Help me decide on my bench covers

[vectorit]

I am finally in a position to have all three benches in my Suburban rebuilt and covered.

Due to cost of materials, mainly the fabric I am having a bit of trouble deciding.

Do I go with the fabric insert, or do I go with all vinyl with pleats?

The vinyl is 49.00 a yard, and the OE fabric is 89.00 a yard from SMS.

Material cost for just the vinyl for all three benches will be about 540.00
If I go with the cloth insert, the cost will be close to a grand for both vinyl and cloth.

For the three bench covers to be made from scratch, the labor cost will be over 1600.00

Here are some examples of the patterns I am looking at to give an idea between cloth insert, and the one with all vinyl with pleats.

The color will be the light green.