Can't seem to win. Sideswiped. - The 1947 - Present Chevrolet & GMC Truck Message Board Network

Davetopay · 10-14-2010, 11:47 PM

Got hit by an 80 year old dude in a beat up 93 GMC on my way home tonight. He crossed into my lane in the middle of an intersection and stabbed the brakes. Now I have a nice set of creases running down the passenger door, cab corner, the length of the bed, and a pulled bumper. The real killer is that the cop wouldn't cite him for it either. No witnesses. I feel a HUGE insurance battle coming up.

**El Jay** · 10-14-2010, 11:53 PM

That sucks.
But on the other hand, as long as you & the old guy didn't get hurt, it's on steel.
A real, giant PITA, but still only steel.

Good luck with your battles.

Jacfourteen · 10-14-2010, 11:53 PM

That really sucks, sorry about your luck. Hope his insurance makes it right without a fight.

Davetopay · 10-15-2010, 12:00 AM

Mostly I am worried that they are going to try and total the truck based on property tax assessments. I have been looking around all night for a comparable truck for sale. Guess what? Didn't find any. I figure it needs a door skin, quarter panel, bumper with brackets, and custom matching of the paint. I don't even have a clue as to what brand paint is on it. I haven't seen shop labor rates recently, but I am willing to bet that there is more than 2500 in damage. For me to replace the truck would cost over 7 grand.

I think I am more pissed about the cop not citing him than the accident itself.

wwotr · 10-15-2010, 12:06 AM

Quote:

Originally Posted by Davetopay

Mostly I am worried that they are going to try and total the truck based on property tax assessments. I have been looking around all night for a comparable truck for sale. Guess what? Didn't find any. I figure it needs a door skin, quarter panel, bumper with brackets, and custom matching of the paint. I don't even have a clue as to what brand paint is on it. I haven't seen shop labor rates recently, but I am willing to bet that there is more than 2500 in damage. For me to replace the truck would cost over 7 grand.

I think I am more pissed about the cop not citing him than the accident itself.

I am so sorry to hear about your Truck.
There is no consoling you at this point, but heres 2 things to keep in mind:

1) I bought my Wife a 2011 Camaro for her BD and 3 days later,
someone backed into it in the Parking lot = $5004.27!

2) Your Story is why I'm going with "Agreed Value Insurance" through JC Taylor.

Took 6 pictures of my Truck.
Filled out the application and wrote out a check for the 1st years Premiums.
Approx $268.00 for $13K of "Agreed Value".
If its totaled or Salvaged, I get $13K, no questions asked.

If I kept my Truck on my Farmers Policy, I'd have to fight them tooth and Nail,
and would still only end up with probably $7K.

Good Luck!

Davetopay · 10-15-2010, 12:10 AM

Quote:

Originally Posted by wwotr

I am so sorry to hear about your Truck.
There is no consoling you at this point, but heres 2 things to keep in mind.
1) I bought my Wife a 2011 Camaro for her BD and 3 days later, someone backed into it = $5004.27!

2) Your Story is why I'm going with "Agreed Value Insurance" through JC Taylor.

Took 6 pictures of my Truck. Filled out the application and wrote out a check for the 1st years Premiums.
Approx $268.00 for $13K of "Agreed Value".
If its totales or Salvaged, I get $13K, no questions asked.

If I kept my Truck on my Farmers Policy, I'd have to fight them tooth and Nail, and would still only end up with probably $7K.

Good Luck!

I couldn't pull an agreed value policy on a daily driver in the DC area. Years ago, I had a gorgeous Mercedes 240d that got totaled when rear ended by a Volvo. They tried to give me 2500 for it until I provided them with 20 different classified ads for similar cars at 5k+. They cut me a check for 5k in less than 6 hours.

Vintage Windmills · 10-15-2010, 04:11 PM

Sorry to hear. I hate it when the cops wont determine who's at fault or cite.

Quote:

Originally Posted by wwotr

2) Your Story is why I'm going with "Agreed Value Insurance" through JC Taylor.

Filled out the application and wrote out a check for the 1st years Premiums.
Approx $268.00 for $13K of "Agreed Value".
If its totaled or Salvaged, I get $13K, no questions asked.

How is the determination of "totaled" or salvaged made though? I mean, if there is really 10k work of damage and they say its not totaled, then can't you still get screwed? Or, maybe they just cover any shop costs as long as it doesn't exceed $13k?? That may assure you don't get screwed.

**GruntMoanCough** · 10-15-2010, 12:11 AM

Bummer

Quote:

Originally Posted by Davetopay

I think I am more pissed about the cop not citing him than the accident itself.

Up here, it's illegal to change lanes in the middle of an intersection. Good luck.

red71cheyenne · 10-15-2010, 12:18 AM

That really sucks. Hope you can get it fixed without any money out of pocket. Just glad you are both OK. Dude! New Camaro backed into!! I'd be loosing my mind.

wwotr · 10-15-2010, 12:26 AM

Quote:

Originally Posted by red71cheyenne

That really sucks. Hope you can get it fixed without any money out of pocket. Just glad you are both OK. Dude! New Camaro backed into!! I'd be loosing my mind.

Not trying to Hijack the Thread, but if you wanna read someone ELSES Missery....

Heres Mine:
http://67-72chevytrucks.com/vboard/s...6&goto=newpost

oldblue1968chevy · 10-15-2010, 11:08 AM

lol wheres the pics!!

i went thru this too, what side did it hit ya? and if its rear drivers side lwb truck, Ive got a 1/2 a bedside you can have (pretty dang straight and rustfree,i cut it off after my wreck, it was good metal) its yours if you want it for free, really dont wanna ship..)

Longhorn Man · 10-15-2010, 06:53 PM

get the accident report. Just becouse no one got a ticket, doesn't mean the guy isn't at fault.
It is pretty much illegal anywhere to change lanes in an intersection, let alone while someone is in the other lane.
Who is the other guy insured with?

Davetopay · 10-15-2010, 09:30 PM

Quote:

Originally Posted by Longhorn Man

get the accident report. Just becouse no one got a ticket, doesn't mean the guy isn't at fault.
It is pretty much illegal anywhere to change lanes in an intersection, let alone while someone is in the other lane.
Who is the other guy insured with?

The local police doesn't do an official "report" without injury. There is just a "call out" number which will verify when and where the cop was.

The cop even let the guy get away with not providing a policy number, just a local agency name.

I'm slightly pissed.

**70cst** · 10-15-2010, 09:32 PM

Bummer....sorry to hear this.

10-14-2010, 11:47 PM	#1
Davetopay Registered User Join Date: Oct 2009 Location: Leesburg, VA Posts: 424	Can't seem to win. Sideswiped. Got hit by an 80 year old dude in a beat up 93 GMC on my way home tonight. He crossed into my lane in the middle of an intersection and stabbed the brakes. Now I have a nice set of creases running down the passenger door, cab corner, the length of the bed, and a pulled bumper. The real killer is that the cop wouldn't cite him for it either. No witnesses. I feel a HUGE insurance battle coming up.

10-14-2010, 11:53 PM	#2
El Jay Gone to greener pastures Join Date: May 2007 Location: Gateway to the Delta Posts: 7,354	Re: Can't seem to win. Sideswiped. That sucks. But on the other hand, as long as you & the old guy didn't get hurt, it's on steel. A real, giant PITA, but still only steel. Good luck with your battles. __________________ '69 Chevy 1/2 T LWB Stepper: Daily Beater '72 GMC 3/4 T Fleet: Another Daily Beater '72 Plymouth Gran Coupe: ? "Ah women. They make the highs higher and the lows more frequent." Friedrich Nietzsche "Never kick a fresh turd on a hot day." Harry S. Truman GUN CONTROL: Never having to say, "I missed you." Always fire two warning shots into your attacker's chest area before putting a bullet between his eyes. Paraphrased from Louis Awerbuck

10-14-2010, 11:53 PM	#3
Jacfourteen Big Red - Now its a SWB! Join Date: Jun 2009 Location: Oroville, Ca Posts: 1,624	Re: Can't seem to win. Sideswiped. That really sucks, sorry about your luck. Hope his insurance makes it right without a fight. __________________ 68 3/4 ton (Project)-350 Small Block, .030 over, 10:1 comp, 3998993 heads, C3BX edelbrock intake, comp cams XE268, Holley 670 SA, long tube headers, dual flow 40's, E-fan, Alum rad, currently under the knife getting shortened and bagged build thread 41 3/4 ton (wife's)-flatbed, fully restored to original 01 Tahoe LT 4WD (my daily driver)-Magnaflow Muffler, Rollin on 22's 02 Ford Mustang Convertable (Wife's Car)-Flowmaster 50, Clear corners, Intake, sittin on 18's

10-15-2010, 12:00 AM	#4
Davetopay Registered User Join Date: Oct 2009 Location: Leesburg, VA Posts: 424	Re: Can't seem to win. Sideswiped. Mostly I am worried that they are going to try and total the truck based on property tax assessments. I have been looking around all night for a comparable truck for sale. Guess what? Didn't find any. I figure it needs a door skin, quarter panel, bumper with brackets, and custom matching of the paint. I don't even have a clue as to what brand paint is on it. I haven't seen shop labor rates recently, but I am willing to bet that there is more than 2500 in damage. For me to replace the truck would cost over 7 grand. I think I am more pissed about the cop not citing him than the accident itself.

10-15-2010, 12:18 AM	#9
red71cheyenne Back in the sticks Join Date: Jan 2001 Location: Fordland, MO Posts: 3,188	Re: Can't seem to win. Sideswiped. That really sucks. Hope you can get it fixed without any money out of pocket. Just glad you are both OK. Dude! New Camaro backed into!! I'd be loosing my mind. __________________ 1971 Cheyenne C-10 w/700R4 and Tuned Port Injection 1969 K5 Blazer w/Tuned Port 2010 2SS/RS Flaming Orange Camaro 2011 K1500 Suburban 2014 K1500 Pickup 2008 Nissan Altima? The wifes' hoopty

10-15-2010, 11:08 AM	#11
oldblue1968chevy Grandpa in the rustmobile... Join Date: Nov 2008 Location: Spokane WA/Viola TN Posts: 11,422	Re: Can't seem to win. Sideswiped. lol wheres the pics!! i went thru this too, what side did it hit ya? and if its rear drivers side lwb truck, Ive got a 1/2 a bedside you can have (pretty dang straight and rustfree,i cut it off after my wreck, it was good metal) its yours if you want it for free, really dont wanna ship..) __________________ John Goose-1968 C10 355,9.32-1CR, Vortec Heads ,262 voodoo, 3.73:1 3OTT (HS ride/beater/farm truck) http://67-72chevytrucks.com/vboard/s...d.php?t=317684 Grams 53-1953 Chevrolet Belair http://67-72chevytrucks.com/vboard/s...=1#post4327784 1969 Chevy C10 Shortbed 4.5/6?" Frame off resto http://67-72chevytrucks.com/vboard/s...d.php?t=548136 1999 Toyota Tacoma 4x4

10-15-2010, 06:53 PM	#12
Longhorn Man its all about the +6 inches Join Date: Jan 2001 Location: Hilliard Ohio Posts: 2,690	Re: Can't seem to win. Sideswiped. get the accident report. Just becouse no one got a ticket, doesn't mean the guy isn't at fault. It is pretty much illegal anywhere to change lanes in an intersection, let alone while someone is in the other lane. Who is the other guy insured with?

10-15-2010, 09:32 PM	#14
70cst Senior Member Join Date: Feb 2001 Location: New Madison, Ohio Posts: 21,373	Re: Can't seem to win. Sideswiped. Bummer....sorry to hear this. __________________ A husband can be right...or...A husband can be happy. 67-72 Chevy and GMC Trucks...The Classic Truck for the Classic Folk. 1970 CST Two tone green, 402BB, 400 Automatic, Tach, Buckets, AC, AM-FM, Tilt, GM CB, GM 8 Tract, LWB, etc JOHN 17:3...The better side of "LIFE" Remember: Everyday is a good day...Some are just gooder!

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