get along with the 203 just fine. My complaint is that even in "full time" with the center differential, the front end tends to jerk and scrub a bit on tight turns. But I had to jockey these things around in a tight service garage
I just didn't see the advantage of full time 4wd, compared to just locking in your hubs beforehand if you thought there was even the slightest possibility of needing 4wd. But the low range full time setting could be nice. I've actually used low range with hubs unlocked for Big loads on very steep hills.
Our old jeep actually works very well in full time. You can hardly tell even on a sharp corner and it just seems to go where ever you point it regardless of the conditions.
I think there are some aftermarket 16" 6 hole steel wheels available, that I discovered
after I gave up and bought the 15x8 rallies. Not cheap, but probably not more expensive than buying the wrong wheels first like I did
I had to do
something because one of my factory alloy wheels cracked. Stay away from those no matter how cheap you find them.