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#1 |
Registered User
Join Date: Jan 2007
Location: Mississippi
Posts: 2,121
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Insurance $ ?
I currently paying about $28 a month, State Farm, for just liability insurance on my Blazer ('72 4wd,350 - nothing fancy by a long shot). They have been super easy to deal with in the past. The more work I do to it , the more I'm considering getting full coverage. How much do y'all pay for insurance & who with? Do you have an agreed replacement value or just go with whatever they say?
I checked with Grundy last week, and they only want $107 per year with a $5500 agreed value. But make you sign a paper that it won't be used for running errands, or driven to work ![]() ![]() Anyway, what's your experience & recommendations for good comp insurance?
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'72 C to K20 "Cannibalizer" http://67-72chevytrucks.com/vboard/s...32#post8653432 '85 K30 "Big Nassy" '01 2500 Suburban ...party wagon & tow truck '06 Silverado SS...DD '06 C1500 WT...DD '07 Classic C1500 WT...DD Built & sold cause can't keep 'em all: '72 Blazer "The Bucket" http://67-72chevytrucks.com/vboard/s...d.php?t=433190 '55 Chevy straight axle gasser https://www.trifive.com/forums/showthread.php?t=173938 '69 Pro Street Chevelle http://www.chevelles.com/forums/showthread.php?t=332541 '86 M1031 CUCV http://67-72chevytrucks.com/vboard/s...d.php?t=553619 Last edited by fun in dirt; 05-21-2008 at 12:30 AM. |
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#2 |
Old School, New Style
Join Date: Jun 2005
Location: Monroeville, Ohio
Posts: 790
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Re: Insurance $ ?
I have full coverage on my 72 Jimmy for a stated value of $3K and it cost me $400 a year. The co. is Travelers Insur. I only keep full coverage on it in the summer so actually it only cost me maybe $150 to $175 a year.
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The Good: - 72 GMC Jimmy 4x4 - 307 cid / 350 th - 70 Chevy Suburban 1/2T 2wd - 454 cid /400 th - 96 Chevy Impala SS - mainly stock - 98 Chevy Tahoe LT 4x4 - all stock The Bad: - 86 Chevy Suburban 1/2T 4x4 - winter beater The Ugly: - 72 Chevy Suburban 1/2T 2wd - parts truck |
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#3 |
What's that funky smell?
Join Date: Mar 2005
Location: Austin, TX
Posts: 610
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Re: Insurance $ ?
I am also paying 28 a month for liability only on my beater through Allstate. Glad to hear we are in the same ballpark.
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Mike S 68 C10 Long Step (Pretending to be a Long Fleetside) Grandpa's Farm Truck 3 on the tree, 307, No power brakes or steering Factory Options - HD rear spring and Ammeter/Oil Gauges My truck blog My Car Domain page |
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#4 |
Registered User
Join Date: May 2007
Location: Everett, WA
Posts: 45
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Re: Insurance $ ?
I pay about $50 a month for state farm full coverage, $500 and $1000 deductiable with a stated value coverage of $20,000. They claim if I have reciepts to back up the value it won't be an issue but lets hope I never have to find out.
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#5 |
Senior Member
![]() Join Date: Apr 2000
Location: madison indiana
Posts: 3,839
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Re: Insurance $ ?
i pay about 100.00 a year my blazer is covered as a classic and has full coverage, but i can`t drive it as a dd.
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jamie72 72 BB cheyenne -- Restoration getting started.. member #807 http://www.myspace.com/whitetailobsession www.antlertalk.com |
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#6 |
Registered User
![]() Join Date: Nov 2007
Location: South Tx
Posts: 1,083
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Re: Insurance $ ?
I went with Hagerty when I got my truck last year. $212 annually for full coverage with a stated value of $12K. No deductible.
The insured vehicle has to be a "pleasure" vehicle. They make you provide a copy of current coverage on your daily driver. It also mentions "must be garaged, no off roading, no towing, blah blah blah." |
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#7 |
The LuvShack Garage
Join Date: Jan 2004
Location: Maple Grove, TN (West Side)
Posts: 30,477
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Re: Insurance $ ?
I have STATE FARM INS. and had my agent write policies for my rigs.
"GQ" -> 15K Agreed value, vehicle can't be driven at all, $18 a YEAR "Merlot" -> 5K Agreed value, drive anywhere but work, $150 a YEAR Yes, I know that top one sounds unrealistic, but since it is a project and is garage kept and never gets driven that is the policy he made. BTW - I have unlimited towing, full coverage, rental, etc. on "Merlot"
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Owner/Op: "TN Classic Transport Carriers" The Toy: "Square Vette" 72 Hybrid Blazer Toy Barn: "LuvShack" 40 x 60 x 20 Shop Tow Piggy:"Maddy" 88 Silverado 3500 Hauler: "Feathers" 14 Aluma 8218T Last edited by LUV2XCLR8; 05-21-2008 at 04:00 AM. |
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#8 |
Oh..never mind....
Join Date: Aug 2006
Location: Oregon
Posts: 588
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Re: Insurance $ ?
I have full coverage classic car insurance through State Farm. We set the value at $8000 and it runs me $90 a year. I can only run it 2500 miles a year for pleasure and car shows/ cruise in events.
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1972 Blazer -6 inch lift -35 inch BFG A/T's Turbo 350 NP-205 454 BB (for now) MORE TO COME !!!!!! Now going to 2WD!!!!! Sold. ![]() ![]() ![]() I got it back after 22 years and did not even know it !!! THE STORY HERE Project Low Down Dirty Rat |
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#9 |
Can't wait to retire!!
Join Date: Feb 2003
Location: Corunna, MI
Posts: 1,575
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Re: Insurance $ ?
You may want to ask others in your state because they all vary. Most of the rates you guys are posting, I couldn't touch in Mi because we are a no fault state.
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![]() 2009 4x4 Chevy Crew Cab 6.0 1989 4x4 Siverado (270,000 miles) 1972 4x4 Blazer 2007 Chevy Cutaway 1 ton 1970 Corvette (sons project) RIP - CLR 10/11/09 |
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#10 |
Registered User
Join Date: Jan 2007
Location: Mississippi
Posts: 2,121
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Re: Insurance $ ?
What does that mean?
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'72 C to K20 "Cannibalizer" http://67-72chevytrucks.com/vboard/s...32#post8653432 '85 K30 "Big Nassy" '01 2500 Suburban ...party wagon & tow truck '06 Silverado SS...DD '06 C1500 WT...DD '07 Classic C1500 WT...DD Built & sold cause can't keep 'em all: '72 Blazer "The Bucket" http://67-72chevytrucks.com/vboard/s...d.php?t=433190 '55 Chevy straight axle gasser https://www.trifive.com/forums/showthread.php?t=173938 '69 Pro Street Chevelle http://www.chevelles.com/forums/showthread.php?t=332541 '86 M1031 CUCV http://67-72chevytrucks.com/vboard/s...d.php?t=553619 |
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#11 |
Can't wait to retire!!
Join Date: Feb 2003
Location: Corunna, MI
Posts: 1,575
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Re: Insurance $ ?
As far as I know, (not being an insurance man), if you get into an accident, your insurance covers all repairs, regardless of who's at fault. I may be wrong, but I think that is the way it works. All I do know is that our rates are too high.
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![]() 2009 4x4 Chevy Crew Cab 6.0 1989 4x4 Siverado (270,000 miles) 1972 4x4 Blazer 2007 Chevy Cutaway 1 ton 1970 Corvette (sons project) RIP - CLR 10/11/09 |
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#12 | |
Future TOTM Winner
Join Date: Aug 2006
Location: Bulverde, TX
Posts: 2,692
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Re: Insurance $ ?
Quote:
![]() Before long they will want to charge us $1,000/year and we won't be allowed to sit in the seat. ![]()
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72 Chevy CST K5 HIGHLANDER BLAZER Getting a 6.0,NV4500,NP205,14BFF (Currently laying all over the place in little pieces) 72 Chevy swb step-side "LS" 6.0 Here's a build thread of sorts 2002 HD2500 Crew Cab, 8.1L Allison 4x4 Daily Driver Check it out www.lsdyno.com |
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#13 |
Registered User
Join Date: Jan 2008
Location: PENDLETON,INDIANA
Posts: 271
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Re: Insurance $ ?
chevyman is correct
a no fault state is just that you and your insurance co are responsible for all damage to your stuff regardless of fault unless your insurance wants to seek litigation through the courts for excess damage its kinda bulls##t Last edited by DANTES JIMMY; 05-22-2008 at 12:56 AM. |
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#14 |
The LuvShack Garage
Join Date: Jan 2004
Location: Maple Grove, TN (West Side)
Posts: 30,477
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Re: Insurance $ ?
LOL, Well I don't drive it, so a low premium works in my favor anyways
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Owner/Op: "TN Classic Transport Carriers" The Toy: "Square Vette" 72 Hybrid Blazer Toy Barn: "LuvShack" 40 x 60 x 20 Shop Tow Piggy:"Maddy" 88 Silverado 3500 Hauler: "Feathers" 14 Aluma 8218T |
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