Quote:
Originally Posted by Palf70Step
Glad to see it rolling Rian. MY fingers will be crossed for you when I am not typing. (hard to do when they crossed, although my speed and skills may look the same  ) |
Thanks Bill.
I am hoping it all comes together
[quote author="@kevins" source="/post/2771336/thread" timestamp="1676887338"]Before you take out a days insurance have a ring around a few of the specialists, for us mature types it can be ridiculously cheap to insure some 0f these things (I pay less than £100 for my elan).[/quote]
That was a good and shrewd comment.
It was possibly dancing around in the back of my head, as daily/hourly insurance can be convenient, but extremely expensive.
[quote author="@joem83" source="/post/2771370/thread" timestamp="1676902535"][quote source="/post/2771336/thread" timestamp="1676887338" author="@kevins"]Before you take out a days insurance have a ring around a few of the specialists, for us mature types it can be ridiculously cheap to insure some 0f these things (I pay less than £100 for my elan).[/quote]Agreed, give Brentacre a try. My mk2 is £160 p/y fully comp with all mods declared (only thing standard is the shell), also agreed value & salvage retention rights.[/quote]
I went to my usual first stop, AIB, after “Veygo” by Admiral insurance who did the Micra previously referred me to a hyperlinked email service, which sent three responses, including a human, asking for more information than make, model, registration.
Firstly, Veygo tried via their suppliers, and then responded later in the day to say they could not quote, but did I want to insure anything else with them……. Errrmmm… No.
More on AIB in a bit.
[quote author="@jamesd1972" source="/post/2771374/thread" timestamp="1676903212"]Just as another thought- even if not planning to use it for a bit once insured it’s covered for loss anyway- worth thinking about if anything happened when parked up.
Nice to hear it’s up and running.
James
[/quote]
Really good and valid considerationJames, and thank you.
So……
I called AIB and the agent who took my call has spoken to me before.
He is spectacularly “by the book” in his information gathering.
A longwinded (but thorough) interview and then questions like what excess I expected to pay, what would I think is a good premium etc had me somewhat amused and irritated in equal measure as I was now parked up on a garage forecourt, wanting to fill up the company car at 11.00.
Long story short .
Car valued at £3500.00 (yes it cost a bit more than that in labour and parts to build) excess at £150.00 and limited to 1000 miles per year, or 1600km per year which sounds like very little, but keeping in mind it is a No 3 car behind the company car and Chevy S10 and if I wanted more miles I can call and alter the policy.
So the policy offer with Marker Study insurers was £175.00 per year.
To which my response was a bit rude and abrupt, possibly shocking the agent.
I had mentioned that I had also approached two other insurers and was waiting to hear back from them, but that his quote was way more than the £90.00 to £120.00 people on the forums I frequent were paying. He asked for a moment while he sharpened his pencil, which I agreed to. And ten minutes later the offer was £132.00 per year for the same cover.
This sounded much more in the ball park and I asked him to send details so that I could compare to the offerings from the other companies.
I went to work and felt better about the price.
At around 12.45 while on a meeting with a colleague to try sort out my suicidal work iPad a call came through…… the eager agent again, I answered the call and said I would call him back later.
When I left Woolwich I called him back, but unable to speak with him, I spoke to a colleague who went into the file and told me the young gun had continued to dig around after our first two conversations and managed to somehow get the price reduced to £110.00 per year for the same cover.
I think the fact that this is a summertime , good weather only car, reduces the time on the road and and thus the risk to the insurer.
Lesson for today then…… Sometimes it makes sense to challenge and also be nice in equal measure.
I have booked the MOT test for Saturday afternoon so fingers will be crossed that I/we @nickwheeler had a huge hand in this build have managed to get it all together the way it will make it a fully legal and safe vehicle.
I spoke to the guy at the scrap/steel recyclers and he will charge me £5.00 for a weigh bridge ticket to weigh the car, something I am absolutely fascinated with.
Full tank weight…… I have tried to guess, but really have no clue, but if it comes in at 800kg wet weight, I will be pleased.
I need to call Green Flag who are the recovery agents for the S10 ever since I went to @frankenhealey to collect the lawn tractor and see if they will add the Rezin Rockit for recovery to the policy.
That is probably it for now, unless we have storms and snow on Saturday, in which case…… no game.