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06-23-2005, 10:28 AM | #1 |
Registered User
Join Date: Nov 2004
Location: san bernardino, ca
Posts: 240
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classic truck insurance
anyone know of a good classic truck insurance where you can drive on a daily basis? I really need something better then mercurys $1000 coverage (what a joke they are on old trucks). let me know
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06-23-2005, 10:40 AM | #2 |
GEARHEAD
Join Date: Aug 2003
Location: MN
Posts: 6,126
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I just insured my truck through my american family agent. My truck is worth about 3000, I insured it for 4000. It will cost me about 145 per year. No restrictions. He said if I had valued it higher I might have to get it appraised, which costs about 75.
HG
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If no one knows what you're doing, they can't tell you you're doing it wrong HG's Dream Car Build - Shelby Cobra Kit Build your own adjustable track bar 71 Long Fleet C/10 72 Jimmy 4x4 (Junkyard Jimmy) HG's Plow Truck '78 K35 Dually Bigass Farm Truck HG's thread of miscellaneous stuff |
06-23-2005, 01:03 PM | #3 | |
#16876
Join Date: Apr 2005
Location: Auburn WA
Posts: 12,266
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Quote:
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Posted via Stationary Device '71 Custom Deluxe C-20 402. '67 Buick Special 455. '49 Plymouth Special Deluxe. "I love that old car smell" Some people are like Slinkies... not really good for anything, but they still bring a smile to your face when you push them down a flight of stairs. |
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06-23-2005, 02:28 PM | #4 |
Registered User
Join Date: May 2005
Location: Texarkana, AR 71854
Posts: 397
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Hagerty for $90 a year but it has to be garaged
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2006 Titan SE Crew Cab Daily Driver 2005 Mazda Tribute (Wifes car) 1969 C10 SWB 350/3 Fleet "Max" 1969 Chevelle 2 door 350/3 |
06-23-2005, 06:57 PM | #5 |
GEARHEAD
Join Date: Aug 2003
Location: MN
Posts: 6,126
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Sillyoldman, The agent never asked. I don't think it does. I just went through the policy and it reads like any other car insurance policy with the normal exclusions. It just limits the amount paid for loss of vehicle etc. because its to the stated value.
The premium for me was 131.70 for a year, 250.00 deductible for comp and collision. Sounded good to me. HG
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If no one knows what you're doing, they can't tell you you're doing it wrong HG's Dream Car Build - Shelby Cobra Kit Build your own adjustable track bar 71 Long Fleet C/10 72 Jimmy 4x4 (Junkyard Jimmy) HG's Plow Truck '78 K35 Dually Bigass Farm Truck HG's thread of miscellaneous stuff |
06-23-2005, 09:54 PM | #6 |
The LuvShack Garage
Join Date: Jan 2004
Location: Maple Grove, TN (West Side)
Posts: 30,468
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Just a tip for all you guys doing resto's and frame offs,
I have "GQ" listed as "SUSPENDED" coverage, You can't drive it, but I have "GQ" covered against theft, fire, and tornados, also vandalism, etc... I have 15K of coverage for only $18 dollars a year, yes I said a year, no BS.
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Owner/Op: "TN Classic Transport Carriers" The Toy: "Square Vette" 72 Hybrid Blazer Toy Barn: "LuvShack" 40 x 60 x 20 Shop Tow Piggy:"Maddy" 88 Silverado 3500 Hauler: "Feathers" 14 Aluma 8218T |
06-23-2005, 09:54 PM | #7 |
WTB this ad
Join Date: Sep 2004
Location: Lafayette Georgia
Posts: 5,074
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I have both of my trucks insured through State Farm. The K10 is insured for 20K and the C10 for 14K. The policy does not require them to be garaged. The mileage was checked when I purchased the policy but hasn't been checked since. As far as I know there are no mileage restrictions. It cost me around $120 every 6 mos on the K10 and $80 something for the C10. I had checked with Hagerty but they wouldn't touch me due to the fact that I don't have two additional vehicles aside from the trucks. They require one vehicle per driver aside from the ones that they cover. Also find out if you are getting "agreed value" or "stated value". Agreed pays "up to" your covered amount. "Stated" pays whatever the amount is on the policy.
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06-23-2005, 10:52 PM | #8 |
Registered User
Join Date: Nov 2004
Location: san bernardino, ca
Posts: 240
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anyone else?
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06-25-2005, 03:59 PM | #9 |
Registered User
Join Date: Nov 2004
Location: san bernardino, ca
Posts: 240
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im still looking for good coverage insurance, no allstate, state farm or mercury.
thanks |
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