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#1 |
Account Suspended
Join Date: Sep 2009
Location: No Longer Here
Posts: 352
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a dream come true for auto insurance
i got a free quote for my old brick. and it would be 447.37 a year! from hagerty classic auto im 18 and a new driver. is this to good to be true? Because right now i pay 127 a month with progressive and i just got liability
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#2 |
Registered User
Join Date: Aug 2009
Location: Alden NY
Posts: 2,705
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Re: a dream come true for auto insurance
Classic/Antique insurance comes with a lot of limitations in the vehicle's use - no regular daily use driving etc. etc. Better talk to the agent and find out all the limitations
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1961 C1 Corvette 1959 El Camino 350 TPI, 9" 4 w disc 69 Blazer K5 - sold July '20 2021 Durango RT 5.7 |
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#3 |
Tot Roddin'
Join Date: Apr 2005
Location: Mid-MO
Posts: 24,461
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Re: a dream come true for auto insurance
![]() Make sure you are going to receive the coverage and allowances you need.
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-Nate ![]() 1969 CST SWB - Project Blank Slate (4.5/6" ECE Static Drop, 6-lug disc brake upgrade (manual), Billet Specialties Vintec 20x8.5 255/40 (F) 20x10 295/40 (R), 250 I-6) 1960 AMF Skylark - Tot Roddin' (Lowered with custom frame; soon to include custom push bar and interior) 2008 Silverado CrewCab 1LT (5.3L, 3:73, 4x4, LT1, Z-71, Towing Package) |
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#4 |
Never Ending Projects
Join Date: Jul 2006
Location: San Diego, CA
Posts: 3,836
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Re: a dream come true for auto insurance
They won't insure you if you don't have another vehicle registered and insured as your daily driver. There will be limits on usage and mileage, how it is garaged, etc.
Yes it is cheap per year but you have to deal with all the restrictions. I had it on my last '69 Camaro and had it insured for $25,000. It was costing me about $400 per year.
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. 1965 C10 Panel, ![]() 1968 Chevy C10, Long, Fleetside, Hot Rod Hauler http://67-72chevytrucks.com/vboard/s...d.php?t=313233 SOLD 1965 Chevy C10, Long, Fleetside, Hot Rod C10 http://67-72chevytrucks.com/vboard/s...d.php?t=415702 SOLD We were given two ears and one mouth for a reason... listen twice as much and speak half as often... |
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#5 |
Suburban Hick
![]() Join Date: Aug 2008
Location: Altoona, IA
Posts: 810
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Re: a dream come true for auto insurance
Friend of mine has classic car insurance and you have the person driving the car has to be at least 25 years old in order to be covered by the plan
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Mathew 1947 Chevy 3600 1951 GMC 100 1969 Chevy C-10 396/500hp TH400 lowered 4" 1968 Imapla Custom 396/325hp TH400 "Grandmas Car" 1976 Crew Cab 4x4 diesel http://67-72chevytrucks.com/vboard/s...d.php?t=488505 1978 Chevy K-10 454 1983 S10 4x4 "Bumblb" (Grandpa's truck) 1993 Chevy S10 V8 conversion 1990 Ford Probe Gt 1992 Dodge W-150 "Old Man's Truck" 1992 Pontiac Grand Prix SE 1992 Mercury Grand Marquis-Mercruiser 2000 Ford F150 (Currently my mother drives this) 1946 Farmall H with Stan Hoist loader 1965 John Deere 110 1961 Wheel Horse " Rat Tractor" |
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#6 |
Registered User
Join Date: Dec 2009
Location: DFW, TX
Posts: 764
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Re: a dream come true for auto insurance
Haggerty told me they would not insure my truck until I painted the inside of the bed. Until that is done they consider it just an old junk hauler. Grundy told me they would not insure trucks for less than 10K agreed value. Grundy did however insure my 1999 TransAm for an agreed value of 7K.
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72 Cheyenne Super 1/2 LWB White/Dark Yellow 07 Avalanche 2LT 74 Sleek Craft Rebel Jet Boat W/Pontiac 400 Last edited by OhOneWS6; 12-28-2009 at 12:13 AM. |
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#7 |
Senior Member
Join Date: Nov 2004
Location: Vacaville, CA
Posts: 2,272
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Re: a dream come true for auto insurance
I was pretty sure that with Haggerty you have to be 25 as they did not want anybody under that age driving my truck.
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#8 |
Hittin E-Z Street on Mud Tires
![]() Join Date: Nov 2004
Location: Greenville, SC
Posts: 23,090
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Re: a dream come true for auto insurance
Last time I checked into a haggerty policy, you needed to be at least 25, own at least one other vehicle as a DD, and it has to be stored in a locked garage.
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Jesse James 1967 C10 SWB Stepside: 350/700R4/3.73 1965 Ford Mustang: 289/T5-5spd/3.25 Trac-Loc 1968 Pontiac Firebird: Project Fire Chicken! 2015 Silverado Double Cab 5.3L Z71 2001 Jeep Wrangler Sport 4.0L 5spd 2020 Chevrolet Equinox Premium 2.0L Turbo 2011 Mustang V6 ~ Wife's ride ![]() American Born, Country by the Grace of God ![]() 1967 CST Shop Truck Rebuild! My 1967 C-10 Build Thread My Vintage Air A/C Install Project "On a Dime" Trying my hand at Home Renovation! 1965 Mustang Modifications! |
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#9 |
Registered User
![]() Join Date: Jul 2006
Location: Ozark, MO
Posts: 4,887
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Re: a dream come true for auto insurance
You won't qualify for the specialty policies for the reasons listed above. It really is restrictive and isn't for daily drivers. I can't believe how much you're paying just for liability with Progressive though, that is really high.
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'20 Silverado Trail Boss ~ '17 Tahoe ~ '79 K15 Sierra Grande ~ '76 Blazer 2wd ~ '71 Cheyenne swb ~ '55 Pontiac Safari ~'50 3100 bagged ~ '80 Wife ~ Late model kids
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#10 |
Senior Member
Join Date: Jan 2003
Location: daytonabeach
Posts: 22,956
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Re: a dream come true for auto insurance
nope
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71c-10 350/2004r/4:11 lowered3/4 longbed/dead by hurricane MEANING OF DEATH::::: SOMEBODY ELSE GETS YOUR STUFF DONT BELIEVE EVERYTHING YOU THINK TAKE MY ADVISE;I DON'T USE IT ANYWAY |
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#11 |
Frequent Flyer
Join Date: Aug 2009
Location: Tulsa, OK
Posts: 2,258
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Re: a dream come true for auto insurance
I use Grundys for my 72 & also used it for my 94.
With Grundys you (and any drivers) have to be 25. There was no mileage restriction but you had to be driving it for a "car show related" event. And sign something saying it was not your daily driver (and I also think saying it wasnt your backup driver). I recently did an online quote thru Hagerty and it was way more than I pay with Grundys. |
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#12 |
Registered User
Join Date: Jun 2008
Location: South Florida
Posts: 11,375
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Re: a dream come true for auto insurance
Go with Heacock Insurance....I pay 175.00 a year for 30,000 value on my truck..Only restriction is 3,000 miles a year which for me is plenty....
__________________
Get your facts first, and then you can distort them as much as you please!!!!!. Sylvester's build thread >>>http://67-72chevytrucks.com/vboard/s...ht=big+rebuild |
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#13 |
Registered User
Join Date: Jun 2008
Location: South Florida
Posts: 11,375
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Re: a dream come true for auto insurance
__________________
Get your facts first, and then you can distort them as much as you please!!!!!. Sylvester's build thread >>>http://67-72chevytrucks.com/vboard/s...ht=big+rebuild |
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#14 |
Senior Member
Join Date: Aug 2002
Location: Valley Center KS
Posts: 3,525
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Re: a dream come true for auto insurance
I had my 72 covered with Hagerty when I was 22. I never had a claim, so I didn't put it to a test.
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#15 |
Registered User
Join Date: Apr 2009
Location: manvel,TX
Posts: 57
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Re: a dream come true for auto insurance
thanks for the link bigal, thats a good deal
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#16 |
6>8 Plugless........
![]() Join Date: Sep 2007
Location: Prairie City, Ia
Posts: 17,140
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Re: a dream come true for auto insurance
I have my 40 ford insured through Grundy. $180/yr and it covers $27K if anything happens to the car. I was told unlimited mileage as long as it is being driven to auto related events. No daily driving like mentioned. The driver must be 25 and it must be stored in a building. I even had to send them a pic of the building it is stored in.
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Ryan 1972 Chevy Longhorn K30 Cheyenne Super, 359 Inline 6 cylinder, Auto Trans, Tilt, Diesel Tach/Vach, Buckets, Rare Rear 4-link and air ride option Build Thread 1972 GMC Sierra Grande Longhorn 4x4 1972 Chevy Cheyenne Super K20 Long Step side tilt, tach, tow hooks, AC, 350 4 speed 1972 C10 Suburban Custom Deluxe 1969 Chevy milk truck 1971 Camaro RS 5.3 BTR STG3 Cam Super T10 1940 Ford 354 Hemi 46RH Ford 9" on air ride huge project Tired of spark plugs? Check this out. |
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#17 | |
70 Chevrolet=Obsession
Join Date: Jun 2009
Location: nice ca
Posts: 1,067
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Re: a dream come true for auto insurance
Quote:
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![]() ![]() ![]() I'm Just like my truck. Old, Ugly and Grouchy. Except my truck starts easily in the morning and doesn't smoke! IT'S NOT EASY BEING GREEN! -Kermit the frog 1970 Chevrolet C-10 Longbed Stepside : 350, Muncie M20, 3.08 GM corp. positraction Forest green exterior/light green interior(Where all my money goes) 1996 Toyota Corolla (Parts runner) |
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#18 |
Registered User
Join Date: Jan 2008
Location: Post Falls, Idaho
Posts: 606
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Re: a dream come true for auto insurance
i saw an episode of MY CLASSIC CAR last week with Mr Grundy on the show. he said that we can now drive our classics to work occasionally and be covered.
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#19 |
Senior Member
![]() Join Date: Feb 2001
Location: New Madison, Ohio
Posts: 21,365
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Re: a dream come true for auto insurance
Now that would be cool.
__________________
A husband can be right...or...A husband can be happy. ![]() 67-72 Chevy and GMC Trucks...The Classic Truck for the Classic Folk. ![]() 1970 CST Two tone green, 402BB, 400 Automatic, Tach, Buckets, AC, AM-FM, Tilt, GM CB, GM 8 Tract, LWB, etc ![]() ![]() JOHN 17:3...The better side of "LIFE" Remember: Everyday is a good day...Some are just gooder! |
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#20 |
Senior Member
![]() Join Date: Aug 2008
Location: Cedar Park, Texas
Posts: 7,500
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Re: a dream come true for auto insurance
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#21 |
Registered User
Join Date: Nov 2009
Location: Cranbrook, BC
Posts: 253
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Re: a dream come true for auto insurance
I caught that episode of My Classic Car also, and it has peaked my interest. Does Hagerty or Grundy's insure in Canada? Anyone in BC have a better setup? Here in BC, your PLPD has to be through ICBC. As for additional insurance, I know you have options. I looked at Collector Plates for my 69, but because it is lowered, changed steering wheel, stereo and some chrome, a couple of minor mods, it disqualifies me. What a crock!
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