Insurance Question - The 1947 - Present Chevrolet & GMC Truck Message Board Network

blfuller123 · 12-10-2018, 10:57 AM

I have always wanted to build one of these big trucks and I have my eye on a C60 that a guy is selling. Question I have is, am I going to have to have some type of commercial insurance for this truck because of the GRVW ratings? The truck will be for personal not commercial use. I can call around to some insurance companies but was wondering what everyone else has.

sweetk30 · 12-10-2018, 11:49 AM

also make sure you dont need a cdl to drive it . does it have air brakes on it ?

blfuller123 · 12-10-2018, 01:27 PM

Quote:

Originally Posted by sweetk30

also make sure you dont need a cdl to drive it . does it have air brakes on it ?

It did originally have air brakes but I want to use a late model 1 ton chassis with a pickup bed and it will be converted to hydroboost brakes. Essentially I am just interested in the cab but if I have to get a CDL and carry commercial insurance, I will definitely rethink this project.

sweetk30 · 12-10-2018, 01:41 PM

air brake = whole world of fun . better look in to this hard before you make a choice .

i am in the same boat as you . i have a super clean gmc7000 gas 5+2 with air brake .

5Tractorguy · 12-10-2018, 01:55 PM

My 1961 GMC 5000 has a GVW of 24,000. Registered commercial through Commerce Insurance, insurance for the year is about $480-$500. I don't have physical damage coverage because I'll just fix it myself if it gets hit, that knocked the price down quite a bit.

What year is that C60? More than likely mine is so cheep due to the age... If I registered as either an antique or personal use cost would have been around $200 less.

If you're only going to slap the C60 sheet metal onto a 1-ton, you really shouldn't have an issue. The truck can be registered at a lower GVW if you won't be hauling stuff. Mines tagged for 20,000 since I don't haul much....

Nobighurry · 12-10-2018, 02:32 PM

I'm in SC and I have a 1970 C60 rated at 24k with hydraulic brakes. I had to get commercial insurance through state farm, where I have all my other insurance. I pay right at $300 every 6 months. Because of its weight rating, they would only insure it commercial.

12-10-2018, 10:57 AM	#1
blfuller123 Registered User Join Date: Jul 2011 Location: Lake Jackson, TX Posts: 486	Insurance Question I have always wanted to build one of these big trucks and I have my eye on a C60 that a guy is selling. Question I have is, am I going to have to have some type of commercial insurance for this truck because of the GRVW ratings? The truck will be for personal not commercial use. I can call around to some insurance companies but was wondering what everyone else has.

12-10-2018, 11:49 AM	#2
sweetk30 Registered User Join Date: May 2012 Location: horseheads,ny rust belt Posts: 2,794	Re: Insurance Question also make sure you dont need a cdl to drive it . does it have air brakes on it ? __________________ 77-k30lb BIG truck build . 87-k30lb budget beater build . 85-k30lb the plow machine build . 85-c10sb summer fun toy . ----------------------------- HOLLEY SNIPER efi = worst case of p.i.t.a i ever had . EDELBROCK pro flo 4 = best deal going so far . love my setup works great.

12-10-2018, 01:41 PM	#4
sweetk30 Registered User Join Date: May 2012 Location: horseheads,ny rust belt Posts: 2,794	Re: Insurance Question air brake = whole world of fun . better look in to this hard before you make a choice . i am in the same boat as you . i have a super clean gmc7000 gas 5+2 with air brake . __________________ 77-k30lb BIG truck build . 87-k30lb budget beater build . 85-k30lb the plow machine build . 85-c10sb summer fun toy . ----------------------------- HOLLEY SNIPER efi = worst case of p.i.t.a i ever had . EDELBROCK pro flo 4 = best deal going so far . love my setup works great.

12-10-2018, 01:55 PM	#5
5Tractorguy Registered User Join Date: May 2015 Location: Central Massachusetts Posts: 496	Re: Insurance Question My 1961 GMC 5000 has a GVW of 24,000. Registered commercial through Commerce Insurance, insurance for the year is about $480-$500. I don't have physical damage coverage because I'll just fix it myself if it gets hit, that knocked the price down quite a bit. What year is that C60? More than likely mine is so cheep due to the age... If I registered as either an antique or personal use cost would have been around $200 less. If you're only going to slap the C60 sheet metal onto a 1-ton, you really shouldn't have an issue. The truck can be registered at a lower GVW if you won't be hauling stuff. Mines tagged for 20,000 since I don't haul much.... __________________ Jake 5Tractorguy on Youtube

12-10-2018, 02:32 PM	#6
Nobighurry Registered User Join Date: May 2017 Location: Lexington SC Posts: 119	Re: Insurance Question I'm in SC and I have a 1970 C60 rated at 24k with hydraulic brakes. I had to get commercial insurance through state farm, where I have all my other insurance. I pay right at $300 every 6 months. Because of its weight rating, they would only insure it commercial.

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