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04-15-2004, 05:00 PM | #1 |
Truck addict
Join Date: Sep 2003
Location: Lincoln, California
Posts: 497
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Insurance
I was just wondering what everyone pays for insurance on their truck, and what company you guys use. I was quoted $69 for 6 months on my 72 C20.
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1956 Chevy Napco 1972 Cheyenne Super 1970 K20 |
04-15-2004, 05:55 PM | #2 |
Resident Young Old Dude !
Join Date: Jul 2001
Location: Nevada
Posts: 1,948
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Mine runs about the same, I'm covered through AmPac. But it's only Liability, not full coverage. When you get these things done to a point that it really hurts when they get wrecked, it's time for full coverage. There are a few companies that will cover our old trucks/cars.
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04-15-2004, 05:58 PM | #3 |
The LuvShack Garage
Join Date: Jan 2004
Location: Maple Grove, TN (West Side)
Posts: 30,468
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ABOUT $150 A YEAR HERE, LIABILITY + UNINSURED MOTORIST.
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Owner/Op: "TN Classic Transport Carriers" The Toy: "Square Vette" 72 Hybrid Blazer Toy Barn: "LuvShack" 40 x 60 x 20 Shop Tow Piggy:"Maddy" 88 Silverado 3500 Hauler: "Feathers" 14 Aluma 8218T |
04-15-2004, 06:06 PM | #4 |
AKA Phillip Johnson, AKA BANNED
Join Date: Feb 2004
Location: Northern Calif.
Posts: 193
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Allstate, $27. every 6 months
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04-15-2004, 06:11 PM | #5 |
Registered User
Join Date: Apr 2003
Location: Garland, Texas
Posts: 1,127
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WHAT!! I'm paying like 1100 every six months....that's 200 bucks a month! and that's only liability...granted that's in Dallas for a 17 y/o. My friend out in east texas is 50 bucks a month for full coverage on his 98 dually and his dad's 03 dodge. about 90 for the both of them a month...NOT FAIR!!!
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04-15-2004, 06:16 PM | #6 |
Registered User
Join Date: Mar 2004
Location: Virginia beach, Va
Posts: 209
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OLY HOLY CRAP!!!! Well when I was driving my truck back in high school a few years ago, I was under my fathers god awfull record of 4 dui's and 5 driving with a suspended liscense, 4 accidents, and 3 speeding tickets. then also a felony conviction on ramming his 90 f-150 into my ex step mothers bronco which in turn rammed into the garage of the house she stayed at. but anyways my insurance was at 300 a month for liability only. I had to sell my 83 honda 900, first motorcycle to pay for my insurance down payment.
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~Christopher L. Orr 71 c20, 454- Stolen While Deployed. dynoed at 550 ft lbs, 425 hp at 3000 rpm (mustang dyno). TH400 3500 stall.... etc, etc. |
04-15-2004, 06:20 PM | #7 |
The LuvShack Garage
Join Date: Jan 2004
Location: Maple Grove, TN (West Side)
Posts: 30,468
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MINE IS LISTED AS A LUXURY VEHICLE, MILES RESTRICTIONS.
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Owner/Op: "TN Classic Transport Carriers" The Toy: "Square Vette" 72 Hybrid Blazer Toy Barn: "LuvShack" 40 x 60 x 20 Shop Tow Piggy:"Maddy" 88 Silverado 3500 Hauler: "Feathers" 14 Aluma 8218T |
04-15-2004, 06:31 PM | #8 |
Truck addict
Join Date: Sep 2003
Location: Lincoln, California
Posts: 497
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Cruiser71, that sounds like a pretty good rate, I live in northern california so maybe I can get the same rate. Do you have a half ton or three quarter ton insured? Do they limit your miles?
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1956 Chevy Napco 1972 Cheyenne Super 1970 K20 |
04-15-2004, 06:45 PM | #9 |
Registered User
Join Date: Jan 2004
Location: Garland TX Dallas area
Posts: 658
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In Dallas also 38 no tickets no accidents Liability and Uninsured Motorist 200.00 every six mounths. I read some were that Dallas had the 6th highest rates in the US
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04-15-2004, 07:05 PM | #10 |
Formerly yellow72custom
Join Date: May 2001
Location: Austin, TX
Posts: 7,531
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Almost $100 a month for liability. Being a 19-year old with 3 tickets sure does suck
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'72 Chevy C10 Mild 350/TH350/3.07. Ochre/White. Old high school ride. '70 GMC C2500 '62 327 4bbl/SM465/4.56-geared Dana 60. White/White. Project or parts truck. '97 Saturn SL DD. 1.9/5-speed. 40+ highway mpg |
04-15-2004, 07:11 PM | #11 |
Registered User
Join Date: Feb 2001
Location: Mechanicsville, VA, 23111
Posts: 1,138
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$85 a month for liability only...it sucks...
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-'02 Chevy Avalanche, 5.3L, 4x4... needing a small lift and bigger tires -'72 Chevy C-10(350, bored 60 over)dual flowmasters, 3 on the tree -'85 K5 Blazer,305 NO MORE...350 is in,2" lift,33" Mickey Thompson Baja Claw Radials -dads '70 burb (red, 5-7 drop, 350...) www.geocities.com/userc10/truckhome.html AIM: Auntjoedadda |
04-15-2004, 07:31 PM | #12 |
Registered User
Join Date: Mar 2004
Location: Virginia beach, Va
Posts: 209
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oh yeah, but explain this to me. I bought a 87 vette also in high school. It costed me only 98 a month??? same policy. I was very confused by this.
edit* back in high school I mean right after I turned 17. saved money working construction for 80 hours a week during the summers, half on the truck half on saving for something else.
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~Christopher L. Orr 71 c20, 454- Stolen While Deployed. dynoed at 550 ft lbs, 425 hp at 3000 rpm (mustang dyno). TH400 3500 stall.... etc, etc. |
04-15-2004, 07:40 PM | #13 |
Registered User
Join Date: Jun 2002
Location: Show Low, Arizona
Posts: 211
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insurance
my is allatate and i pay 130 a year full coverage and full glass 50/100,000 /250 deductible, pays to have good driving record.
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04-15-2004, 08:20 PM | #14 |
Registered User
Join Date: Mar 2004
Location: Thorsby AB Canada
Posts: 206
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You guys suck I pay 3200 for PLPD yearly!
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1972 Chevy C/10 350/200r4 |
04-15-2004, 08:33 PM | #15 |
The LuvShack Garage
Join Date: Jan 2004
Location: Maple Grove, TN (West Side)
Posts: 30,468
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IS THAT CANADIAN ???
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Owner/Op: "TN Classic Transport Carriers" The Toy: "Square Vette" 72 Hybrid Blazer Toy Barn: "LuvShack" 40 x 60 x 20 Shop Tow Piggy:"Maddy" 88 Silverado 3500 Hauler: "Feathers" 14 Aluma 8218T |
04-15-2004, 09:02 PM | #16 |
Registered User
Join Date: Jan 2003
Location: Washington State
Posts: 8,831
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If you try to have the truck valued, insurance can kill you.....but try to get them to pay off if it comes to that...
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1970 Chev CST 2003 Harley Fatboy 1975 Chevrolet Step Van 1956 Chev Bel Air 1977 Blazer 2WD For Sale $3000.00 1978 Blazer 2WD For Sale $7000.00 1978 Silverado 2005 Monte Carlo |
04-15-2004, 10:34 PM | #17 |
Formerly yellow72custom
Join Date: May 2001
Location: Austin, TX
Posts: 7,531
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As long as we are talking about insurace...
What do you guys no about classic vehilce insurance? SInce my '72 will most likely not be my only mode of transportation anymore it will be sitting at home and only driven once or twice a month. No point paying almost $100 a month if i'm not going to drive it. I know the classic vehilce thing is cheaper... I do have a garage now. Don't you have to get the truck apprasied first, and are there any policys that would allow, say 3000 or so miles a year of driving?
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'72 Chevy C10 Mild 350/TH350/3.07. Ochre/White. Old high school ride. '70 GMC C2500 '62 327 4bbl/SM465/4.56-geared Dana 60. White/White. Project or parts truck. '97 Saturn SL DD. 1.9/5-speed. 40+ highway mpg |
04-15-2004, 11:51 PM | #18 |
AKA Phillip Johnson, AKA BANNED
Join Date: Feb 2004
Location: Northern Calif.
Posts: 193
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My rate with Allstate is good because I have no tickets, no accidents, and its a multi car policy. But, with 4 cars and 3 drivers, my total 6 month policy for FULL coverage is less than $800. every 6 months. That is also with a teenage driver. Ive been with Allstate for almost 20 years. Not gonna change any time soon!
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04-15-2004, 11:59 PM | #19 |
SLOW BUT SURE,BUT CLOSER
Join Date: Feb 2002
Location: eleanor wv usa
Posts: 3,096
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I'm with American National, they have a program called '' CHROME'' for classics. This is a ballpark figure, $200-230 a yr full coverage with agreed value of $10-12 grand. Depending on apprasial (sp) Thats a 7,500 yearly mileage limit. Mine should be in those figures.
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69 C-10, OWNED 38YRS... 350 over 30, 350 Turbo, 3:73 Posi P/S, P/B Black with red and black int. ''LOVE THESE OLD ''TRUCKS....... |
04-16-2004, 12:38 AM | #20 |
Registered User
Join Date: Mar 2004
Location: Thorsby AB Canada
Posts: 206
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Yes canadian! It sucks. my truck cost less!
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1972 Chevy C/10 350/200r4 |
04-16-2004, 12:39 AM | #21 |
its all about the +6 inches
Join Date: Jan 2001
Location: Hilliard Ohio
Posts: 2,690
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I have been with Geiko for 10 years as of next month, and with liability on both my 69 GMC and on the wife's 96 Contour, we pay about 65 bucks a month...no tickets or accidents in the last 3 years. If I left the county it'd drop to 50 bucks.
Last edited by Longhorn Man; 04-16-2004 at 11:02 AM. |
04-16-2004, 07:52 AM | #22 |
Registered User
Join Date: Feb 2004
Location: WHITEVILLE N.C.
Posts: 494
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I have mine with the GREAT AMERICAN INSURANCE COMPANIES.
Full coverage $154/year $50 deductible $20,000 stated amount. Its not for a daily driver, has limited miles and must be garaged.
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72 CHEYENNE 10 SUPER 468/400/3.73 |
04-16-2004, 08:10 AM | #23 |
Senior Member
Join Date: Jan 2000
Location: Cincinnati, Ohio
Posts: 1,492
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I have some of my cars with Great American Collector and my K20s with Continental Collector. Continental would allow me to tow a trailer occasionally. Limited to 2500 miles a year, must be in a garage, must have another daily driver pickup, etc etc. My truck is about 150/year full coverage.
Make sure you shop around. Great American is insuring my ZR1 for around 500/year while Continental wanted 1200/year. They all have their specialties. |
04-16-2004, 09:25 AM | #24 |
67-72 Addict!
Join Date: Feb 2002
Location: The TAX State!
Posts: 7,856
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I was recently quoted $138/ year for 10 grand coverage by http://www.classiccarinsurance.com/pages/aboutus.htm
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Jim 1970 C/10 Fleetside w/Ghost Flames Lowered 4.5" front and 4" rear (Raked) 355/350 Turbo w/shift kit 10" Redneck Performance Verter w/2500 stall Hooker Super Comps part#2808-1 Performer RPM Air-Gap 12 Bolt w/3:73 gears- Eaton Posi Comp Cams XE262 with 1.6 Crane Energizers, Road Demon 625 and Brodix IK 180 heads |
04-16-2004, 01:32 PM | #25 |
State of Confusion!
Join Date: Jul 2002
Location: Gulfport, MS USA
Posts: 47,216
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I'm with Farm Bureau. Unfortunately my rates when up recently because of a fender bender. Lost my good rate status. But for the 82 and 70 at liability only no driving restrictions, the 02 Bonneville and my 96 are full coverage, it runs me about 850 every 6 months. Unfortunately with I10 and Highway 90 as our main roadways, the MS gulfcoast is a high risk driving area. But with 4 vehicles and 3 drivers, one is 15, it's not too bad. BTW, the 15 year old has to pay her own way, so it doesn't actually cost me that much either.
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Bill 1970 Chevy Custom/10 LWB Fleetside 2010 Toyota Tacoma PreRunner SR5 Double Cab - DD Member of Louisiana Classic Truck Club (LCTC) Bill's Gallery Life isn't tied with a bow, but it's still a gift. Live simply. Love generously. Care deeply. Speak kindly. Leave the rest to God! |
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