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Old 07-09-2014, 11:26 PM   #1
Blue GMC
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Question insurance quotes questions

Just called my insurance company for a quote on insurance on my 71 GMC SWB and the numbers just don't seem right its like I forgot something to add to the policy.

Stated value 20k
full coverage 100k/300k/100k limits
road side assistance
Antique car policy
I stated milage should be around 5000 per year but no penalty if I go over.

They quoted me $63 every six months. I am over 40 with multiple policies with them and no accidents or tickets. This just seems too cheap.
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Old 07-09-2014, 11:43 PM   #2
piecesparts
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Re: insurance quotes questions

After driving in the Olathe/KC area, I would say that you are right about the cost being too cheap. You live in a driver's Hell up there. There are special Ed drivers all over your town.
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Old 07-09-2014, 11:51 PM   #3
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Re: insurance quotes questions

This might help ...

http://67-72chevytrucks.com/vboard/s...d.php?t=465129

http://67-72chevytrucks.com/vboard/s...d.php?t=262229

http://67-72chevytrucks.com/vboard/s...d.php?t=624520
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Old 07-10-2014, 12:01 AM   #4
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Re: insurance quotes questions

Sounds about right. I pay $8.95 a month for full coverage, $500 collision deductible, with towing, $14k stated value.
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Old 07-10-2014, 12:53 AM   #5
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Re: insurance quotes questions

I know someone who I talked too said he had very inexpensive insurance on his classic at one point but there was a stipulation in there that it could not be driven to work or as a commute vehicle.

So if it sounds too cheap ask what restrictions there may be
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Old 07-10-2014, 01:56 AM   #6
SierraMtns
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Re: insurance quotes questions

Quote:
Originally Posted by Blue GMC View Post
Just called my insurance company for a quote on insurance on my 71 GMC SWB and the numbers just don't seem right its like I forgot something to add to the policy.

Stated value 20k
full coverage 100k/300k/100k limits
road side assistance
Antique car policy
I stated milage should be around 5000 per year but no penalty if I go over.

They quoted me $63 every six months. I am over 40 with multiple policies with them and no accidents or tickets. This just seems too cheap.

We have our truck insured with Hagerty.

Stated value 16k (which my wife states is to low of a value)
Full coverage 100k/300k/100k limits
Road side assistance (we pay $50 towing)
Antique car policy
Mileage limited to 1,800 miles a year.

It runs $292 a year.

Which I thought was high. I am 32 with no accidents. Been driving since I was 16. Our normal insurer (USAA) doesn't insure trucks this old. They recommend another company that quoted me $750+ a year for 5,000 miles.
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Old 07-10-2014, 07:17 AM   #7
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Re: insurance quotes questions

Quote:
Originally Posted by SierraMtns View Post
Our normal insurer (USAA) doesn't insure trucks this old. They recommend another company that quoted me $750+ a year for 5,000 miles.
Wondering? I have USAA, and use their company (American Collectors), 3000 miles a year, insured for 20K........$107.93 year for my 70' and $87.20 for my 72' (15k).
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Old 07-10-2014, 07:30 AM   #8
Bishops Trucks
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Re: insurance quotes questions

Quote:
Originally Posted by SuperC10Tex View Post
Wondering? I have USAA, and use their company (American Collectors), 3000 miles a year, insured for 20K........$107.93 year for my 70' and $87.20 for my 72' (15k).
I have USAA also. They have insured every old vehicle I have owned and my current '71 is on it now. I don't have the cost break down in front of me but it's not a bad price for a year.
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Old 07-11-2014, 11:13 AM   #9
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Re: insurance quotes questions

I also use USAA. My policy was $160 for a year.
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Old 07-11-2014, 11:53 AM   #10
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Re: insurance quotes questions

Hahah I pay around 800 a year for insurance threw AAA but I can drive my truck when ever I choose to .. There is no what if this happened . Insured it for 20k
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