Static Drop 3/5 or 4/6? And best price for kit?

[musicman75]

I'm torn between a 3/5 and 4/6 drop. I initially wanted to bag it, but decided how often would I really move bag settings after I found what I wanted. I don't plan on hauling anything. I love the way the 4/6 looks with 20's, but concerned about ride quaility. I'm getting older now and prefer comfort over looks. Would love to hear input of those with a 4/6 or 3/5 drop to hear about ride quailty. Also, who makes most economical kit out there? Thanks in advance.