Update...Insuring your truck...a note of caution.

[70cst]

http://www.grundy.com/

http://www.hagerty.com/

I called the above companies to get rates and they had really good rates but...A couple of things you need to know...
1) Both companies said no hauling. If I wanted to haul mulch and I had a wreck its possible the insurance would not cover my truck.
2) Running errands are not allowed and my truck canot to be used as a back up.
*If I was using my truck as a back up and had a fender bender-my insurance may not cover my trucks damage
*If I was using my truck to run errands and I had a wreck and I got into a fender bender-the insurance might not cover me.

These cconditions were on a separate form that I would have to sign... stating my truck would not be used to run errands or as a back up vehicles.
My present insurance company will insure up to $24,000 but it does not have restrictions and will cost me about $100 more a year. To me I am not willing to risk having an accident and not being covered because I ran to the parts store to pick up parts. Oh yes...I could fight it but who do you think has deeper pockets to contest a fender bender under these circumstances. Just thought I would pass this info on to you.