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#351 |
Registered User
Join Date: Feb 2009
Location: Oklahoma
Posts: 7,461
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Re: Finally "Silvers" build thread!! ('78 swb 2wd silverado)
Yeah that's the great thing about our country's economic sector now. People that are working hard, paying their bills, and trying to make it don't get the benefits. Have you looked into another lender? When we first bought our house our loan got sold to two different lenders in a year. So I refinanced with a local bank here. I actually got a better rate, more knowledge, and I know that if I have a problem I can talk to them directly. Maybe something to consider. I know right now a lot of the lenders are not lending money as easy as they were a couple of years ago.
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#352 |
Slots go on anything!
Join Date: May 2003
Location: Richardson, TX
Posts: 5,957
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Re: Finally "Silvers" build thread!! ('78 swb 2wd silverado)
Sorry to hear about your luck, Dennis. Like John said, check out a local bank, or even a credit union. We did a cash out refi on our house at the first of the year with a large bank (they held the original loan) and it took forever. I thought that it should go quick since it would be all internal, but I was dead wrong. I wish I had shopped it around a little bit. I think the smaller banks realize that they need to make money too, so they are a little more receptive lately. The only problem is that around here, they all keep getting bought out by the bigger, lousy service banks.
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#353 |
Registered User
Join Date: Jan 2009
Location: orangevale, ca
Posts: 3,626
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Re: Finally "Silvers" build thread!! ('78 swb 2wd silverado)
yea, the great thing about this wonderful state is we bought this house worth $340,000 at the time and paid $280,000. now 3 years later its worth $200k if were lucky. no one will touch it. and people wonder why there is so many foreclosures... we are stuck right now. and all our options are not good ones.
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"Dennis the Menace" 1978 Silverado (2wd, 1/2 ton, short bed)complete nut & bolt frame off restomod LQ9/4L80E MY LS SWAP/FRAME OFF BUILD BOOK 2006 TBSS way too much to list ![]() |
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#354 |
Registered User
Join Date: Jan 2009
Location: orangevale, ca
Posts: 3,626
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Re: Finally "Silvers" build thread!! ('78 swb 2wd silverado)
our "financial advisor" really screwed us over getting into this house and what makes me sick is that we (I) didnt know any better. i made a promise to my wife that things would be okay and i'll be damned if i'm going to let anything bad happen to her/us like loosing or home.
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"Dennis the Menace" 1978 Silverado (2wd, 1/2 ton, short bed)complete nut & bolt frame off restomod LQ9/4L80E MY LS SWAP/FRAME OFF BUILD BOOK 2006 TBSS way too much to list ![]() |
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#355 |
Slots go on anything!
Join Date: May 2003
Location: Richardson, TX
Posts: 5,957
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Re: Finally "Silvers" build thread!! ('78 swb 2wd silverado)
I hear you. I have a rent house, and the tenants have not paid since May. I can't get them out. My only choice to keep from destroying my credit is to pay two mortgages, and hope the courts will finally let me evict them. The only good thing about this is as soon as it is empty, I am selling it just to get away from it. Then I am going to buy a toy. Want to move to Texas?
Last edited by Jonboy; 10-07-2009 at 09:00 AM. |
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#356 |
Registered User
Join Date: Feb 2009
Location: Oklahoma
Posts: 7,461
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Re: Finally "Silvers" build thread!! ('78 swb 2wd silverado)
Another good reason to move out of CA.
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#357 |
Registered User
![]() Join Date: Jul 2006
Location: Ozark, MO
Posts: 4,887
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Re: Finally "Silvers" build thread!! ('78 swb 2wd silverado)
Sorry to hear about the house Dennis. The build is still awesome, I don't like it when they go too quick anyway!
We're going through a similar situation, moved from FL 3 years ago and the house never sold, owe $250K and paid every bill (on two houses) until recently we decided that throwing another $75K down a black hole while the market recovers for 3 more years is not an option plus we lost the renter. Every bank and program considers us "investers" since it's not our primary residence, no loan mods even entertained. Accepted an offer of $130K yesterday trying to get short sale approval. 740 credit scores are now in the tank and home ownership went from a dream to a nightmare. BUT!!!...we'll all get over it and someday be telling our grandkids about the great housing crash wayyyy back in 'Ought-Seven'.
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'20 Silverado Trail Boss ~ '17 Tahoe ~ '79 K15 Sierra Grande ~ '76 Blazer 2wd ~ '71 Cheyenne swb ~ '55 Pontiac Safari ~'50 3100 bagged ~ '80 Wife ~ Late model kids
Last edited by LEEVON; 10-07-2009 at 11:27 PM. |
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#358 |
Registered User
Join Date: Feb 2009
Location: Oklahoma
Posts: 7,461
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Re: Finally "Silvers" build thread!! ('78 swb 2wd silverado)
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#359 |
Senior Member
Join Date: May 2004
Location: Caldwell,Tx.
Posts: 3,648
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Re: Finally "Silvers" build thread!! ('78 swb 2wd silverado)
Man that sucks Dennis . I just logged on and decided to check on your progress . Instead I read about the refi issues . Definitely a downer . I am sure you will come out OK since you obviously arent one to bail , but it sucks that people have to default and actually wreck their credit , in order to get assistance . Seems familiar doesnt it . Govt passes laws and forces banks to make bad loans in the first place , said loans crash the housing market when bad loan holders cant pay , then the only people that are eligible for help in the first round is that same deadbeats that have defaulted on the loans that everyone knew they would default on when the loan was made . Sorry for the rant and I hope things work out for you quickly .
Frank
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Born and proudly residing in a Red State ! |
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#360 | |
Garage wrench
Join Date: Feb 2008
Location: LaCrosse, WI
Posts: 1,855
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Re: Finally "Silvers" build thread!! ('78 swb 2wd silverado)
Quote:
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-Adam 90 V1500 GMC Suburban 350/700R4/NP241..... 01 Saturn SL1 stock DD..... |
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#361 |
Watch out for your cornhole !
![]() Join Date: Jun 2003
Location: Azle, Texas
Posts: 14,162
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Re: Finally "Silvers" build thread!! ('78 swb 2wd silverado)
I'm late coming to this thread, but I wanted to point something out.
You need to change your upper ball joint bolts around. The bolt head is supposed to be under the arm and the washer and nut on top of the arm. I know it's backwards from most standards, but there is a reason for it. When the ball joint boots get fully compressed at ride height and bulged out with grease, the exposed bolt ends will rub through the boots, ruining them. It's one of those little details I remember from a suspension class about 15 years ago. Sorry for butting in, I just wanted to try and save you some heartache and expense on such a nice build.
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I'm on the Instagram- @Gearhead_Kevin Last edited by Tx Firefighter; 10-12-2009 at 11:53 AM. |
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#362 |
Registered User
Join Date: Oct 2009
Location: SAlinas, CA
Posts: 36
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Re: Finally "Silvers" build thread!! ('78 swb 2wd silverado)
Lotta work, looks good though man
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#363 |
Registered User
Join Date: Feb 2009
Location: Oklahoma
Posts: 7,461
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Re: Finally "Silvers" build thread!! ('78 swb 2wd silverado)
Where ya at Dennis? Got any updates for us?
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#364 |
Formerly- 1972SuperCheyenne
![]() Join Date: Oct 2008
Location: Wake Forest NC
Posts: 5,782
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Re: Finally "Silvers" build thread!! ('78 swb 2wd silverado)
Dennis, hope everything is going OK for ya man. This market definately sucks for sure. Just keep your head up and keep on keepin on. You have a wonderful family and that is the most important thing anyone can posess. After all the housing issues and credit BS, you'll still have that family. Best of luck to ya and hope all is well. Ooh, almost forgot... That truck is SICK.
I Love it.
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--Josh My Build Thread:http://67-72chevytrucks.com/vboard/s...d.php?t=799218 A good crossthread is better than Loctite any day. Life is not about what you have, but who you have to share it with. |
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#365 | |
US Army Veteran
![]() Join Date: Nov 2008
Location: Central Texas
Posts: 1,049
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Re: Finally "Silvers" build thread!! ('78 swb 2wd silverado)
Quote:
Hate to hear about the bad loan. Bad enough with the economy that took a dive from the fannie mae/freddie mac collapse last year and now we're learning about all the crooks in the financial housing loan sector as well. Hope you can recover and *really* hope you can get back to your build. You have an amazing vision of what you want your truck to look like! Wade
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1972 C10 Highlander - The making of a daily driver |
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#366 |
Registered User
Join Date: Jan 2009
Location: orangevale, ca
Posts: 3,626
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Re: Finally "Silvers" build thread!! ('78 swb 2wd silverado)
THANK YOU all for the words of encouragment. it really means alot to me. i've been waiting to post in here until i had some news.
nothing yet... 1 good thing is we've been just saving and penny pinching so the truck fund just keeps getting bigger! ![]() ![]()
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"Dennis the Menace" 1978 Silverado (2wd, 1/2 ton, short bed)complete nut & bolt frame off restomod LQ9/4L80E MY LS SWAP/FRAME OFF BUILD BOOK 2006 TBSS way too much to list ![]() |
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#367 |
Registered User
Join Date: Jun 2009
Location: lethbridge
Posts: 269
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Re: Finally "Silvers" build thread!! ('78 swb 2wd silverado)
that sucks dude. i hope every thing plays out good with the house and evan if you just throigh the truck back together it will still be one bad a#s truck.
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#368 |
THE VILLIAGE IDIOT
Join Date: Nov 2006
Location: Tooele, Utah
Posts: 1,405
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Re: Finally "Silvers" build thread!! ('78 swb 2wd silverado)
frame looks great... sucks abotu the refi though..hope it all works out for you in the end
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honestly honey,,i have no idea how that truck got here. ![]() |
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#369 |
Registered User
Join Date: Oct 2003
Location: Carmichael, California
Posts: 3,006
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Re: Finally "Silvers" build thread!! ('78 swb 2wd silverado)
Looks great Dennis. I`m kinda looking for another truck and yours is giving me some inspiration to get going on one. I got a line on a 81 fully loaded but I`m waiting to hear back from the guy. don`t let the money thing get you down. or make you go at the rest of the truck half a**ed. The truck is going to be awsome when it`s done.
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Anthony |
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#370 |
Formerly- 1972SuperCheyenne
![]() Join Date: Oct 2008
Location: Wake Forest NC
Posts: 5,782
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Re: Finally "Silvers" build thread!! ('78 swb 2wd silverado)
Keep your head up bro. It'll all work out in the end.
__________________
--Josh My Build Thread:http://67-72chevytrucks.com/vboard/s...d.php?t=799218 A good crossthread is better than Loctite any day. Life is not about what you have, but who you have to share it with. |
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#371 |
Registered User
Join Date: Oct 2009
Location: Portland, OR
Posts: 198
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Re: Finally "Silvers" build thread!! ('78 swb 2wd silverado)
I hope you get everything figured out with the house go back to the truck start updating us cuz its awesome build. Wish you luck my friend.
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#372 |
Registered User
Join Date: Jan 2009
Location: orangevale, ca
Posts: 3,626
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Re: Finally "Silvers" build thread!! ('78 swb 2wd silverado)
thanks for all the words of encouragement. you guys are the best!
here's an update! it is official. i am really looking for a 6.0 drivetrain now!! ![]() 1 downer is the new arrival (complete) 6.0 they have now has 100k on it already and i know these motors are good for 300k+ but i just have a hard time putting that high a miles motor in something i have worked so hard to get where its at. lower miles would just be piece of mind for me. i'm just going to keep bugging them every few days till i get what i want ![]() ![]()
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"Dennis the Menace" 1978 Silverado (2wd, 1/2 ton, short bed)complete nut & bolt frame off restomod LQ9/4L80E MY LS SWAP/FRAME OFF BUILD BOOK 2006 TBSS way too much to list ![]() Last edited by menace121978; 11-30-2009 at 01:11 PM. |
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#373 |
Registered User
Join Date: Aug 2004
Location: Folsom, Ca
Posts: 573
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Re: Finally "Silvers" build thread!! ('78 swb 2wd silverado)
Hey Dennis we still need to meet up! i hope all the house stuff is going better!
Billy |
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#374 |
Registered User
Join Date: Dec 2007
Location: Palmer, Alaska
Posts: 13,821
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Re: Finally "Silvers" build thread!! ('78 swb 2wd silverado)
Right On!!!
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