Daily driver insurance Help !!! - The 1947 - Present Chevrolet & GMC Truck Message Board Network

69Rumbler · 01-31-2014, 01:00 PM

Iv looked threw pages of post and called company's .
State Farm will insure my truck and a DD but the want $550. For 6 months !!
If any one can chime in and tell me who they use for the Daily driver insurance . Only.... none of the JT Taylor or Hagerty stuff . They say if you drive it to 711 your not covered crap .
Thanks

dubds10 · 01-31-2014, 01:09 PM

$550/6 months isn't bad for full coverage. But then again I pay $100/month here for full coverage on my '71 DD with a 43% discount, but we only have one insurance company here in BC and if you have no discount you pay out the ass lol

69Rumbler · 01-31-2014, 01:13 PM

Damm 43 percent is insane lol worst part is that's my cousin giving me the quote lol

69Rumbler · 01-31-2014, 02:01 PM

My insurance is up on the 2nd of next month .. So I'm kinda in a rush thanks !

Lee H · 01-31-2014, 02:21 PM

I hear AAA has good rates for DD insurance. Your probably going to have to call around and go with the best rate, maybe just liability and risk not getting in an accident.

**Hart_Rod** · 01-31-2014, 02:41 PM

in

**leddzepp** · 01-31-2014, 02:46 PM

Wawanesa out of San Diego is great IMO. I've had them for years, never any problems with a claim or roadside assistance (towing).

imjeff · 01-31-2014, 02:56 PM

I don't carry "full coverage" because by the time you get a daily driver covered for its actual value, it just costs too much. If I crunch it, I (or the other driver) will pay. It beats having it totaled and having to try buying it back from the insurance company.

69Rumbler · 01-31-2014, 03:06 PM

Led they covered you truck as a DD ? Is it agreed value ? I just got insurance with them for the rest of the cars

69Rumbler · 01-31-2014, 03:07 PM

I like most members have to much money in there truck not to insure it for full coverage .. And I don't want anything to happen to it . And me feel like I am going to jump off a building caz i didn't have the right insurance lol

Lee H · 01-31-2014, 03:14 PM

Quote:

Originally Posted by 69Rumbler

I like most members have to much money in there truck not to insure it for full coverage .. And I don't want anything to happen to it . And me feel like I am going to jump off a building caz i didn't have the right insurance lol

You do know that DD insurance only covers what they think it's worth in the event of a total loss, not what you think it's worth or have in it?

69Rumbler · 01-31-2014, 03:24 PM

Yea I found one that will do it for agreed value it's called rally's just waiting on quote

Lee H · 01-31-2014, 03:34 PM

Quote:

Originally Posted by 69Rumbler

Yea I found one that will do it for agreed value it's called rally's just waiting on quote

Hope it works out. Insurance can be a difficult and expensive subject.

Z10 · 01-31-2014, 03:36 PM

Give these guy a try. I know they insure DD.

http://www.AmericanCollectors.com/

Trickysleeves · 01-31-2014, 04:21 PM

The best insurance company i've found is a progressive agent called Leslie Kays. I originally heard about them when i was looking for motorcycle insurance. I saved money by adding my 72 to my policy with my other truck. Doesn't cost me a thing. My dad went with a classic car policy with 1k mileage limit on his, but he just won't listen. They are based out of Florida but i live in Louisiana. Never had a problem. Highly suggest.

http://www.lesliekays.com/

69moneypit · 01-31-2014, 06:49 PM

Quote:

Originally Posted by Z10

Give these guy a try. I know they insure DD.

http://www.AmericanCollectors.com/

X2 . I have them but with agreed upon value .

imjeff · 01-31-2014, 04:21 PM

I drive my 72 4x4 big block EVERY day. The amount of money I've saved by not carrying full coverage is far more than all the money I've put in the truck. If you elect to get full coverage, please make sure it's for the value (in writing) the truck is worth. Insurance will not prevent bad things from happening to your truck, defensive driving will. Regardless of how much we believe they are worth, I would bet an insurance company will find a "book" value that will leave you broke and truckless.

1968k10blue · 01-31-2014, 04:25 PM

I just have mine insured along with my other truck through Allstate. But I am 17 and drive 2 trucks so I pay about 160 a month

terry b · 01-31-2014, 06:03 PM

I to will not run full coverage. If i smash it i fix it. No salvage titles for me. I have fixed it once already. It kind of sucks to do it this way but i will not let someone kick me when i am down by paying me cents on the dollar, Or telling me where or when i can drive my stuff.

69Rumbler · 01-31-2014, 07:25 PM

I called American and they told me No they don't

69Rumbler · 01-31-2014, 08:04 PM

Any one needs info on look up anpac ! They were the one who will let me drive my truck 3 times a day and have an agreed value of my truck . For about 500 for 6 months ask for Nick ext . 7455

tlcrz1972 · 01-31-2014, 08:25 PM

Just get minimum coverage and drive it, the only one who benefits from it is the insurance company.
I looked into insurance when I finished mine, and just decided to be my own full coverage insurer.
I'm a real good driver, and know how to read most of the other idiots on the road.
And now 17 years since I have not had any wrecks or problems except for my own goof up, in of all things a parking lot, hitting a pipe put there to keep me from hitting a utility pole.

imjeff · 01-31-2014, 09:18 PM

Quote:

Originally Posted by 69Rumbler

Any one needs info on look up anpac ! They were the one who will let me drive my truck 3 times a day and have an agreed value of my truck . For about 500 for 6 months ask for Nick ext . 7455

I will take my chances rather than pay someone to "let me drive" MY truck. Make sure you know their definition! If you drive to work, then home, then to the store, do you have to wait until the next day to come home?

69Rumbler · 01-31-2014, 08:31 PM

It's not my driving skill I'm worried about .. I live in LA we have a lot of bad drivers lol

heyjoe · 02-02-2014, 01:57 AM

Quote:

Originally Posted by 69Rumbler

It's not my driving skill I'm worried about .. I live in LA we have a lot of bad drivers lol

I hear that!

01-31-2014, 01:00 PM	#1
69Rumbler Registered User Join Date: Jan 2013 Location: Los Angeles Posts: 903	Daily driver insurance Help !!! Iv looked threw pages of post and called company's . State Farm will insure my truck and a DD but the want $550. For 6 months !! If any one can chime in and tell me who they use for the Daily driver insurance . Only.... none of the JT Taylor or Hagerty stuff . They say if you drive it to 711 your not covered crap . Thanks __________________ 1969 C20 CUSTOM "RUMBLEr"

01-31-2014, 01:09 PM	#2
dubds10 Stalker Nate Join Date: Dec 2010 Location: Langley, BC, Canada Posts: 1,556	Re: Daily driver insurance Help !!! $550/6 months isn't bad for full coverage. But then again I pay $100/month here for full coverage on my '71 DD with a 43% discount, but we only have one insurance company here in BC and if you have no discount you pay out the ass lol __________________ 1957 GMC SWB stepper modified summer time driver 1963 Chevy Fire Dept. Command Center Van 2 ton - future food vending truck project 1965 Chevy P10 Ice Cream Truck project Instagram - TheDonutDiner FaceBook - @UscreamIscream

01-31-2014, 01:13 PM	#3
69Rumbler Registered User Join Date: Jan 2013 Location: Los Angeles Posts: 903	Re: Daily driver insurance Help !!! Damm 43 percent is insane lol worst part is that's my cousin giving me the quote lol __________________ 1969 C20 CUSTOM "RUMBLEr"

01-31-2014, 02:01 PM	#4
69Rumbler Registered User Join Date: Jan 2013 Location: Los Angeles Posts: 903	Re: Daily driver insurance Help !!! My insurance is up on the 2nd of next month .. So I'm kinda in a rush thanks ! __________________ 1969 C20 CUSTOM "RUMBLEr"

01-31-2014, 02:21 PM	#5
Lee H Registered User Join Date: Jun 2010 Location: Upland Ca Posts: 4,147	Re: Daily driver insurance Help !!! I hear AAA has good rates for DD insurance. Your probably going to have to call around and go with the best rate, maybe just liability and risk not getting in an accident. __________________ 1972 C10 SWB, Air, PS, PB, 350/350THM. Second owner. 1965 Corvette roadster, 44K miles, 327/365 SHP, 4 speed, side exhaust, knockoffs, teak, second owner (bought in 1970), Have ALL numbers matching components. My frame off restoration thread: http://67-72chevytrucks.com/vboard/s...d.php?t=556703

01-31-2014, 02:41 PM	#6
Hart_Rod ************* Join Date: Apr 2005 Location: Pensacola, FL Posts: 17,858	Re: Daily driver insurance Help !!! in __________________ Rob - https://www.instagram.com/hart_rod_c10 As Iron Sharpens Iron, So One Man Sharpens Another. Proverbs 27:17 FOR SALE: DBW pedal bracket - http://67-72chevytrucks.com/vboard/s...d.php?t=651123 FOR SALE: Hood Brackets http://67-72chevytrucks.com/vboard/s...d.php?t=679945 1987 Silverado SWB - 34.5K original miles http://67-72chevytrucks.com/vboard/s...d.php?t=801834 1969 SuperBurb - http://67-72chevytrucks.com/vboard/s...d.php?t=200387 1968 Farm truck - http://67-72chevytrucks.com/vboard/s...d.php?t=358692 1968 SWB - http://67-72chevytrucks.com/vboard/s...d.php?t=551258 1948 Chevy - http://67-72chevytrucks.com/vboard/s...=122164&page=3

01-31-2014, 02:46 PM	#7
leddzepp Moderator Join Date: May 2007 Location: Southern Cal Posts: 20,038	Re: Daily driver insurance Help !!! Wawanesa out of San Diego is great IMO. I've had them for years, never any problems with a claim or roadside assistance (towing). __________________ 1972 C/10 Cheyenne Super SWB. Restored, loaded, slammed. 1968 C/10 50th Anniversary LWB. Unrestored, stock, daily driver/work truck. RIP ElJay RIP 67ChevyRedneck RIP Grumpy Old Man RIP FleetsidePaul

01-31-2014, 02:56 PM	#8
imjeff Registered User Join Date: Feb 2008 Location: Tacoma Washington Posts: 890	Re: Daily driver insurance Help !!! I don't carry "full coverage" because by the time you get a daily driver covered for its actual value, it just costs too much. If I crunch it, I (or the other driver) will pay. It beats having it totaled and having to try buying it back from the insurance company. __________________ I know a guy who's addicted to brake fluid. He says he can stop any time. 72 K10 396 75 Cj5 MPI 350 Chev 67 Chevelle 396, 4 speed 74 FXE 08 Tahoe

01-31-2014, 03:06 PM	#9
69Rumbler Registered User Join Date: Jan 2013 Location: Los Angeles Posts: 903	Re: Daily driver insurance Help !!! Led they covered you truck as a DD ? Is it agreed value ? I just got insurance with them for the rest of the cars __________________ 1969 C20 CUSTOM "RUMBLEr"

01-31-2014, 03:07 PM	#10
69Rumbler Registered User Join Date: Jan 2013 Location: Los Angeles Posts: 903	Re: Daily driver insurance Help !!! I like most members have to much money in there truck not to insure it for full coverage .. And I don't want anything to happen to it . And me feel like I am going to jump off a building caz i didn't have the right insurance lol __________________ 1969 C20 CUSTOM "RUMBLEr"

01-31-2014, 03:24 PM	#12
69Rumbler Registered User Join Date: Jan 2013 Location: Los Angeles Posts: 903	Re: Daily driver insurance Help !!! Yea I found one that will do it for agreed value it's called rally's just waiting on quote __________________ 1969 C20 CUSTOM "RUMBLEr"

01-31-2014, 03:36 PM	#14
Z10 Registered User Join Date: Aug 2012 Location: Midland, TX Posts: 1,267	Re: Daily driver insurance Help !!! Give these guy a try. I know they insure DD. http://www.AmericanCollectors.com/ __________________ 1969 RS/SS Z10 Camaro Pace coupe 1972 GMC Short Step buildhttp://67-72chevytrucks.com/vboard/s...=1#post6356218 1979 Mazda RX7 1979 Pontiac Trans Am WS6 & 1979 Pontiac Trans Am 10th Anniversary 1999 Honda Valkyrie 2006 Corvette Z06 2010 BMW 650i

01-31-2014, 04:21 PM	#15
Trickysleeves Registered User Join Date: Apr 2013 Location: Leesville, Louisiana Posts: 7	Re: Daily driver insurance Help !!! The best insurance company i've found is a progressive agent called Leslie Kays. I originally heard about them when i was looking for motorcycle insurance. I saved money by adding my 72 to my policy with my other truck. Doesn't cost me a thing. My dad went with a classic car policy with 1k mileage limit on his, but he just won't listen. They are based out of Florida but i live in Louisiana. Never had a problem. Highly suggest. http://www.lesliekays.com/

01-31-2014, 04:25 PM	#18
1968k10blue Registered User Join Date: Aug 2013 Location: Mahtomedi, Minnesota Posts: 335	Re: Daily driver insurance Help !!! I just have mine insured along with my other truck through Allstate. But I am 17 and drive 2 trucks so I pay about 160 a month __________________ Austin 2005 GMC Sierra 1500 4X4 4.8l V8 (Wrecked) 2003 Chevy 1500 standard cab short bed 4x4 w/ 5.3l

01-31-2014, 06:03 PM	#19
terry b Registered User Join Date: Oct 2011 Location: jackson michigan Posts: 755	Re: Daily driver insurance Help !!! I to will not run full coverage. If i smash it i fix it. No salvage titles for me. I have fixed it once already. It kind of sucks to do it this way but i will not let someone kick me when i am down by paying me cents on the dollar, Or telling me where or when i can drive my stuff.



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01-31-2014, 07:25 PM	#20
69Rumbler Registered User Join Date: Jan 2013 Location: Los Angeles Posts: 903	Re: Daily driver insurance Help !!! I called American and they told me No they don't __________________ 1969 C20 CUSTOM "RUMBLEr"

01-31-2014, 08:04 PM	#21
69Rumbler Registered User Join Date: Jan 2013 Location: Los Angeles Posts: 903	Re: Daily driver insurance Help !!! Any one needs info on look up anpac ! They were the one who will let me drive my truck 3 times a day and have an agreed value of my truck . For about 500 for 6 months ask for Nick ext . 7455 __________________ 1969 C20 CUSTOM "RUMBLEr"

01-31-2014, 08:25 PM	#22
tlcrz1972 Registered User Join Date: Apr 2013 Location: Gainesville, TEXAS Posts: 658	Re: Daily driver insurance Help !!! Just get minimum coverage and drive it, the only one who benefits from it is the insurance company. I looked into insurance when I finished mine, and just decided to be my own full coverage insurer. I'm a real good driver, and know how to read most of the other idiots on the road. And now 17 years since I have not had any wrecks or problems except for my own goof up, in of all things a parking lot, hitting a pipe put there to keep me from hitting a utility pole. __________________ 1972 Chevrolet Cheyenne LB 1/2 ton finished restoration/rebuild 1995 350 throttle body FI, 4L6E (running on modified GM wiring harness) 3.08 posi rearend, factory A/C on 134A, p/s, p/b, late 70's power windows and locks and cruise, speakers in the dash + 6x9's behind the seat, factory tilt, 40 gallon fuel tank in the bed with integrated tool box, air assist bags on the rearend, sway bar up front and much more. 1972 chevrolet SNB finished 2002, 350 TB FI, TH400, factory A/C, p/b, p/s, (FOR SALE) 1969 Chevrolet 1 ton in work, home made PTO dump bed extended frame, 350 CI , 1972 Chevrolet 3/4 ton suburban future project 1972 Chevrolet 3/4 ton p/u maybe a project one day 1966 Toyota Landcruiser my playtoy

01-31-2014, 08:31 PM	#24
69Rumbler Registered User Join Date: Jan 2013 Location: Los Angeles Posts: 903	Re: Daily driver insurance Help !!! It's not my driving skill I'm worried about .. I live in LA we have a lot of bad drivers lol __________________ 1969 C20 CUSTOM "RUMBLEr"

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