Insurance Nitemare

[GASoline71]

I use USAA as well, and if I am in a wreck, I wouldn't claim it on insurance anyways. Unless I damaged other property or there was bodily harm (to people) done. When my truck met a ditch 5 years ago, I didn't claim anything on insurance and just fixed the truck myself.

Hagerty will do their best to make sure that classic vehicles are fixed to a standard that the vehicle owner is happy with. Whereas some other insurance companies that don't deal with "classic" vehicles won't care to make sure things are all good with a classic vehicle. A lot of body shops don't give a crap about how a classic rig is put together and frankly don't know the first thing about fixing them.

Gary

[Coley]

"...and if I am in a wreck, I wouldn't claim it on insurance anyways"

Why not?
...isn't that what insurance is for?


All good
Coley

[MidLifer]

A few others have mentioned Hagerty. I recently moved my truck to them. I had it on my regular policy so I could use it as a truck, and after my kid had a rough patch our rates skyrocketed. Hagerty allows you to do “limited towing and hauling”. Meaning you can’t run a landscaping company out of your truck but you can make dump runs or tow your other toy from time to time.

[EagleChief]

I'm a little late to this, it appears, but I just added mine to our Progressive Insurance policy. I listed it as a "pleasure" vehicle. They give you the option of "commuter", "pleasure", "classic", or "agriculture/farm". The "pleasure" option is basically weekend driver status. I just put liability coverage on it.

[bill3rail]

American Collectors Insurance. No problems at all, then again no accidents either!
Price is right and value was good for me.
Mileage limit? 5,000 miles.
No gravel/dirt trips, but only you will know...

https://americancollectors.com/

Bill

[GASoline71]

Originally Posted by Coley

"...and if I am in a wreck, I wouldn't claim it on insurance anyways"

Why not?
...isn't that what insurance is for?


All good
Coley

It is... lol. But I'm weird that way...

Gary

[twoskies]

Thanks again for all the replies and info

went with American Modern Classic Coverage

couple reasons, no one in my family would drive my 72 because ive got a 96 sonoma if they need to pickup or haul something
another is coverage is better at least right now
truck is new to me as a vehicle( ive done most all the work fixing it up, welding , disassenbly and assembly, all minor motor work(im not a mechanic but i get by)i did help in pulling and putting motor back in, had someone else recover the seat(not an upholstery guy but i know a couple,lol)

so, me and the wife are the only drivers( this works ok)
3000 miles a year should be ok
ins agent would like to see truck in garage but not a big issue at this time
truck is insured for theft or damage with no deductible
even covers $2000 worth of spare parts sitting in garage(new doors, new fenders, bedsides , etc)

Thanks, this is why i go to this forum, might not always like the answer or answers but it does give you knowledge and a starting point to finish your project

[4carbcorvair]

I know you already made your decision.

Both of my Corvairs are with Hagerty. They wouldn't insure my CJ7 because I mentioned I occasionally tow a 1950's military type trailer, maybe once a year.

My K20 I put on my regular policy, just liability. I want to be able to drive and tow when I need to.

[kazoocruiser]

Glad I found this thread. I used to have State Farm, until I quit driving for about 6 years. When it came time to re-establish coverage. I nearly fell out of my chair to find State Farm had gone from $168.00 for a 6-month policy (Georgia), to $248.00 per MONTH (New York).

Currently with Progressive, and $178.00 per month, until I find something else. Liability only, in New York.