Insurance Nitemare

[twoskies]

hey

talked to my insurance today to get coverage on my 1972 c10, if i go with Collecter ins it has limitations, 3000 miles (probably be ok) only 2 drivers on policy,(wife and myself)and no using truck to get gravel or stuff from home improvement stores, (kinda an issue, its a truck)

if i want to use as a truck, can only insure as plpd, no pay if im in a wreck and its my fault, no pay if it gets stolen, i can use as a truck and anyone in my family or i choose could drive it(probably not an issue, im probably going to be only driver for the most part, my son might need it every once in awhile)

What are you guys and gals using
What insurance company
What kind of coverage

Any Help very appreciated