Daily driver insurance Help !!!

[69Rumbler]

Iv looked threw pages of post and called company's .
State Farm will insure my truck and a DD but the want $550. For 6 months !!
If any one can chime in and tell me who they use for the Daily driver insurance . Only.... none of the JT Taylor or Hagerty stuff . They say if you drive it to 711 your not covered crap .
Thanks

[dubds10]

$550/6 months isn't bad for full coverage. But then again I pay $100/month here for full coverage on my '71 DD with a 43% discount, but we only have one insurance company here in BC and if you have no discount you pay out the ass lol

[69Rumbler]

Damm 43 percent is insane lol worst part is that's my cousin giving me the quote lol

[69Rumbler]

My insurance is up on the 2nd of next month .. So I'm kinda in a rush thanks !

[Lee H]

I hear AAA has good rates for DD insurance. Your probably going to have to call around and go with the best rate, maybe just liability and risk not getting in an accident.

[Hart_Rod]

in

[leddzepp]

Wawanesa out of San Diego is great IMO. I've had them for years, never any problems with a claim or roadside assistance (towing).

[imjeff]

I don't carry "full coverage" because by the time you get a daily driver covered for its actual value, it just costs too much. If I crunch it, I (or the other driver) will pay. It beats having it totaled and having to try buying it back from the insurance company.

[69Rumbler]

Led they covered you truck as a DD ? Is it agreed value ? I just got insurance with them for the rest of the cars

[69Rumbler]

I like most members have to much money in there truck not to insure it for full coverage .. And I don't want anything to happen to it . And me feel like I am going to jump off a building caz i didn't have the right insurance lol

[Lee H]

Originally Posted by 69Rumbler

I like most members have to much money in there truck not to insure it for full coverage .. And I don't want anything to happen to it . And me feel like I am going to jump off a building caz i didn't have the right insurance lol

You do know that DD insurance only covers what they think it's worth in the event of a total loss, not what you think it's worth or have in it?

[69Rumbler]

Yea I found one that will do it for agreed value it's called rally's just waiting on quote

[Lee H]

Originally Posted by 69Rumbler

Yea I found one that will do it for agreed value it's called rally's just waiting on quote

Hope it works out. Insurance can be a difficult and expensive subject.

[Z10]

Give these guy a try. I know they insure DD.

http://www.AmericanCollectors.com/

[Trickysleeves]

The best insurance company i've found is a progressive agent called Leslie Kays. I originally heard about them when i was looking for motorcycle insurance. I saved money by adding my 72 to my policy with my other truck. Doesn't cost me a thing. My dad went with a classic car policy with 1k mileage limit on his, but he just won't listen. They are based out of Florida but i live in Louisiana. Never had a problem. Highly suggest.

http://www.lesliekays.com/

[imjeff]

I drive my 72 4x4 big block EVERY day. The amount of money I've saved by not carrying full coverage is far more than all the money I've put in the truck. If you elect to get full coverage, please make sure it's for the value (in writing) the truck is worth. Insurance will not prevent bad things from happening to your truck, defensive driving will. Regardless of how much we believe they are worth, I would bet an insurance company will find a "book" value that will leave you broke and truckless.

[1968k10blue]

I just have mine insured along with my other truck through Allstate. But I am 17 and drive 2 trucks so I pay about 160 a month

[terry b]

I to will not run full coverage. If i smash it i fix it. No salvage titles for me. I have fixed it once already. It kind of sucks to do it this way but i will not let someone kick me when i am down by paying me cents on the dollar, Or telling me where or when i can drive my stuff.

[69moneypit]

Originally Posted by Z10

Give these guy a try. I know they insure DD.

http://www.AmericanCollectors.com/

X2 . I have them but with agreed upon value .

[69Rumbler]

I called American and they told me No they don't

[69Rumbler]

Any one needs info on look up anpac ! They were the one who will let me drive my truck 3 times a day and have an agreed value of my truck . For about 500 for 6 months ask for Nick ext . 7455

[tlcrz1972]

Just get minimum coverage and drive it, the only one who benefits from it is the insurance company.
I looked into insurance when I finished mine, and just decided to be my own full coverage insurer.
I'm a real good driver, and know how to read most of the other idiots on the road.
And now 17 years since I have not had any wrecks or problems except for my own goof up, in of all things a parking lot, hitting a pipe put there to keep me from hitting a utility pole.

[69Rumbler]

It's not my driving skill I'm worried about .. I live in LA we have a lot of bad drivers lol

[Tinkermc]

State Farm has a stated value policy that is very reasonable.

[69Rumbler]

Dose State Farm let you drive you truck .. Full coverage is more for a peace of mind