My truck took a hit

[Vandals909]

Did you get someone to appraise the truck? If so was the value more then the amount they estimate for the repairs?

Unfortunately if you do not agree with the value they have given your truck, it is up to you as the owner to prove how much it is worth. This is why I mentioned getting a professional appraiser to give a value on the truck. It might even be worth asking the progressive adjuster who they recommend for an appraisal, this way they can not dispute this particular appraiser.

I can not stress it enough, if the adjuster does not budge, provide the documentation to his/her manager, advise them they are acting in bad faith and if they do not handle this properly you will be forced to file a complaint with Maryland Insurance Administration for them ignoring your documentation for the value of the truck.

Here is a link to file a complaint:

http://www.mdinsurance.state.md.us/s...eComplaint.jsp

Also where are they getting the salvage bid of $600? Have they provided you with the documentation showing which junk yard/dismantler is willing to give $600? Typically the salvage value is between 15-20% of the value of the truck.