Its Gone!!! hit by a DUI

[old Rusty C10]

even if the state says the cop/city is immune from suit id still sue as well as the bar , barkeep and anyone else involved . this may be the case that sets new precidence. its total BS what happened to you. personally id love to take a trip to florida and beat the heck outta the bar tender ,drunk and the cop just because they were all morons.

[mvpco]

Originally Posted by djracer

I don't know my way around Pcola. What the rd that runs behind foodworld with the huge speed bumps? She lives on a corner of that and a small culdesac.

I live 1 mile from there

[mvpco]

WELLLL....after several days of phone tag and chasing down the correct City's Insurance CO. I finally found them, "Lexington INS Co. in Boston, MA 617-330-4062 Susan Bard. 1/11/07 1:40 central Time I spoke with her and she is VERY fimiliar with the case/claim. She has mailed a letter to me(certified) stating that there is NO COVERAGE that the City has that can help me. I need to go after Thomas Fletcher(the drunk), yada, yada, I have heard it all before. The Officer has been punished and it was a judgement call, yada, yada. Thomas Fletcher has pleaded guilty and has to make restution(sp), My home owners has fixed the fence($500 DED) 1 car has been fixed from INS($500 DED), My GMC truck has been fixed $3450 out of my POCKET, The 72 Burb is still in my yard with no INS agreement on it as of yet. She says that I am left to hold the bag....on this one. She has gone through the policy and there is no coverage since it was a judgement call by Officer Cramer and The driver, Thomas Fletcher did the damage. WOW!!!! But if I find anymore info that may turn it in my favor, I can call her and let her know......RIGHT! I guess I can let CNN, FOX and Inside edition know its OK to go ahead with my story. "DUI Friendly Cities across the US" especially when the Cities and States tout ZERO Tolerance for DUI!

Pass it on, THIS SUCKS!!!

“ Welcome to Pensacola The DUI Friendly City on the Gulf Coast!”


Here is the Chief of Police Reply that made me think they were taking care of this.....RIGHT!


Dear Mr. Smith,
In reference to your email below, I wanted to advise you I have talked
with
Tom Mulroy(850-435-1613) with the City of Pensacola's Risk Management Office and he
said
your claim has been forwarded to the city's insurance carrier.
As you are aware, I suspended Officer Cramer for three weeks without
pay and
mandated he attend remedial training on DUI recognition as a result of
this
incident.
You have been in contact with Lt. Randy Stull, who supervises our
Professional Standards Unit, and he has supplied you with a copy of the
in-car video since the defendant in this case plead nolo contendre to
the DUI
charge.
If there is any additional information we can provide, please feel free
to
contact Lt. Stull at 850-435-1865.

John W. Mathis
Chief of Police
Pensacola Police Department
850.435.1855
---------------------------------------------------------------------

Here is what 1 viewer wrote:


Florida's Zero Tolerance for DUI Drivers is not
enforced in Pensacola.

Welcome to Pensacola "A DUI Friendly City"

WEAR-TV,

I saw the story that recently aired on WEAR-TV channel
3 about the intoxicated 21 year old who slammed into
Mr. Jeff Smith's home just minutes after he had been
stopped by the Pensacola Police.

http://www.weartv.com/newsroom/searc...1/oXmt8wIE.xml

Dash Cam Video:

YouTube - J Smith Police Video

Videos:
http://www.weartv.com/players/news/t...vid_1606.shtml

http://www.weartv.com/players/news/t...vid_1779.shtml

http://www.nbc15online.com/news/loca...5-31522fca1169

Pensacola News Journal article:
http://www.pnj.com/apps/pbcs.dll/art...712140340/1006

http://www.weartv.com/newsroom/searc...1/oXmt8wIE.xml


I just can not believe that PPD Officers would let
an individual such as this leave the scene of the
original stop at the Cabana Lounge in the condition he
was in. Firstly, would it not be standard operating
procedure for the Police to administer a field
sobriety test to any individual who was stopped for
recklessly driving his vehicle in a Bar or Tavern
parking lot?, especially at the time this incident
occurred? Is this a situation any Officer can deviate
from? Even if the Officer had another call, unless it
was an obviously grave situation, I can not for the
life of me, understand why anyone would let a person
who wreaked of alcohol drive away in his own vehicle
after such a stop under any condition, considering the
amount of damage an inebriated individual could do
with an automobile, up to and including negligent
homicide. Secondly, if there is a 1985 law that
protects the City from prosecution caused by the
negligence of their employees, why are they punishing
the Officer with 3 weeks of unpaid time off? Is he
not protected from punishment by this same law? Has
any case since 1985 overturned this particular
legislation? I know how lawyers like to quote laws
and fail to remember that a particular law may have
been overturned just to make a person less likely to
file a lawsuit. Seems like something is very fishy
here. Why are there no laws to require insurance
companies to report to Police when a Florida driver
cancels his insurance so that when the officer checks
that persons information through his dispatch he would
know immediately that the individual was not covered
by any automobile insurance? I would like to know how
we can continue to financially support a Police
department that fails to easily expose simple
criminals who choose to operate their vehicles in a
unlawful manner while those same people that support
the Police loose property and lives. I think that Mr.
Smith deserves to be compensated for his damages up to
what he had prior to this incident. I am ashamed that
the City fails to accept responsibility for the
decisions made by their Officers. I visited the site
and noticed that a speed bump was in the road by
Jeff's house where the drunk lost control was probably
another fact that should be considered as a
contributing factor in this incident. How does Mr.
Smith or anyone else in this community recover from an
incident such as this when no one is held responsible
for their actions? The City should be held accountable
so changes in their own policies can be taken
seriously by the City Council. Maybe the Governors
office could shed some light on this situation as it
pertains to accountability.
Thank you for reporting stories such as these as I
know that political pressure can sometimes come to
bear on your station for this type of story. The
"little guy" needs you.
Please follow up on this story and keep the public
informed.

Sincerely,

Jeff Cram
Ensley, FL

[5150]

I'll call the chief to voice my complaint

[Liz]

Originally Posted by mvpco

WELLLL....after several days of phone tag and chasing down the correct City's Insurance CO. I finally found them, "Lexington INS Co. in Boston, MA 617-330-4062 Susan Bard. 1/11/07 1:40 central Time I spoke with her and she is VERY fimiliar with the case/claim. She has mailed a letter to me(certified) stating that there is NO COVERAGE that the City has that can help me. I need to go after Thomas Fletcher(the drunk), yada, yada, I have heard it all before. The Officer has been punished and it was a judgement call, yada, yada. Thomas Fletcher has pleaded guilty and has to make restution(sp), My home owners has fixed the fence($500 DED) 1 car has been fixed from INS($500 DED), My GMC truck has been fixed $3450 out of my POCKET, The 72 Burb is still in my yard with no INS agreement on it as of yet. She says that I am left to hold the bag....on this one. She has gone through the policy and there is no coverage since it was a judgement call by Officer Cramer and The driver, Thomas Fletcher did the damage. WOW!!!! But if I find anymore info that may turn it in my favor, I can call her and let her know......RIGHT! I guess I can let CNN, FOX and Inside edition know its OK to go ahead with my story. "DUI Friendly Cities across the US" especially when the Cities and States tout ZERO Tolerance for DUI!

Pass it on, THIS SUCKS!!!

“ Welcome to Pensacola The DUI Friendly City on the Gulf Coast!”


Here is the Chief of Police Reply that made me think they were taking care of this.....RIGHT!


Dear Mr. Smith,
In reference to your email below, I wanted to advise you I have talked
with
Tom Mulroy(850-435-1613) with the City of Pensacola's Risk Management Office and he
said
your claim has been forwarded to the city's insurance carrier.
As you are aware, I suspended Officer Cramer for three weeks without
pay and
mandated he attend remedial training on DUI recognition as a result of
this
incident.
You have been in contact with Lt. Randy Stull, who supervises our
Professional Standards Unit, and he has supplied you with a copy of the
in-car video since the defendant in this case plead nolo contendre to
the DUI
charge.
If there is any additional information we can provide, please feel free
to
contact Lt. Stull at 850-435-1865.

John W. Mathis
Chief of Police
Pensacola Police Department
850.435.1855
---------------------------------------------------------------------

Here is what 1 viewer wrote:


Florida's Zero Tolerance for DUI Drivers is not
enforced in Pensacola.

Welcome to Pensacola "A DUI Friendly City"

WEAR-TV,

I saw the story that recently aired on WEAR-TV channel
3 about the intoxicated 21 year old who slammed into
Mr. Jeff Smith's home just minutes after he had been
stopped by the Pensacola Police.

http://www.weartv.com/newsroom/searc...1/oXmt8wIE.xml

Dash Cam Video:
YouTube - J Smith Police Video

Videos:
http://www.weartv.com/players/news/t...vid_1606.shtml

http://www.weartv.com/players/news/t...vid_1779.shtml

http://www.nbc15online.com/news/loca...5-31522fca1169

Pensacola News Journal article:
http://www.pnj.com/apps/pbcs.dll/art...712140340/1006

http://www.weartv.com/newsroom/searc...1/oXmt8wIE.xml


I just can not believe that PPD Officers would let
an individual such as this leave the scene of the
original stop at the Cabana Lounge in the condition he
was in. Firstly, would it not be standard operating
procedure for the Police to administer a field
sobriety test to any individual who was stopped for
recklessly driving his vehicle in a Bar or Tavern
parking lot?, especially at the time this incident
occurred? Is this a situation any Officer can deviate
from? Even if the Officer had another call, unless it
was an obviously grave situation, I can not for the
life of me, understand why anyone would let a person
who wreaked of alcohol drive away in his own vehicle
after such a stop under any condition, considering the
amount of damage an inebriated individual could do
with an automobile, up to and including negligent
homicide. Secondly, if there is a 1985 law that
protects the City from prosecution caused by the
negligence of their employees, why are they punishing
the Officer with 3 weeks of unpaid time off? Is he
not protected from punishment by this same law? Has
any case since 1985 overturned this particular
legislation? I know how lawyers like to quote laws
and fail to remember that a particular law may have
been overturned just to make a person less likely to
file a lawsuit. Seems like something is very fishy
here. Why are there no laws to require insurance
companies to report to Police when a Florida driver
cancels his insurance so that when the officer checks
that persons information through his dispatch he would
know immediately that the individual was not covered
by any automobile insurance? I would like to know how
we can continue to financially support a Police
department that fails to easily expose simple
criminals who choose to operate their vehicles in a
unlawful manner while those same people that support
the Police loose property and lives. I think that Mr.
Smith deserves to be compensated for his damages up to
what he had prior to this incident. I am ashamed that
the City fails to accept responsibility for the
decisions made by their Officers. I visited the site
and noticed that a speed bump was in the road by
Jeff's house where the drunk lost control was probably
another fact that should be considered as a
contributing factor in this incident. How does Mr.
Smith or anyone else in this community recover from an
incident such as this when no one is held responsible
for their actions? The City should be held accountable
so changes in their own policies can be taken
seriously by the City Council. Maybe the Governors
office could shed some light on this situation as it
pertains to accountability.
Thank you for reporting stories such as these as I
know that political pressure can sometimes come to
bear on your station for this type of story. The
"little guy" needs you.
Please follow up on this story and keep the public
informed.

Sincerely,

Jeff Cram
Ensley, FL

this post is on the main page of the site as well now

[DBLSPRT68]

Jeff, Man this does suck! I'd say let the newsmedia know and maybe some one can help. Here in Memphis, all of our news stations have reporters that investigate things for viewers. People get in touch with them about how they've been wronged or ripped off, and these people get a camera shoved in their face while they explain what happened.... I'd also say let the national news people know what's happened to you. You've had to pay out of your pocket for being asleep at your house, while other people have done wrong! I'm at a loss for what else to do.......Good luck

[mvpco]

Originally Posted by DBLSPRT68

Jeff, Man this does suck! I'd say let the newsmedia know and maybe some one can help. Here in Memphis, all of our news stations have reporters that investigate things for viewers. People get in touch with them about how they've been wronged or ripped off, and these people get a camera shoved in their face while they explain what happened.... I'd also say let the national news people know what's happened to you. You've had to pay out of your pocket for being asleep at your house, while other people have done wrong! I'm at a loss for what else to do.......Good luck

Thanks!

I have let the News Media know the update from when they came out 1st.

I have also forwared this story on to CNN, FOX and Inside Edition. So we will see what they will do, maybe on a slow news day they will run my stuff.

I have tried to keep it current with the links and news articles so it will be easy to verify when they look it it.

[5150]

called and talked to Lt. Stull. Very professional, but gave me the Risk Management is responsible not the police department bit. He's right, but I told him I wanted to voice my disgust over the way it's being handled.

[mvpco]

Originally Posted by 5150

called and talked to Lt. Stull. Very professional, but gave me the Risk Management is responsible not the police department bit. He's right, but I told him I wanted to voice my disgust over the way it's being handled.

Thanks very much for calling!!!!!!!


I have had nothing but GREAT support from this board


thanks so much!!!!!

[ksjh1316]

Something stupid I should have though of earlier. Shouldn't your liability ins. on the burb cover the damage on the GMC since the van hit it then the burb hit the GMC just thinking of some way to help you.

[mvpco]

Originally Posted by ksjh1316

Something stupid I should have though of earlier. Shouldn't your liability ins. on the burb cover the damage on the GMC since the van hit it then the burb hit the GMC just thinking of some way to help you.

I tried that route and INS said NO, Each vehicle only


thanks for the thought

[bigfredtn]

You should have hired an attorney from the beginning. Do not try to haggle with Insurance companies or city. Let the attorney do the work for you.

[mvpco]

Originally Posted by bigfredtn

You should have hired an attorney from the beginning. Do not try to haggle with Insurance companies or city. Let the attorney do the work for you.

I tried that too. Since this is property damage, thats all I can recover, just the property damage. I would have to retain a Lawyer($$) then give them 1/3 of the property damage settlement. So if $20,000, I owe him $6,666. The Lawyers have all told me to keep the $6,666 I would have to pay them, That I could use that instead to fix up my property. that is by Law the 1/3. Since the Drunk has to make restitution as part of his probation, I would eventually get most $$$ back(in a perfect World.....Doh!). They said keep it in the Media and who knows what might happen...

[mvpco]

Well here is the letter from the City's INS and my email to them:






Suzanne Bard:

I received your letter(pic attached) letting me know
that: since you "do not insure the person responsible
for the damages, Mr. Fletcher, you will not be able to
assist me in this matter."

Please understand this claim is NOT with Mr. Fletcher.
This claim is with the City of Pensacola Police Dept.
& Officer J. Cramer of which you do insure.

Officer Cramer is the person responsible for the
damages to my property(see video link) and has been
reprimanded by City of Pensacola Police Chief John W.
Mathis(Email reply below).

I am sure this was an oversight.

Since I wish to pursue this matter further and have
info which will assist in changing your position with
respect to liability. Please review info below.

Dash Cam Video:
J Smith Police Video

YouTube - J Smith Police Video

Pensacola News Journal article:
http://www.pensacolanewsjournal.com/...WS01/712140340


Pics the night of the accident:
http://67-72chevytrucks.com/vboard/s....php?p=2461768

News Channel 15:
(PENSACOLA, Fla.) Nov. 24 -- It was one of the first
SUV's ever made, a 72' Chevy Suburban, and it was Jeff
Smith's pride and joy. 400 restoration hours and
$15,000 went into his baby, but it only took seconds
for Smith's prized possession to become junk.
The Florida Highway Patrol says a drunk driver was to
blame, and it's an accident Smith believes should
never have happened. "He hit the Suburban first. He
pushed it into the other one. Basically sandwiched it
like an Oreo."
A Pensacola Police officer had stopped the driver,
21-year-old Thomas Fletcher, earlier Saturday morning.
Assistant Chief Chip Simmons says Fletcher was caught
spinning wheelies in a parking lot. "We did cite him
for careless driving and then he was allowed to
leave."
The Florida Highway Patrol says, however, the careless
driving continued. Just 16 minutes and 1.8-miles
later, authorities say Fletcher drove his van through
Jeff Smith's yard, destroying a fence, damaging a car
and truck, and you've already been told what happened
to the Chevy.
"I forgive him, but I'm upset, mostly with the
Pensacola Police Department. It didn't need to happen
cause they pulled him over, and let him go," Smith
complained.
"We're looking back at the actual stop to see if there
were some warning signs that we didn't pick up on,"
says Asst. Chief Simmons.
In the end, Florida's Highway Patrol arrested Fletcher
and charged him with driving under the influence.
As for the '72 Chevy Suburban, it's a total loss, but
Smith says he's holding onto his former prize because
of its sentimental value.

----------------------------------------------------
Dear Mr. Smith,
In reference to your email below, I wanted to advise
you I have talked
with
Tom Mulroy(850-435-1613) with the City of Pensacola's
Risk Management Office and he
said
your claim has been forwarded to the city's insurance
carrier.
As you are aware, I suspended Officer Cramer for three
weeks without
pay and
mandated he attend remedial training on DUI
recognition as a result of
this
incident.
You have been in contact with Lt. Randy Stull, who
supervises our
Professional Standards Unit, and he has supplied you
with a copy of the
in-car video since the defendant in this case plead
nolo contendre to
the DUI
charge.
If there is any additional information we can provide,
please feel free
to
contact Lt. Stull at 850-435-1865.

John W. Mathis
Chief of Police
Pensacola Police Department
850.435.1855


__________________________________________________
damages:

Listed below are the damage costs as a result of
Pensacola Police Dept. Officer J.Cramer on 11/24/07
2:40am

$ 3450.73 1998 GMC truck
$ 660.73 2004 Hyundai Sonata (INS paid 1875.37)
$14000.00 1972 Chevy Suburban
$ 500.00 Fence & Driveway (INS paid $1900)
$ 870.80 7 days work
4 182.74 garage Door repair
-----------------------------
$19,665.00 Total Out of my Pocket


Jeffrey Smith
3519 Gatewood Drive
Pensacola, FL 32514
850-475-5030

[COBALT]

I read some of this thread, and I'm saddened to think you may be left holding the bag on some of these damages. I have a story to tell you:

Back in 2002 my parents neighbor decided he didn't like the fact that they had a tree farm next to their property blocking their view of Mt. Rainier. My parents converted their cattle farm to trees and open land starting in 1990 before these people ever built their house. It took a few years to plan, till and cultivate those trees - replacing dead ones, building fence, picking up rocks and sod - fertilizing, weeding. Back breaking work. Now the trees are over 15ft tall.

Without asking my parents for permission they hired some knucklehead with a chainsaw and a 7ft orchard ladder to jump the fence and destroy over 150 beautiful trees, and drag the tops he cut down over onto their property and burn them in a huge pile.

After getting over the shock my parents tried the "neighborly" approach - calling them up to ask that they at least acknowledge what they had done, etc...then after several weeks of stewing about it with no apology or any type of indication the neighbors were going to try and rectify the situation my parents got wise and hired experts to determine the extent of the damages and get an estimate, and sought out the services of an attorney.

They sent an official letter explaining what an injustice had been done to their private property, and had estimates on all of the damages (over $200k worth). They informed them that if they didn't extend some kind of compensation for the damages they would file suit. Of course they didn't respond. Instead they decided to make my parents' lives a living hell instead.

My parents filed suit in 2004. What followed problems with the county (they called the county and reported my parents had built structures that weren't up to code, etc., since 1987), battles with animal control (they informed them that my parents had "wild and out of control dogs").

They suffered through all of the problems being victimized by their neighbors while work on the lawsuit continued. They didn't give up. In April of 2006 my parents won their case against their neighbors - who had turned the claim over to State Farm Insurance, and refused to settle. After a lot of paperwork, and a possible appeal that never happened State Farm finally wrote my parents a check for over $250,000 this last fall (2007).

Just to put things in perspective:

1. Beginning to end it took 5 1/2 years.
2. Attorneys fees were a huge chunk of the money.
3. The man who actually cut the trees down (hired my my parents' neighbors) actually died of natural causes during that time and couldn't be brought in to testify during the trial.
4. Out of pocket it cost my parents 10's of thousands of dollars before they even went to trial.
5. My parents suffered from health problems as a result.

If you don't have an attorney get one now, and discuss your options. If you're thinking about suing the city remember that in the beginning it's going to probably cost you a lot more than your $19k, and there's no guarantee you're going to get anything in return. State, county and city government conveniently have laws on the books protecting themselves from things like this, and that's no accident. Ultimately they see lawsuits from private citizens as a negative impact on the people they govern to pay out every time a government official screws up (otherwise they would probably not have any money EVER in their budget).

Most importantly if you're going to push this DO IT RIGHT. Don't get emotionally wrapped up in this, and get yourself into thinking that if you just keep pleading your case to everyone who will listen that at some point someone will bend and you'll get your compensation. It won't happen that way, because it's not about right and wrong, or how passionate you are about telling people about what happened. It's about who's liable, and how the law applies. A lot of the time it's not fair at all.

So, you have to think hard about how much of your life is going to be spent dealing with this problem. You could turn around and find out you've been fighting this for 5 years with nothing but bad health, debt, anger and a lot of frustration to show for it. I'm not saying don't fight, but be realistic about how hard you want to fight and for how long.

I hope all of the parties involved either get what they have coming to them, or do the right thing and take care of the people who did nothing wrong...

Good luck.

[mvpco]

I hope all of the parties involved either get what they have coming to them, or do the right thing and take care of the people who did nothing wrong...

Good luck.[/QUOTE]



thank you so much, and well said.

I can see it will happen that way if I keep going.

once again, thanks

Jeff

[barraza]

Originally Posted by mvpco

.... Since this is property damage, thats all I can recover, just the property damage. I would have to retain a Lawyer($$) then give them 1/3 of the property damage settlement. So if $20,000, I owe him $6,666. The Lawyers have all told me to keep the $6,666 I would have to pay them, That I could use that instead to fix up my property. that is by Law the 1/3. Since the Drunk has to make restitution as part of his probation, I would eventually get most $$$ back(in a perfect World.....

I feel for you, but I think your only hope is restitution from the driver. Public entities have a long history, that is backed up by scores of court decisions, of not being responsible for damages to individuals. It spans the spectrum from judges who let molesters / rapists / murderers out early to recommit crimes, to police who improperly respond to calls which lead to subsequent murders. This is an portion of a court decision that illustrates:

.."courts have without exception concluded that when a municipality or other governmental entity undertakes to furnish police services, it assumes a duty only to the public at large and not to individual members of the community."

The bottom line is that the police assume NO RESPONSIBILITY or LIABILITY for an individuals well being. The topic comes up regularly in gun rights discussions when the subject is taking weapons out of private hands and assuming the police will take care of everything.

An attorney that takes your money to file such a case against the police is a thief or not too smart. My advice is to get a judgement against the driver right away. Tax refund season is just around the corner, you never know, maybe he has something coming that you could get.

Good luck

[pmpski_1]

Unfortunately, I've never heard of anyone who has been the victim of a drunk driver getting anything but trouble. The drunk driver doesn't get punished and the victim has to deal with it.

[moneyguru]

Here are the brutal facts as I see them:

* Your insurance has covered all they will cover
* The city/police evidently won't cover anything
* The City's insurance company won't cover anything
* The person responsible is the Drunk driver

Now if you had a high priced lawyer they would most likely name everyone
possible in the lawsuit in hopes those with money will settle, this includes
the City, Driver, Bar, Bartender.

What I recommend doing is filing suit yourself against the driver in your
local court. Based on the information you have provided I'll guess he
doesn't have the money to hire an attorney, try to use that to your
advantage.

Compile a list of your losses, including deductibles and your time. Include
things like depreciation to your vehicles because of the repairs that were done. Create a list of enough expenses to bump up the dollar amount as
high as possible.

What you need to do is a little research on what court in your area you
can file suit in. What I am hoping is that you could file a lawsuit against
the driver, with the videos/photos/police report it will be hard for him
to have any defense....what you are hoping for is he won't fight it or will
self defend and you can get a judgement.

Then contact a collections agent/agency and turn the total over to them for collections.

It might take a long time, and he could claim bankruptcy, but otherwise
this is the only way you'll ever see any money.

[highrpm]

You might want to get Mothers Against Drunk Drivers involved. I doubt they can get your money back but around here they have a lot of influence with the Press and police dept.

[pcmcobra]

Jeff,
just an fyi, I had a truck stolen from me twice! 2nd time, they caught them, they got probation, and supposed to pay restitution, anyway, these clowns violated probation, got put away for 6 months or a year, and ended up not paying restitution. Not a thing I could do about it. It was kind of crazy. Good luck!

[mvpco]

Originally Posted by pcmcobra

Jeff,
just an fyi, I had a truck stolen from me twice! 2nd time, they caught them, they got probation, and supposed to pay restitution, anyway, these clowns violated probation, got put away for 6 months or a year, and ended up not paying restitution. Not a thing I could do about it. It was kind of crazy. Good luck!

I am finding the same thing out. I think in my NEXT life(Doh!) I will be a criminal.......it will be cheaper.........


Thanks

[timcos]

OK...here is what I would do.

go to www.jurisdictionary.com and learn how to do it yourself. File the cause of action, motion the court to do a lot and hopefully one of them will pay. Most want to settle rather than hassle with a lawsuit...and you can motion the court to excuse them. Find out who owns the van, sold him the liquor and let him drive, name the hot chicks he was showing off in front of just cause you can. Use the legal therories of expanded and extended laibility to find the deep pockets...even if it Anhauser Busch.

I would also keep hassling the insurance companies and elevate your claim. They always sao NO right away to anything that looks expensive.

Move your home 1/4 mile off the road with a winding driveway and lots of trees.

I am so sad to see that burb hurt.

[mvpco]

Just got word form my INS and they have come up with a new value for the Burb $9640. So I said finally! They are calling today to finish the claim



about time

[timcos]

Yee haw...that will at least help on your next project.