08-02-2006, 11:21 PM | #1 |
Registered User
Join Date: Jan 2006
Location: Warrington, PA
Posts: 403
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truck insurance
can anyone reccomend a insurance carrier that will insure my truck. I currently have insurance through my standard policy and they are charging me 650 p/yr! and thats just for liability. I tried haggerty, but they wouldn't insure because the bed has not been restored. any suggestions would be very helpfull
thanks rick |
08-02-2006, 11:55 PM | #2 |
Sophomore Member
Join Date: Jul 2006
Location: brownwood, tx
Posts: 927
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Re: truck insurance
i live in texas, don't know if it's available everywhere, but on my old vehicles i've used a local agent with great american insurance group. you can state the miles you drive a year and they set premiums on that, but for mine it's usually ran about $100 a year full coverage. you might look into that.
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1972 Chevrolet Highlander SWB 1972 Custom Deluxe 3/4 2WD 60k miles these trucks don't need vacuum gauges cause they don't suck! two wrongs don't make a right, but three rights do make a left all i want is a little more than i'll ever get it's better to be judged by 12 than to be carried by 6 |
08-03-2006, 12:11 AM | #3 |
Registered User
Join Date: Sep 2004
Location: Rancho Santa Margarita - SoCal
Posts: 1,432
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Re: truck insurance
I have been with AAA for 9 years and am getting ready to turn my policy over to a Classic Car policy. I have no idea yet what the rates are, but AAA does have a Classic Car policy. I'm sure it is like no more than 5-7k mikes a year limit or some thing, but I don't really expect to drive it more than that with gas prices anyways.
Mike |
08-03-2006, 10:58 AM | #4 |
Granddad's Ol' Truck
Join Date: Jan 2005
Location: MS
Posts: 588
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Re: truck insurance
Give Haggerty a call or check them out on line. I have my 71 insured with them for $33K, and its less than $500 a year. No mileage restrictions, roll back service if you break down (50 miles). The only thing I remember them being a stickler about is that it must be kept in a locked garage. They required a few photos of the complete truck in order to "agree" on the value. I had no problems with getting my policy. Yellow69 recommends them, as do a few other board members.
Dean
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1971 Chevrolet Custom 10 short step-side 2005 GMC Sierra SLT 2500HD crew cab 2wd [I]1971 Chevrolet Custom 10 Deluxe lwb fleet-side |
08-03-2006, 11:19 AM | #5 |
Senior Member
Join Date: Jan 2004
Location: Harvest, AL
Posts: 544
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Re: truck insurance
Geico here, I'm paying $95 per 6 months for my 85, and I think like $86 per 6 for the 72.
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08-03-2006, 01:09 PM | #6 |
Registered User
Join Date: Dec 2004
Location: NW, WA.
Posts: 1,421
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Re: truck insurance
There are many other factors that play into the cost such as your age, driving record, fequency of usage, number of vehicles on policy and location. If you live close to a major road/freeway where there are a lot of wrecks (out here it's called the I-5 slot, Everett to Olympia. More wreck take place there than anywhere else in the all the NW states) The price goes way up. Sit down with your agent as ask all the hard questions. If you let them know they are about to lose your policy over $$ maybe they can trim so fat. I have Progessive but you will never hear me brag on there customer service.... there is none, it's just cheap.
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08-03-2006, 03:08 PM | #7 |
Registered User
Join Date: Apr 2006
Location: Bellflower
Posts: 79
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Re: truck insurance
i cant get insurance for less than $105/ month, that was the cheapest and only for liability only at that, maybe its cuz i live in So. california..
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08-03-2006, 03:15 PM | #8 |
The LuvShack Garage
Join Date: Jan 2004
Location: Maple Grove, TN (West Side)
Posts: 30,468
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Re: truck insurance
Lots of Insurance Carriers listed in the FAQ's section
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Owner/Op: "TN Classic Transport Carriers" The Toy: "Square Vette" 72 Hybrid Blazer Toy Barn: "LuvShack" 40 x 60 x 20 Shop Tow Piggy:"Maddy" 88 Silverado 3500 Hauler: "Feathers" 14 Aluma 8218T |
08-03-2006, 04:24 PM | #9 |
sufficiently talented fool
Join Date: Jun 2006
Location: Forest Hill, MD
Posts: 2,231
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Re: truck insurance
I have Hagerty on my 72. I started the policy with the truck in a million pieces. They just had me send pictures of it's progress. There was no time limit, they just said it had to be in active restoration. I insured it for $10,000 for $180 per year. I dont see why they would not insure your truck if you are "actively" looking for a bed, or getting the parts together to fix yours. The Hagerty policy even includes roadside assistance with flatbed service. A good friend had his 32 F*#d destroyed in a fire, and had absolutely no problem making a claim. That is why I chose them. Just my 2 cents.
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"it's impossible to be surrounded by idiots when you are part of the circle" 2003 Suburban 2002 Pontiac Montana 1981 Corvette 1966 Impala Convertible Click here to support the board |
08-05-2006, 09:20 PM | #10 |
Registered User
Join Date: Jan 2006
Location: Warrington, PA
Posts: 403
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Re: truck insurance
thanks guys!
I placed a call back to haggerty and they reconsidered once i explained that i was restoring the vehicle and convinced them that I don't use the vehicle for hauling. Saved me about 500 bucks....I'll be making another donation to the board! thsnkd rick |
08-05-2006, 10:24 PM | #11 |
sufficiently talented fool
Join Date: Jun 2006
Location: Forest Hill, MD
Posts: 2,231
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Re: truck insurance
Excellent!! Glad you got it worked out!!
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"it's impossible to be surrounded by idiots when you are part of the circle" 2003 Suburban 2002 Pontiac Montana 1981 Corvette 1966 Impala Convertible Click here to support the board |
08-06-2006, 03:16 AM | #12 |
Nothings as cool as my 72
Join Date: May 2005
Location: Edmonton, AB, Kanuckastan
Posts: 181
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Re: truck insurance
$650/yr isn't that bad. I got quotes from a bunch of different companies and they were all around $2000/yr. for full coverage. It's probably due to the fact that I am 17.
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1972 C10 Longbox In the middle of body off restoration Rebuilt 355, turbo 400, 3.42 12-bolt Rolling chassis finally done and cab mounted. Now onto sanding, bondo and more sanding. |
08-06-2006, 08:08 AM | #13 |
Registered User
Join Date: Feb 2004
Location: WHITEVILLE N.C.
Posts: 494
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Re: truck insurance
Great American classic car insurance has been acquired by Infinity Insurance co. I got $21,000 on mine full coverage for 161.00/year.
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72 CHEYENNE 10 SUPER 468/400/3.73 |
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