09-28-2016, 04:00 PM | #1 |
Registered User
Join Date: Jan 2015
Location: Austin, Texas
Posts: 269
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Random Question
Hey y'all. Just wondering if any of y'all have given any thought about taking a personal loan to be able to rebuild your truck all at once and just making a reasonable payment each month?
Here is my logic. I have great credit. I have money in savings but this is our reserve for my family of 4 in the event we need anything and savings for retirement, ect. In other words, not for just playing with. But I can afford a reasonable truck payment each month and I was thinking about taking a loan for about $15K to do it all at once and enjoy it while insuring it and paying it off for about $300 a month. My only concern would be regretting taking the loan after a year or so of monthly payments. Thoughts? |
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