classic car insurance - The 1947 - Present Chevrolet & GMC Truck Message Board Network

*vegaschevy* · 10-05-2009, 12:06 AM

I checked hagerty insurance on insuring my beast of a truck. I came up with 243 a year full coverage based on a 10k value which I think is more then reasonable.
What has everyone else come up with? did the actual amount change from the quoted amount?
what is everyone using?

Daves72'GMC · 10-05-2009, 03:20 AM

Seems kind of high,I believe mine is about $240 a year for $40,000 with Hagarty's.

JimKshortstep4x4 · 10-05-2009, 05:50 AM

Did you give them pictures of your truc when you got the quote?

A lot of the cost depends on the state. For example, in Michigan where we have the "Uninsured Motorist's Fund" there is a a $135 dollar "fee" applied to the first classic car that is insured. (For cars other then classic cars, the "fee" is applied to all vehicles).

Jim

hchad18 · 10-05-2009, 08:18 AM

I pay Grundy about 260.00 for $35,000 on my wagon and then added my 83 c-10 and it was 65.00 added to the premium, the 83 was 6,000 worth of insurance. Hagerty was higher for me when I checked.

**chevy71super** · 10-05-2009, 08:29 AM

I pay Haggerty about $160 a year, $20,000 stated value. California.

**70cst** · 10-05-2009, 08:31 AM

The one concern I have is that some of the Specialty Insurance Companies have driving restrictions. ie: If you drive your vehicle to Walmart and get into a fender bender it's not covered. If you use it for some personal work...not covered. If you use it as a daily driver its not covered. etc. What restrictions have you all found. The insurance I have now will only insure my truck for up to $24,000. I am interested in your findings.

wkends · 10-05-2009, 09:32 AM

Check with Grundy. They do quotes online and they will beat Hagerty on the same coverage.

Hottrucks · 10-05-2009, 09:55 AM

I have mine insured through my regular ins. company but what I have learned to take alot of pics of your truck for the ins to have get an appraisal done at a local shop for value (most shops will work with you on the "value") then talk to your agent...I have mine ins for $5000..is it worth that well thats all subject to opinion.....probaly not the truck if it was stock but start adding in air ride and things like that then probably yea

because I'm single my old truck qualifies me for multi car discounts so I think I'm paying under $200

**70cst** · 10-05-2009, 09:57 AM

Quote:

Originally Posted by Hottrucks

I have mine insured through my regular ins. company but what I have learned to take alot of pics of your truck for the ins to have get an appraisal done at a local shop for value (most shops will work with you on the "value") then talk to your agent...I have mine ins for $5000..is it worth that well thats all subject to opinion.....probaly not the truck if it was stock but start adding in air ride and things like that then probably yea

because I'm single my old truck qualifies me for multi car discounts so I think I'm paying under $200

I have mine with my insurace company but the max they will go is $24,000. I could not replace my truck for $24,000.

**70cst** · 10-05-2009, 10:00 AM

Quote:

Originally Posted by wkends

Check with Grundy. They do quotes online and they will beat Hagerty on the same coverage.

Thanks for the info....I will give them a shot.

68lwb292 · 10-05-2009, 04:08 PM

There is another thread about classic insurance you might want to read over if you haven't already. Some of these guys make a good point.
http://67-72chevytrucks.com/vboard/s...d.php?t=324902

gmcdude · 10-05-2009, 05:31 PM

150.00 With Hagerty on 15,000 full coverage, driving 500 miles a year. doing it going online, more checking with a Agent locally, some states may be more.

**mikey531** · 10-05-2009, 05:38 PM

I have both my T $6500. and truck $8500. with Grundy. They were very helpful and and easy to deal with. I pay around $130 for both.

**70cst** · 10-05-2009, 05:55 PM

Quote:

Originally Posted by 68lwb292

There is another thread about classic insurance you might want to read over if you haven't already. Some of these guys make a good point.
http://67-72chevytrucks.com/vboard/s...d.php?t=324902

Quote:

Originally Posted by mikey531

I have both my T $6500. and truck $8500. with Grundy. They were very helpful and and easy to deal with. I pay around $130 for both.

The 1st link is one that I started 1/09 as I was looking for insurance to cover my truck. Because of this thread it reminded me that I still hadn't found an insurance company to my liking. I called Grundy and was pleased with what I was quoted and told. (Info in link)

vegaschevy...thanks for this thread that you started as I forgot to finish my research into insurance quotes.

oldschooloutlaw · 10-05-2009, 09:09 PM

will this increase the taxable value of your truck

**70cst** · 10-05-2009, 11:20 PM

Quote:

Originally Posted by oldschooloutlaw

will this increase the taxable value of your truck

Good question...I don't know.

10-05-2009, 12:06 AM	#1
vegaschevy Account Suspended Join Date: May 2009 Location: las vegas nv Posts: 1,493	classic car insurance I checked hagerty insurance on insuring my beast of a truck. I came up with 243 a year full coverage based on a 10k value which I think is more then reasonable. What has everyone else come up with? did the actual amount change from the quoted amount? what is everyone using?

10-05-2009, 03:20 AM	#2
Daves72'GMC Registered User Join Date: Mar 2003 Location: Asheville, N.C Posts: 952	Re: classic car insurance Seems kind of high,I believe mine is about $240 a year for $40,000 with Hagarty's.

10-05-2009, 05:50 AM	#3
JimKshortstep4x4 Senior Member Join Date: Jul 2001 Location: Muskegon,MI,USA Posts: 6,026	Re: classic car insurance Did you give them pictures of your truc when you got the quote? A lot of the cost depends on the state. For example, in Michigan where we have the "Uninsured Motorist's Fund" there is a a $135 dollar "fee" applied to the first classic car that is insured. (For cars other then classic cars, the "fee" is applied to all vehicles). Jim __________________ 1971 Shortbox step side 4x4, 350 sbc, 3:07 rear end 1965 Impala SS 400 sbc, Muncie rock crusher 1966 Impala SS 396 bbc, TH 400 1969 El Camino, 350 sbc, TH 350 1971 Snowplow built on a Blazer frame 1972 GMC Short bed, stepside, TH 400, 427 BBC

10-05-2009, 08:18 AM	#4
hchad18 Registered User Join Date: Mar 2006 Location: AZ Posts: 372	Re: classic car insurance I pay Grundy about 260.00 for $35,000 on my wagon and then added my 83 c-10 and it was 65.00 added to the premium, the 83 was 6,000 worth of insurance. Hagerty was higher for me when I checked.

10-05-2009, 08:29 AM	#5
chevy71super Registered User Join Date: Jan 2002 Location: So Cal Posts: 658	Re: classic car insurance I pay Haggerty about $160 a year, $20,000 stated value. California. __________________ 71 Cheyenne Super 4X4 SB 72 Cheyenne Super 4X4 SB 72 Cheyenne 4X4 SB

10-05-2009, 08:31 AM	#6
70cst Senior Member Join Date: Feb 2001 Location: New Madison, Ohio Posts: 21,365	Re: classic car insurance The one concern I have is that some of the Specialty Insurance Companies have driving restrictions. ie: If you drive your vehicle to Walmart and get into a fender bender it's not covered. If you use it for some personal work...not covered. If you use it as a daily driver its not covered. etc. What restrictions have you all found. The insurance I have now will only insure my truck for up to $24,000. I am interested in your findings. __________________ A husband can be right...or...A husband can be happy. 67-72 Chevy and GMC Trucks...The Classic Truck for the Classic Folk. 1970 CST Two tone green, 402BB, 400 Automatic, Tach, Buckets, AC, AM-FM, Tilt, GM CB, GM 8 Tract, LWB, etc JOHN 17:3...The better side of "LIFE" Remember: Everyday is a good day...Some are just gooder!

10-05-2009, 09:32 AM	#7
wkends Registered User Join Date: Nov 2007 Location: Kentucky Posts: 37	Re: classic car insurance Check with Grundy. They do quotes online and they will beat Hagerty on the same coverage.

10-05-2009, 09:55 AM	#8
Hottrucks Redefining LowBudget Join Date: Mar 2009 Location: lebanon Cow Hampshire Posts: 4,538	Re: classic car insurance I have mine insured through my regular ins. company but what I have learned to take alot of pics of your truck for the ins to have get an appraisal done at a local shop for value (most shops will work with you on the "value") then talk to your agent...I have mine ins for $5000..is it worth that well thats all subject to opinion.....probaly not the truck if it was stock but start adding in air ride and things like that then probably yea because I'm single my old truck qualifies me for multi car discounts so I think I'm paying under $200

10-05-2009, 04:08 PM	#11
68lwb292 Ex-Minitrucker Join Date: Apr 2009 Location: Bushnell, FL Posts: 301	Re: classic car insurance There is another thread about classic insurance you might want to read over if you haven't already. Some of these guys make a good point. http://67-72chevytrucks.com/vboard/s...d.php?t=324902

10-05-2009, 05:31 PM	#12
gmcdude Registered User Join Date: Jul 2009 Location: Abingdon, Virginia Posts: 300	Re: classic car insurance 150.00 With Hagerty on 15,000 full coverage, driving 500 miles a year. doing it going online, more checking with a Agent locally, some states may be more. Last edited by gmcdude; 10-05-2009 at 05:31 PM.

10-05-2009, 05:38 PM	#13
mikey531 Senior Member Join Date: Jul 2009 Location: Exeter, NH Posts: 786	Re: classic car insurance I have both my T $6500. and truck $8500. with Grundy. They were very helpful and and easy to deal with. I pay around $130 for both.

10-05-2009, 09:09 PM	#15
oldschooloutlaw Registered User Join Date: Nov 2004 Location: Last big town in KY before the VA Line Posts: 66	Re: classic car insurance will this increase the taxable value of your truck __________________ Drive fast and Take Chances - In memory of Todd Rowe #725 Fire Chief 96 Chevy K1500 67 Chevelle 70 Chevy C10 - Old Red

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