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#1 |
Registered User
Join Date: Jun 2000
Location: Bismarck, ND
Posts: 4,284
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I got rejected by Grundy.
Hi all.
I am shopping for specialty insurance for my '68. I sent in the pictures posted below. I think the agreed upon price was somewhere around $8,000 or $8,500 which I don't think is too far out of line for insurance value. They came back and said they turned it down because it's a work-towing-hauling truck, Rusty-scratched bed and that it's not a collector vehicle. My truck is no $40,000 trailer queen but I consider it a nice survivor truck with some cool pretty cool options for '68. Does anyone else have specialty insurance on a truck in similar condition to mine?
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Unrestored 68 C-10 CST. Original 327. 4-Speed CH465. 50k or so miles. TREASURER, Drum Brake Club. |
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#2 |
Registered User
Join Date: Jul 2013
Location: Winnsboro Texas
Posts: 367
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Re: I got rejected by Grundy.
Does your truck even have a trailer hitch?!
I can't help (I'm just curious about the subject) but I know insurance has been discussed here before. I'm sure someone with actual experience will chime in.
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The bitterness of poor quality lingers long after the sweetness of a low price is forgotten. |
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#3 |
Registered User
Join Date: Jun 2000
Location: Bismarck, ND
Posts: 4,284
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Re: I got rejected by Grundy.
I've had a ball on the step bumper before but haven't used it for years. I've used it for nothing but cruising and light errands for the last few years.
It might be easier to sell as a collector truck if I put a chrome bumper on the back.
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Unrestored 68 C-10 CST. Original 327. 4-Speed CH465. 50k or so miles. TREASURER, Drum Brake Club. |
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#4 |
Registered User
Join Date: Oct 2012
Location: Arlington Washington
Posts: 1,808
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Re: I got rejected by Grundy.
Seems ridiculous to me. Looks like a beautiful truck that would qualify in my book. Maybe try hagerty
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Scott 67 c10 sold 89 c1500 90 k2500 91 s10 #chevyonly ![]() |
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#5 | |
Senior Member
![]() Join Date: Feb 2001
Location: New Madison, Ohio
Posts: 21,365
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Re: I got rejected by Grundy.
Quote:
At least thats what they told me.
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A husband can be right...or...A husband can be happy. ![]() 67-72 Chevy and GMC Trucks...The Classic Truck for the Classic Folk. ![]() 1970 CST Two tone green, 402BB, 400 Automatic, Tach, Buckets, AC, AM-FM, Tilt, GM CB, GM 8 Tract, LWB, etc ![]() ![]() JOHN 17:3...The better side of "LIFE" Remember: Everyday is a good day...Some are just gooder! |
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#6 |
Senior Member
![]() Join Date: May 2001
Location: Independence MO.
Posts: 7,697
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Re: I got rejected by Grundy.
I have hagerty on all of mine, very easy people to deal with. Most of my trucks are original survivors like yours. Give them a call.
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72 3/4t Custom Deluxe 402/auto 66k Original paint 71 3/4t 4x4 Custom Deluxe 10k original miles Original paint 71 3/4t Cheyenne 402 70k original paint 72 3/4t 4x4 Custom deluxe 72 3/4t 4x4 Custom deluxe 91k original paint 72 Cheyenne/30 Dually 69 Camaro SS396 4-speed 13 GMC 2500HD Duramax I bought new 05 Jeep Wrangler "Willys Edition" 12k miles (I bought new) 85 3/4 ton 4x4 Scottsdale 33k miles original paint 86 1 ton 4x4 SRW Silverado 454 restored 80 1 ton 4x4 SRW Silverado 9,434 original miles!! original paint 95 GMC 1 ton dually 4x4 my dad bought new 95 GMC 3/4 ton 4x4, regular cab 454, 31k original miles 2002 2500HD 4x4 regular cab 6.0L 67k miles 2002 2500HD 4x4 regular cab 8.1L 28k miles 2003 GMC 2500HD 4x4 regular cab Diesel 93k miles 67-72 Parts for sale |
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#7 |
Registered User
Join Date: Nov 2009
Location: so cal
Posts: 97
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Re: I got rejected by Grundy.
I love the old farm bumper, that probably make it a work truck
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#8 |
Registered User
Join Date: Jun 2014
Location: Glendale, Arizna
Posts: 1,642
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Re: I got rejected by Grundy.
Tow truck? I recently tried to use my 72 C10 to rent a car trailer and haul another C10. U-haul said it's not big enough to tow the car hauler. Does your state issue "classic vehicle" license plates? That and the chrome rear bumper you think might do it. LOL OK not funny.
I can't see those hubcaps very good. Do you have pictures posted that shows them? Please note that you must be a supporting member to post classified items. This includes but is not limited to What Its Worth, Want To Buy, Want To Trade, and For Sale. Please consider supporting the forum by subscribing. Further information on the subscription levels available are located here If you need any further assistance with that please contact any Admin for help. Last edited by kcsa75; 07-28-2014 at 11:23 PM. |
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#9 |
Registered User
![]() Join Date: Jul 2006
Location: Ozark, MO
Posts: 4,887
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Re: I got rejected by Grundy.
Won't be a problem for Anpac. I just insured my rusty '50 chevy project for 10k.
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'20 Silverado Trail Boss ~ '17 Tahoe ~ '79 K15 Sierra Grande ~ '76 Blazer 2wd ~ '71 Cheyenne swb ~ '55 Pontiac Safari ~'50 3100 bagged ~ '80 Wife ~ Late model kids
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#10 |
Registered User
Join Date: Jul 2011
Location: Des Moines, Iowa
Posts: 3,016
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Re: I got rejected by Grundy.
Nice pickup.
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project: "my happy mess" |
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#11 |
Registered User
Join Date: Feb 2013
Location: Upland, Calif
Posts: 698
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Re: I got rejected by Grundy.
Both my project trucks are much worst then yours, much worst. They are both insured with Grundy. I think I insured them at about $5000 ea. Maybe you made some kind of statement in your app that they didn't like, like using it as an every day driver or something like that.
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1957 CHEVY 1/2 TON SHORT BED 1940 FORD 1/2 TON SHORT BED |
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#12 |
Registered User
Join Date: Jun 2004
Location: El Lago, TX
Posts: 1,668
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Re: I got rejected by Grundy.
I had the same thing happen a couple of years ago. I can't remember which company it was. Later I found a classic car insurer that would cover it, but decided not to do it after reading the fine print. Basically, I wouldnt be allowed to drive it all unless it was in a parade or to a car show.
Finally, I called the agent who covers my other cars and they were able to give me a stated value policy of some type without all the restrictions. Even that took some work according to my agent. Not sure why it's so hard to get old trucks insured for what they are worth. |
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#13 |
Registered User
Join Date: Jun 2000
Location: Bismarck, ND
Posts: 4,284
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Re: I got rejected by Grundy.
Thanks everyone.
I perhaps should have expanded during the application on the fact that it's a survivor truck and not restored. I also had the 327 rebuilt a few years ago and detailed up the engine bay bone stock. I don't really remember any places in the application that invited me to do this. Perhaps I missed it. My driving habits for my truck really fits speciality insurance requirements. Perhaps I'll have to dress it up a bit more so it looks less like the old farm truck that it is. I only have liability insurance on it now. I'd hate to have the truck itself uninsured if something happens to it.
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Unrestored 68 C-10 CST. Original 327. 4-Speed CH465. 50k or so miles. TREASURER, Drum Brake Club. |
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#14 |
Account Suspended
Join Date: Jul 2014
Location: NH
Posts: 280
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Re: I got rejected by Grundy.
Hagerty insured my truck for $12k. Only cost me $222 for a year with $0 deductible. Had to pay the entire year upfront.
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#15 |
Registered User
Join Date: Jun 2013
Location: billings, mt
Posts: 703
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Re: I got rejected by Grundy.
I use farm bureau and they insured my capri for restored value they just made me fill out a big form marking what all made it valuable and took there own pictures of it and then insured it for the value I put on it. have you talked to your local insurance people out covering it at full value? other option is you can get a certified appraisal done on it and turn that in to get it covered at it's real value
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1969 Chevy C10 2wd stepside longbox |
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#16 |
Registered User
Join Date: Jun 2013
Location: billings, mt
Posts: 703
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Re: I got rejected by Grundy.
i just noticed your in north Dakota if you ever make it to billings there is a guy here that is certified appraiser he charges around $200 and he's true car guy and does a very good job at giving true value appraisal
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1969 Chevy C10 2wd stepside longbox |
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#17 |
Senior Member
![]() Join Date: Jan 2002
Location: Williston, ND
Posts: 2,999
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Re: I got rejected by Grundy.
I have mine through state farm collector insurance. May look into that. 25k on camaro and 20k on truck. Very cheap.
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68 Chevy CST/10, 50th Anniversary, 327/th400, 373 posi, buckets 68 GMC Shortbox Stepside, 402/th400, Tilt, Tach, Bucket Seats, 3.08 Positraction 69 Chevy Camaro SS, 383, 4 speed, positraction 70 Chevy El Camino SS396, Triple Black, 454/th400, Tach 70 Chevy Shortbox Stepside 4x4, 350/th350, Tilt, Tach, Cab Lights, Bumper Guards, Tow Hooks 70 Chevy 3/4 Longbox, 350/auto, 70k, SURVIVOR 71 Chevy Blazer, CST, 350/auto 71 GMC Sierra K2500, 454, 4 speed, 4.10 posi, 37s 71 Custom/30, Open Road, 350/th400, tilt 72 Chevy Shortbox Fleetside, 496 Stroker/th400, Tilt, Tach, Bucket Seats, 3.42 Posi 72 GMC Sierra Grande 2500. 427/th400, tilt, a/c, tool and stowage, buckets/console, 3.54 posi |
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#18 |
Registered User
Join Date: Apr 2011
Location: formerly NY currentlyNC
Posts: 389
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Re: I got rejected by Grundy.
i have mine with grundy for 10 grand...its driveable but still has no bed...maybe they think i cant haul anything like that so its ok
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1970 short step c10 leaf spring 454 |
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#19 |
Registered User
Join Date: Sep 2005
Location: Canton North carolina
Posts: 3,079
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Re: I got rejected by Grundy.
Hagerty will insure it. These companies have certain requirements basically stating that you are going to take care of it and keep it out of harms way to paraphrase. If you stated you were going to haul or tow with it, chances are this is not a vehicle they will insure as it in their mind is a daily driver that is more work than play. Leave out the tow and emphasise the limited play and they will insure.
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67 blue step side- bb 68 gold and white swb cst anniversary 68 custom swb hot rod Ls swap 69 swb cst 6 cylinder/ overdrive 69 black/black cst bb swb 70 orange and white cst Canada built truck swb bb 71 black and white super swb bb 71 red and white super swb 72 green and white super swb 4x4 62 nova wagon 400 series Ls swapped 68 Camaro 327/4 speed- 1 owner, original paint 66 Volkswagen bettle 69 auto stick Volkswagen Beetle |
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#20 | |
Hittin E-Z Street on Mud Tires
![]() Join Date: Nov 2004
Location: Greenville, SC
Posts: 23,090
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Re: I got rejected by Grundy.
Quote:
I would call them and talk to a real person.
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Jesse James 1967 C10 SWB Stepside: 350/700R4/3.73 1965 Ford Mustang: 289/T5-5spd/3.25 Trac-Loc 1968 Pontiac Firebird: Project Fire Chicken! 2015 Silverado Double Cab 5.3L Z71 2001 Jeep Wrangler Sport 4.0L 5spd 2020 Chevrolet Equinox Premium 2.0L Turbo 2011 Mustang V6 ~ Wife's ride ![]() American Born, Country by the Grace of God ![]() 1967 CST Shop Truck Rebuild! My 1967 C-10 Build Thread My Vintage Air A/C Install Project "On a Dime" Trying my hand at Home Renovation! 1965 Mustang Modifications! |
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#21 |
Keepin an eye out
Join Date: Feb 2003
Location: So.Cal
Posts: 3,921
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Re: I got rejected by Grundy.
Also check with National Corvette Museum (Adam), They insure through American Modern Insurance. I got like a $300yr quote to insure my truck for $17k but of course there are stipulations like mentioned above.
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1970 Chevy C10 SWB 5.3 1996 Toyota Tacoma SR5 4x4 2007 Vespa GTS 250 Scooter ZIP 91351 |
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#22 |
Registered User
Join Date: Jan 2011
Location: Chattanooga, TN
Posts: 2,149
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Re: I got rejected by Grundy.
Try Condon and Skelley (a division of Met Life). They are pretty good on reasonable driving and leaving them unsupervised.
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'83 K20-TPI '73 C10 '79 C10-ex-diesel(SOLD) '07 Tahoe(Son driving) '14 Suburban-DD '71 C10-current project |
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#23 |
Custom Sport W/T
Join Date: Nov 2010
Location: Tarpon Springs,Fl & Annapolis,Md. ....................Quaint drinking villages with a fishing problem
Posts: 898
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Re: I got rejected by Grundy.
Hagertys wanted to store it in a bomb proof concrete building with an armed guard and only drive it on the 6th Sunday of the month after you got a certified appraisal. Safeco was much easier to deal with.
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#24 |
Registered User
Join Date: Nov 2011
Location: Kirkland, WA
Posts: 343
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Re: I got rejected by Grundy.
I too had an issue insuring, seemed finicky. So decided to go with Safeco and insured the GMC Short Wide for $25,000 and the Blazer for $30,000. Just added it to my policy and each is about $1,100/year. But I or anyone can drive it anywhere anytime.
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#25 |
Registered User
Join Date: Jul 2014
Location: Memphis, TN
Posts: 67
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Re: I got rejected by Grundy.
American Collector rejected me... no explaination... my guess was the estimated mileage driven... I put 3000 miles a year. Went with my State Farm agent.
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