![]() |
![]() |
#1 |
Registered User
![]() Join Date: Sep 2001
Location: Fort Wayne, Indiana, USA
Posts: 1,887
|
Insurance Question
I need to find good quality insurance for my truck. I plan to drive only a few thousand miles per year but need "stated-value" or replacement-value insurance. Is there a company that has worked well for this?
Thanks ![]() |
![]() |
![]() |
![]() |
#2 |
Registered User
Join Date: Jan 2004
Location: Weatherford,Tx
Posts: 747
|
Re: Insurance Question
I am in the process of insurance for mine. I have a '73 and told the guy it was worth about 7k and he quoted me 40.00 a month for full coverage. He said that I would also have to put another vehicle on it also because they would not do just a classic car only. I will have to get an appraisal before it can be done. I was also told that I did not have to keep it locked in a garage at night like most classic insurance companies do. It was with State Farm. Let me know and I can send you his email address.
|
![]() |
![]() |
![]() |
#3 |
Registered User
![]() Join Date: Feb 2004
Location: Idaho
Posts: 4,034
|
Re: Insurance Question
haggerty is the best, declare the value then if something h appens they write u a check for he declared value
__________________
"Remember, They can Kill You, but they can't eat You, That's against the law!!!!!!!!!" |
![]() |
![]() |
![]() |
#4 |
Registered User
Join Date: Dec 1999
Location: Northwest NJ
Posts: 746
|
Re: Insurance Question
http://www.americancollectors.com/ This is who I use and they don't require an aprasial. I pay $117 per year for an agreed value of $15000. The only draw back is you can't drive a covered vehicle to work and limit you to 3000 miles a year but you can pay for more.. Chris
|
![]() |
![]() |
![]() |
#5 |
67-72 Addict!
Join Date: Feb 2002
Location: The TAX State!
Posts: 7,857
|
Re: Insurance Question
This is who I use. Great rates!: Free estimates online. http://www.classiccarinsurance.com/
__________________
Jim 1970 C/10 Fleetside w/Ghost Flames Lowered 4.5" front and 4" rear (Raked) 355/350 Turbo w/shift kit 10" Redneck Performance Verter w/2500 stall Hooker Super Comps part#2808-1 Performer RPM Air-Gap 12 Bolt w/3:73 gears- Eaton Posi Comp Cams XE262 with 1.6 Crane Energizers, Road Demon 625 and Brodix IK 180 heads |
![]() |
![]() |
![]() |
#6 |
Registered User
Join Date: Aug 2007
Location: Boise, Idaho
Posts: 676
|
Re: Insurance Question
I believe Farmers go by Kelly Blue Book?
|
![]() |
![]() |
![]() |
#7 |
Registered User
Join Date: May 2007
Location: Emporia, kansas
Posts: 300
|
Re: Insurance Question
|
![]() |
![]() |
![]() |
#8 |
Senior Member
![]() Join Date: Dec 2007
Location: Dumas, Texas
Posts: 206
|
Re: Insurance Question
I second Grundy. Just completed a package program with them for insurance on two vehicles we are restoring, a completed GTO, 3 trailers, coverage on our 2 shops, and garage keepers liability. Their rates are excellent and they have some excellent programs.
Larry |
![]() |
![]() |
![]() |
#9 |
Registered User
![]() Join Date: Oct 2006
Location: Southern Kalifornia
Posts: 3,066
|
Re: Insurance Question
I have AAA. They have been VERY good to me.
-Lance
__________________
------------------------------------------------------ -Lance 2000 Chevy C2500, 5.7, 4L80e 1999 Suburban K2500, 7.4, 4L80e 1980 Camaro..son's car...PROJECT |
![]() |
![]() |
![]() |
#10 |
Registered User
Join Date: Aug 2007
Location: Boise, Idaho
Posts: 676
|
Re: Insurance Question
Just Liability with farmers I pay $11.80 a month with other cars on policy. They cover Blue Book value.
|
![]() |
![]() |
![]() |
#11 |
Registered User
Join Date: Aug 2006
Location: HARRISON AR.
Posts: 309
|
Re: Insurance Question
Just A Note Of Caution. All The Classic Ins. Companies I Have Tried Have Shot A Low Price To Start. Then Even Though I Told Them My Truck Was Lifted And Not Stock They Say No Prob. Then About 1 Or 2 Months Later They Either Want To Cancel Me Or Double The Rate. So If Your Not Bone Stock Beware....
__________________
72 2wd lwb cheyenne super youngest son.green/white 72 2wd lwb cheyenne super oldest son.green/white 71 4wd 3/4 cheyenne super frame off manderin copper / white 4 inch lift. FINALLY DONE / SOLD 72 4WD SWB CHEYENNE BLUE/WHITE 388 AUTO REMEMBER THE COPS NEVER THINK ITS AS FUNNY AS YOU DO. NORWOOD SURVIVOR COPPERTONE BUILD THREAD/ http://www.67-72chevytrucks.com/vboa...d.php?t=259856 |
![]() |
![]() |
![]() |
#12 |
It'll Buff Out!
![]() Join Date: Apr 2007
Location: San Diego
Posts: 603
|
Re: Insurance Question
Mine is insured as a classic through State Farm for $75.00 every 6 months for full coverage (drive less than 7500 miles per year) and I have increased coverage 100k/300k for property liability. I will call and ask what the payout is for totaled/stolen.
They have done me right on a camaro that was totaled and when my tools walked out of my garage.
__________________
"Instructions are just another mans opinion" Become a Supporting Member http://67-72chevytrucks.com/vboard/payments.php Man Card Rules http://67-72chevytrucks.com/vboard/s...d.php?t=634550 72 Chevy Cheyenne Super 400 LWB |
![]() |
![]() |
![]() |
#13 |
Hittin E-Z Street on Mud Tires
![]() Join Date: Nov 2004
Location: Greenville, SC
Posts: 23,090
|
Re: Insurance Question
State Farm. Stated Value of 8K. I'm supposed to be limited to 5K miles per year (I had it insured as a pleasure vehicle) but I have no other restrictions. I can drive it whenever wherever and it has full comp and collision.
With a combined rate with my other truck, the '67 is just over $400 per year. Without the multicar it would have been $470 per year. I'm 27 and in the top 98% of their preferred drivers, so that helps too.
__________________
Jesse James 1967 C10 SWB Stepside: 350/700R4/3.73 1965 Ford Mustang: 289/T5-5spd/3.25 Trac-Loc 1968 Pontiac Firebird: Project Fire Chicken! 2015 Silverado Double Cab 5.3L Z71 2001 Jeep Wrangler Sport 4.0L 5spd 2020 Chevrolet Equinox Premium 2.0L Turbo 2011 Mustang V6 ~ Wife's ride ![]() American Born, Country by the Grace of God ![]() 1967 CST Shop Truck Rebuild! My 1967 C-10 Build Thread My Vintage Air A/C Install Project "On a Dime" Trying my hand at Home Renovation! 1965 Mustang Modifications! |
![]() |
![]() |
![]() |
#14 |
It'll Buff Out!
![]() Join Date: Apr 2007
Location: San Diego
Posts: 603
|
Re: Insurance Question
Called last night, my replacment value is 10K, I'm assuming mines a bit cheaper do to all the discounts. married / safe driver / multiple policies for vehicle / home / life / toys.
__________________
"Instructions are just another mans opinion" Become a Supporting Member http://67-72chevytrucks.com/vboard/payments.php Man Card Rules http://67-72chevytrucks.com/vboard/s...d.php?t=634550 72 Chevy Cheyenne Super 400 LWB |
![]() |
![]() |
![]() |
#15 |
Licensed to Thrill!
Join Date: Apr 2006
Location: Northwest, GA
Posts: 1,673
|
Re: Insurance Question
I have a stated value policy on mine.
I am with Hanover. I am not sure about an individual rate, but together with my wife's '02 Cavalier with full coverage, and my truck having $20,000 full coverage, we pay $550 every 6 months. My truck is my daily driver, so I want to be able to replace it if I have to. I have every penny of that in it. DLB |
![]() |
![]() |
![]() |
#16 | |
Hittin E-Z Street on Mud Tires
![]() Join Date: Nov 2004
Location: Greenville, SC
Posts: 23,090
|
Re: Insurance Question
Quote:
![]()
__________________
Jesse James 1967 C10 SWB Stepside: 350/700R4/3.73 1965 Ford Mustang: 289/T5-5spd/3.25 Trac-Loc 1968 Pontiac Firebird: Project Fire Chicken! 2015 Silverado Double Cab 5.3L Z71 2001 Jeep Wrangler Sport 4.0L 5spd 2020 Chevrolet Equinox Premium 2.0L Turbo 2011 Mustang V6 ~ Wife's ride ![]() American Born, Country by the Grace of God ![]() 1967 CST Shop Truck Rebuild! My 1967 C-10 Build Thread My Vintage Air A/C Install Project "On a Dime" Trying my hand at Home Renovation! 1965 Mustang Modifications! Last edited by 67ChevyRedneck; 01-18-2008 at 07:37 AM. |
|
![]() |
![]() |
![]() |
Bookmarks |
|
|