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10-05-2009, 12:06 AM | #1 |
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Join Date: May 2009
Location: las vegas nv
Posts: 1,493
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classic car insurance
I checked hagerty insurance on insuring my beast of a truck. I came up with 243 a year full coverage based on a 10k value which I think is more then reasonable.
What has everyone else come up with? did the actual amount change from the quoted amount? what is everyone using? |
10-05-2009, 03:20 AM | #2 |
Registered User
Join Date: Mar 2003
Location: Asheville, N.C
Posts: 952
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Re: classic car insurance
Seems kind of high,I believe mine is about $240 a year for $40,000 with Hagarty's.
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10-05-2009, 05:50 AM | #3 |
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Join Date: Jul 2001
Location: Muskegon,MI,USA
Posts: 6,026
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Re: classic car insurance
Did you give them pictures of your truc when you got the quote?
A lot of the cost depends on the state. For example, in Michigan where we have the "Uninsured Motorist's Fund" there is a a $135 dollar "fee" applied to the first classic car that is insured. (For cars other then classic cars, the "fee" is applied to all vehicles). Jim
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1971 Shortbox step side 4x4, 350 sbc, 3:07 rear end 1965 Impala SS 400 sbc, Muncie rock crusher 1966 Impala SS 396 bbc, TH 400 1969 El Camino, 350 sbc, TH 350 1971 Snowplow built on a Blazer frame 1972 GMC Short bed, stepside, TH 400, 427 BBC |
10-05-2009, 08:18 AM | #4 |
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Location: AZ
Posts: 372
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Re: classic car insurance
I pay Grundy about 260.00 for $35,000 on my wagon and then added my 83 c-10 and it was 65.00 added to the premium, the 83 was 6,000 worth of insurance. Hagerty was higher for me when I checked.
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10-05-2009, 08:29 AM | #5 |
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Join Date: Jan 2002
Location: So Cal
Posts: 658
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Re: classic car insurance
I pay Haggerty about $160 a year, $20,000 stated value. California.
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10-05-2009, 08:31 AM | #6 |
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Join Date: Feb 2001
Location: New Madison, Ohio
Posts: 21,373
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Re: classic car insurance
The one concern I have is that some of the Specialty Insurance Companies have driving restrictions. ie: If you drive your vehicle to Walmart and get into a fender bender it's not covered. If you use it for some personal work...not covered. If you use it as a daily driver its not covered. etc. What restrictions have you all found. The insurance I have now will only insure my truck for up to $24,000. I am interested in your findings.
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A husband can be right...or...A husband can be happy. 67-72 Chevy and GMC Trucks...The Classic Truck for the Classic Folk. 1970 CST Two tone green, 402BB, 400 Automatic, Tach, Buckets, AC, AM-FM, Tilt, GM CB, GM 8 Tract, LWB, etc JOHN 17:3...The better side of "LIFE" Remember: Everyday is a good day...Some are just gooder! |
10-05-2009, 09:32 AM | #7 |
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Join Date: Nov 2007
Location: Kentucky
Posts: 37
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Re: classic car insurance
Check with Grundy. They do quotes online and they will beat Hagerty on the same coverage.
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10-05-2009, 09:55 AM | #8 |
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Join Date: Mar 2009
Location: lebanon Cow Hampshire
Posts: 4,538
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Re: classic car insurance
I have mine insured through my regular ins. company but what I have learned to take alot of pics of your truck for the ins to have get an appraisal done at a local shop for value (most shops will work with you on the "value") then talk to your agent...I have mine ins for $5000..is it worth that well thats all subject to opinion.....probaly not the truck if it was stock but start adding in air ride and things like that then probably yea
because I'm single my old truck qualifies me for multi car discounts so I think I'm paying under $200 |
10-05-2009, 09:57 AM | #9 | |
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Join Date: Feb 2001
Location: New Madison, Ohio
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Re: classic car insurance
Quote:
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A husband can be right...or...A husband can be happy. 67-72 Chevy and GMC Trucks...The Classic Truck for the Classic Folk. 1970 CST Two tone green, 402BB, 400 Automatic, Tach, Buckets, AC, AM-FM, Tilt, GM CB, GM 8 Tract, LWB, etc JOHN 17:3...The better side of "LIFE" Remember: Everyday is a good day...Some are just gooder! |
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10-05-2009, 10:00 AM | #10 |
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Join Date: Feb 2001
Location: New Madison, Ohio
Posts: 21,373
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Re: classic car insurance
Thanks for the info....I will give them a shot.
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A husband can be right...or...A husband can be happy. 67-72 Chevy and GMC Trucks...The Classic Truck for the Classic Folk. 1970 CST Two tone green, 402BB, 400 Automatic, Tach, Buckets, AC, AM-FM, Tilt, GM CB, GM 8 Tract, LWB, etc JOHN 17:3...The better side of "LIFE" Remember: Everyday is a good day...Some are just gooder! |
10-05-2009, 04:08 PM | #11 |
Ex-Minitrucker
Join Date: Apr 2009
Location: Bushnell, FL
Posts: 301
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Re: classic car insurance
There is another thread about classic insurance you might want to read over if you haven't already. Some of these guys make a good point.
http://67-72chevytrucks.com/vboard/s...d.php?t=324902 |
10-05-2009, 05:31 PM | #12 |
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Join Date: Jul 2009
Location: Abingdon, Virginia
Posts: 300
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Re: classic car insurance
150.00 With Hagerty on 15,000 full coverage, driving 500 miles a year. doing it going online, more checking with a Agent locally, some states may be more.
Last edited by gmcdude; 10-05-2009 at 05:31 PM. |
10-05-2009, 05:38 PM | #13 |
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Join Date: Jul 2009
Location: Exeter, NH
Posts: 794
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Re: classic car insurance
I have both my T $6500. and truck $8500. with Grundy. They were very helpful and and easy to deal with. I pay around $130 for both.
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10-05-2009, 05:55 PM | #14 | ||
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Join Date: Feb 2001
Location: New Madison, Ohio
Posts: 21,373
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Re: classic car insurance
Quote:
Quote:
The 1st link is one that I started 1/09 as I was looking for insurance to cover my truck. Because of this thread it reminded me that I still hadn't found an insurance company to my liking. I called Grundy and was pleased with what I was quoted and told. (Info in link) vegaschevy...thanks for this thread that you started as I forgot to finish my research into insurance quotes.
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A husband can be right...or...A husband can be happy. 67-72 Chevy and GMC Trucks...The Classic Truck for the Classic Folk. 1970 CST Two tone green, 402BB, 400 Automatic, Tach, Buckets, AC, AM-FM, Tilt, GM CB, GM 8 Tract, LWB, etc JOHN 17:3...The better side of "LIFE" Remember: Everyday is a good day...Some are just gooder! |
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10-05-2009, 09:09 PM | #15 |
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Join Date: Nov 2004
Location: Last big town in KY before the VA Line
Posts: 66
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Re: classic car insurance
will this increase the taxable value of your truck
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10-05-2009, 11:20 PM | #16 |
Senior Member
Join Date: Feb 2001
Location: New Madison, Ohio
Posts: 21,373
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Re: classic car insurance
Good question...I don't know.
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A husband can be right...or...A husband can be happy. 67-72 Chevy and GMC Trucks...The Classic Truck for the Classic Folk. 1970 CST Two tone green, 402BB, 400 Automatic, Tach, Buckets, AC, AM-FM, Tilt, GM CB, GM 8 Tract, LWB, etc JOHN 17:3...The better side of "LIFE" Remember: Everyday is a good day...Some are just gooder! |
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