classic truck insurance - The 1947 - Present Chevrolet & GMC Truck Message Board Network

mrwilmoth · 06-23-2005, 10:28 AM

anyone know of a good classic truck insurance where you can drive on a daily basis? I really need something better then mercurys $1000 coverage (what a joke they are on old trucks). let me know

hgs_notes · 06-23-2005, 10:40 AM

I just insured my truck through my american family agent. My truck is worth about 3000, I insured it for 4000. It will cost me about 145 per year. No restrictions. He said if I had valued it higher I might have to get it appraised, which costs about 75.

HG

Sillyoldman · 06-23-2005, 01:03 PM

Quote:

Originally Posted by hgs_notes

I just insured my truck through my american family agent. My truck is worth about 3000, I insured it for 4000. It will cost me about 145 per year. No restrictions. He said if I had valued it higher I might have to get it appraised, which costs about 75.

HG

Is it required to be garaged??

motocrosschump · 06-23-2005, 02:28 PM

Hagerty for $90 a year but it has to be garaged

hgs_notes · 06-23-2005, 06:57 PM

Sillyoldman, The agent never asked. I don't think it does. I just went through the policy and it reads like any other car insurance policy with the normal exclusions. It just limits the amount paid for loss of vehicle etc. because its to the stated value.

The premium for me was 131.70 for a year, 250.00 deductible for comp and collision. Sounded good to me.

HG

LUV2XCLR8 · 06-23-2005, 09:54 PM

Just a tip for all you guys doing resto's and frame offs,
I have "GQ" listed as "SUSPENDED" coverage, You can't
drive it, but I have "GQ" covered against theft, fire, and
tornados, also vandalism, etc... I have 15K of coverage
for only $18 dollars a year, yes I said a year, no BS.

see ten · 06-23-2005, 09:54 PM

I have both of my trucks insured through State Farm. The K10 is insured for 20K and the C10 for 14K. The policy does not require them to be garaged. The mileage was checked when I purchased the policy but hasn't been checked since. As far as I know there are no mileage restrictions. It cost me around $120 every 6 mos on the K10 and $80 something for the C10. I had checked with Hagerty but they wouldn't touch me due to the fact that I don't have two additional vehicles aside from the trucks. They require one vehicle per driver aside from the ones that they cover. Also find out if you are getting "agreed value" or "stated value". Agreed pays "up to" your covered amount. "Stated" pays whatever the amount is on the policy.

mrwilmoth · 06-23-2005, 10:52 PM

anyone else?

mrwilmoth · 06-25-2005, 03:59 PM

im still looking for good coverage insurance, no allstate, state farm or mercury.

thanks

06-23-2005, 10:28 AM	#1
mrwilmoth Registered User Join Date: Nov 2004 Location: san bernardino, ca Posts: 240	classic truck insurance anyone know of a good classic truck insurance where you can drive on a daily basis? I really need something better then mercurys $1000 coverage (what a joke they are on old trucks). let me know

06-23-2005, 10:40 AM	#2
hgs_notes GEARHEAD Join Date: Aug 2003 Location: MN Posts: 6,126	I just insured my truck through my american family agent. My truck is worth about 3000, I insured it for 4000. It will cost me about 145 per year. No restrictions. He said if I had valued it higher I might have to get it appraised, which costs about 75. HG __________________ If no one knows what you're doing, they can't tell you you're doing it wrong HG's Dream Car Build - Shelby Cobra Kit Build your own adjustable track bar 71 Long Fleet C/10 72 Jimmy 4x4 (Junkyard Jimmy) HG's Plow Truck '78 K35 Dually Bigass Farm Truck HG's thread of miscellaneous stuff

06-23-2005, 02:28 PM	#4
motocrosschump Registered User Join Date: May 2005 Location: Texarkana, AR 71854 Posts: 397	Hagerty for $90 a year but it has to be garaged __________________ 2006 Titan SE Crew Cab Daily Driver 2005 Mazda Tribute (Wifes car) 1969 C10 SWB 350/3 Fleet "Max" 1969 Chevelle 2 door 350/3

06-23-2005, 06:57 PM	#5
hgs_notes GEARHEAD Join Date: Aug 2003 Location: MN Posts: 6,126	Sillyoldman, The agent never asked. I don't think it does. I just went through the policy and it reads like any other car insurance policy with the normal exclusions. It just limits the amount paid for loss of vehicle etc. because its to the stated value. The premium for me was 131.70 for a year, 250.00 deductible for comp and collision. Sounded good to me. HG __________________ If no one knows what you're doing, they can't tell you you're doing it wrong HG's Dream Car Build - Shelby Cobra Kit Build your own adjustable track bar 71 Long Fleet C/10 72 Jimmy 4x4 (Junkyard Jimmy) HG's Plow Truck '78 K35 Dually Bigass Farm Truck HG's thread of miscellaneous stuff

06-23-2005, 09:54 PM	#6
LUV2XCLR8 The LuvShack Garage Join Date: Jan 2004 Location: Maple Grove, TN (West Side) Posts: 30,484	Just a tip for all you guys doing resto's and frame offs, I have "GQ" listed as "SUSPENDED" coverage, You can't drive it, but I have "GQ" covered against theft, fire, and tornados, also vandalism, etc... I have 15K of coverage for only $18 dollars a year, yes I said a year, no BS. __________________ Owner/Op: "TN Classic Transport Carriers" The Toy: "Square Vette" 72 Hybrid Blazer Toy Barn: "LuvShack" 40 x 60 x 20 Shop Tow Piggy:"Maddy" 88 Silverado 3500 Hauler: "Feathers" 14 Aluma 8218T

06-23-2005, 09:54 PM	#7
see ten WTB this ad Join Date: Sep 2004 Location: Lafayette Georgia Posts: 5,074	I have both of my trucks insured through State Farm. The K10 is insured for 20K and the C10 for 14K. The policy does not require them to be garaged. The mileage was checked when I purchased the policy but hasn't been checked since. As far as I know there are no mileage restrictions. It cost me around $120 every 6 mos on the K10 and $80 something for the C10. I had checked with Hagerty but they wouldn't touch me due to the fact that I don't have two additional vehicles aside from the trucks. They require one vehicle per driver aside from the ones that they cover. Also find out if you are getting "agreed value" or "stated value". Agreed pays "up to" your covered amount. "Stated" pays whatever the amount is on the policy.

06-23-2005, 10:52 PM	#8
mrwilmoth Registered User Join Date: Nov 2004 Location: san bernardino, ca Posts: 240	anyone else?

06-25-2005, 03:59 PM	#9
mrwilmoth Registered User Join Date: Nov 2004 Location: san bernardino, ca Posts: 240	im still looking for good coverage insurance, no allstate, state farm or mercury. thanks

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