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Old 01-26-2011, 12:14 AM   #1
motocross
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classic car insurance for 21 year olds

im 21 with a nice clean 1971 chevy lwb and i need my own insurance does anyone know of a classic company that will insure me ? i really need insurance for this summer. i am also located in canada
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Old 01-26-2011, 10:43 AM   #2
78bronzechariot
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Re: classic car insurance for 21 year olds

When I turned 21, I used went with Hagerty. At the time they were the only company that would insure drivers under 25. There are some rules though. You have to have a "Daily Driver" that is insured with a "regular use" insurance company (Geico, Allstate, State Farm, etc) for each licensed driver that lives with you, assuming you had a wife or girlfriend. The vehicle has to be in an enclosed locked garage when not in use (it can sit out overnight if you take it on a trip). They don't have a mileage limit like many collector insurance companies do, but they will ask for an estimate and make you justify it. I currently only have my '78 Caprice insured with them, because they told me I can't haul anything in my truck. I didn't want to risk having no insurance if something happened while I hauled something, so the '67 C10 is riding on my regular car insurance . I don't know if they insure in Canada though.

Last edited by 78bronzechariot; 01-26-2011 at 10:47 AM.
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Old 01-26-2011, 01:43 PM   #3
Cole Trickle
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Re: classic car insurance for 21 year olds

Quote:
Originally Posted by 78bronzechariot View Post
When I turned 21, I used went with Hagerty. At the time they were the only company that would insure drivers under 25. There are some rules though. You have to have a "Daily Driver" that is insured with a "regular use" insurance company (Geico, Allstate, State Farm, etc) for each licensed driver that lives with you, assuming you had a wife or girlfriend. The vehicle has to be in an enclosed locked garage when not in use (it can sit out overnight if you take it on a trip). They don't have a mileage limit like many collector insurance companies do, but they will ask for an estimate and make you justify it. I currently only have my '78 Caprice insured with them, because they told me I can't haul anything in my truck. I didn't want to risk having no insurance if something happened while I hauled something, so the '67 C10 is riding on my regular car insurance . I don't know if they insure in Canada though.
Pretty much spot on.....

You can't daily drive it or leave it un attended.

All of the companies I represent (American Collectors and Grundy) have a age requirement of 24+
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Old 01-26-2011, 09:25 PM   #4
motocross
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Re: classic car insurance for 21 year olds

ya i have a daily i wonder if hagerty insures people in canada
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