Register or Log In To remove these advertisements. |
|
|
|
Thread Tools | Display Modes |
|
09-18-2012, 10:14 PM | #1 |
Registered User
Join Date: Mar 2011
Location: Joplin, MO
Posts: 161
|
Before & After. Not as good as it sounds....
Took this pic at the park 3 or 4 weeks ago.
After some kid pulled out in front of me on a busy road. I was heading north, he was trying to cross my lane to go south. Didn't work out too well for him, or me. The black pile in front of the tire is rubber from me locking them up trying not to hit him. As soon as I saw him, I hit him. The frame is torn at the engine mounts on the driver side and is buckled for about a foot and a half directly below the door area. I think it goes without saying, but he was at fault. Either way, I still lose. The estimate to repair was $6,700, which obviously totaled it. He had full coverage insurance and I had full coverage. But all the insurance cares about is paying for a "1984 GMC truck". Their offer is far less than I would have sold the truck for. I sent them $4,500 in receipts, along with a professional appraisal for $6,800. That caused their offer to go from $2,800 to $3,200. And that is with me giving up the truck to them. They would pay $2200 if I want to keep it. All I had left to do was replace a couple small pieces of metal and paint it. Engine doesn't even have 1,000 miles on it. New interior, new bedliner and new exhaust. PLEASE LEARN FROM MY MISTAKES. IF YOUR TRUCK IS WORTH MORE TO YOU THAN IT IS BOOKED FOR, INSURE IT FOR MORE MONEY! I had full coverage on mine, but it didn't help.
__________________
Jeremy I have done so much, for so long, with so little, I can do anything with nothing! 1984 GMC Sierra Classic-1/2 ton-SWB (R.I.P.) 1986 GMC Suburban 3/4 ton 4x4 2014 GMC Sierra LTZ Z-71 Crew SWB Last edited by 1425956; 09-18-2012 at 10:18 PM. Reason: Info |
09-18-2012, 10:52 PM | #2 |
Registered User
Join Date: Apr 2011
Location: northern california
Posts: 123
|
Re: Before & After. Not as good as it sounds....
aww dammit. Im stating the obvious, but that F&%k'n sucks.
Ive been in that position where a truck was almost done just to have some asswipe destroy it. |
09-18-2012, 10:57 PM | #3 |
Registered User
Join Date: Dec 2006
Location: connecticut
Posts: 261
|
Re: Before & After. Not as good as it sounds....
You should go see a doctor that looks like a hard hit...
|
09-18-2012, 10:58 PM | #4 |
Registered User
Join Date: Oct 2003
Location: houston, texas
Posts: 1,974
|
Re: Before & After. Not as good as it sounds....
sorry to see/hear this....that was a very nice truck.
thanks for the advice on insurance coverage
__________________
2008 Silverado Z71 RCSB 1991 GMC Jimmy 4x4 1976 GMC Sierra C15 SWB |
09-18-2012, 11:24 PM | #5 |
Registered User
Join Date: Mar 2012
Location: San Antonio, Tx
Posts: 784
|
Re: Before & After. Not as good as it sounds....
This is the 3rd one in a few weeks
people these days need to learn how to drive I swear sorry to hear that man
__________________
San Antonio, TEXAS -Frog -I'm a valet and well I've driven BMWs, Mercedes, Porsche,Bentlys, fiats, Hondas, etc and well even do I like a few features, I love my shortbed, it dosent bore me out, just press on the gas and you'll remember why you love it. |
09-18-2012, 11:40 PM | #6 |
Registered User
Join Date: Dec 2010
Location: salem oregon
Posts: 414
|
Re: Before & After. Not as good as it sounds....
Nothing like paying a private company for the right to drive on a public road.
Posted via Mobile Device |
09-19-2012, 12:37 AM | #7 |
Registered User
Join Date: May 2010
Location: Lewis County, WA
Posts: 1,523
|
Re: Before & After. Not as good as it sounds....
Peeves me off too.
Last edited by old Rusty C10; 09-19-2012 at 08:37 AM. |
09-19-2012, 12:51 AM | #8 |
Account Suspended
Join Date: Nov 2004
Location: Rhode Island/Vermont
Posts: 583
|
Re: Before & After. Not as good as it sounds....
Fight them... its established that it was their guys fault... clearly the truck is not drivable entitling you to rental coverage, drop the truck at a shop, afterall you have the appraisal that counteracts their "book value". Costs add up for them real quick as I learned last december.
My clk was hit by a dumb girl who merged into the side of it knocking the quarter panel and tearing the bumper. They first claimed they wanted to pay $1800 to repair it with filler, etc. I left it with a shop of my choice, took a rental which their insured was liable for at $30+ per day, and some time later they owed a $1600 rental bill, plus the $5500 they finally cut a check for in damages. It took me through most of January to get to that point, but, it paid off in the end. |
09-19-2012, 02:08 AM | #9 |
GM Addicted
Join Date: Jan 2009
Location: Visalia, Ca
Posts: 2,294
|
Re: Before & After. Not as good as it sounds....
Keep fighting man the same type of deal happened with my dads 68. He got them to pay a good amount and still kept his truck.
__________________
..Mac’s Garage.. 73 GMC, 54 Caddy, 2010 Silverado, 68 C10 RIP DAd My 73 GMC Truck Build Pic 2010 Silverado 4/6 on 24s IG:MacsGarage |
09-19-2012, 02:15 AM | #10 |
Registered User
Join Date: Jul 2009
Location: washington
Posts: 4,178
|
Re: Before & After. Not as good as it sounds....
Don't settle. Be the thorn in their ass and make everybody else pay haha 3200 could fix that thing
Posted via Mobile Device
__________________
377 sbc thumpr cam autogear m23 muncie 3:73 Detroit trutrac 3''spintech prostreet mufflers xpipe 1 3/4 headers build thread !http://67-72chevytrucks.com/vboard/s...d.php?t=577217 Iroc gauge threadhttp://67-72chevytrucks.com/vboard/s...d.php?t=554511 |
09-19-2012, 09:36 AM | #11 |
78K & 79C Jimmys
Join Date: Nov 2009
Location: Ottawa Ont CANADA
Posts: 7,901
|
Re: Before & After. Not as good as it sounds....
I've had three hit while parked,two written off........don't give in to first offers
keep all reciepts for little expenses even start finding adds in the paper,on the net etc for comparable trucks keep track of them,thats your argument for value
__________________
John 1978 GMCJimmy4X4-350/203 1979 GMCJimmy4X2-305/350 |
09-19-2012, 10:16 AM | #12 |
Registered User
Join Date: Sep 2010
Location: Marble Falls, TX
Posts: 1,575
|
Re: Before & After. Not as good as it sounds....
I'm gonna have to watch myself, third nice square in like 2 weeks to wreck.
__________________
Michael Re-starting the neglected '77...http://67-72chevytrucks.com/vboard/s...=425464&page=9 |
09-19-2012, 10:39 AM | #13 |
Registered User
Join Date: Mar 2012
Location: Woodbury, Ct.
Posts: 1,692
|
Re: Before & After. Not as good as it sounds....
You do need to leave your vehicle somewhere where it is racking up storage fees...Along with the rental car fees, it will give them more urgency to settle. And never take the first offer.
Good Luck. |
09-19-2012, 11:24 AM | #14 |
Registered User
Join Date: Jan 2011
Location: Quincy, FL
Posts: 533
|
Re: Before & After. Not as good as it sounds....
About a year ago my son's 89 Sierra 4WD got hit in the rear and totaled, I ended up with $5500 and the truck. Got .50 on the dollar for all my receipts and a comparative market survey for equalivalent truck value. I also got $20 a day rental for the use of one of my other vehicles. I'm in Florida and we have good consumer laws but as mentioned don't take their first or even third offer, go to the top, talk to the higher position they will let you to argue your point.
|
09-19-2012, 11:59 AM | #15 |
Senior Member
Join Date: Jun 2010
Location: Illinois
Posts: 2,957
|
Re: Before & After. Not as good as it sounds....
I had a friend that wrecked his 88 Monte Carlo into a dump truck. The repair was over $5500 which is more than the car was worth and they fixed it. I would get in their a$$ as it wasn't your fault and what would it cost you to replace your truck if you were to look for a (new to you) truck.
Also I didn't think that if you owned the truck with no money against it that they could take it. That doesn't sound right to me but I could be wrong. Now if it had a lean against it then I could see that. |
09-19-2012, 12:12 PM | #16 |
Registered User
Join Date: Aug 2012
Location: Oregon
Posts: 4
|
Re: Before & After. Not as good as it sounds....
First off I'm glad your ok.
Now Do not settle for less than what is fair. The insurance company's are "buying" these totaled cars and sending them over seas where they can sell them for a profit. It's a total racket. In this case I'm sorry to say your truck is a total, but insurance adjusters go into body shops with the intent to total, and or not pay for as much as possible. Don't let them push you around. Posted via Mobile Device |
09-20-2012, 07:57 PM | #17 |
Registered User
Join Date: Mar 2011
Location: Joplin, MO
Posts: 161
|
Re: Before & After. Not as good as it sounds....
Thanks for the advice and kind words. It really is a bad deal and I am going to fight them.
I think this will do until I find another frame and rebuild it.... I love my old 84 GMC, but this one sure is a lot more comfortable and quiet. Now I'm off to add "R.I.P." to my truck in the signature line....
__________________
Jeremy I have done so much, for so long, with so little, I can do anything with nothing! 1984 GMC Sierra Classic-1/2 ton-SWB (R.I.P.) 1986 GMC Suburban 3/4 ton 4x4 2014 GMC Sierra LTZ Z-71 Crew SWB |
09-21-2012, 08:53 AM | #18 |
Registered User
Join Date: Nov 2000
Location: Ft. Mill, SC USA
Posts: 931
|
Re: Before & After. Not as good as it sounds....
Glad your OK. I say FIGHT, FIGHT; FIGHT! You should've gotten your neck checked out.... Fight to get $$$ and buy back your truck. Buy another one, and swap your good stuff over
__________________
PROJECT TRUCK: 1985 SWB C10 Silverado Black/Charcoal, 1990 V2500 Suburban, 2018 Suburban, 2005 GMC 2500HD CCSB, 2014 Toyota Camry SE, HAD.....1968 Camaro RS/SS Family owned since new; 350 3 speed SOLD |
09-21-2012, 12:19 PM | #19 |
Account Suspended
Join Date: Dec 2008
Location: indisclosed
Posts: 1,515
|
Re: Before & After. Not as good as it sounds....
If you can find a rust free shortbed, then it might be worth it for $2200 because parts can be transferred over to the "new" truck. But then that doesn't take into consideration time.
|
Bookmarks |
Thread Tools | |
Display Modes | |
|
|