How have you paid for your shop?

[67ChevyRedneck]

I would love to make my entire backyard one big shop, but I think what I'm going for will work. I'll always want more. 5 cars is my limit, it's enough just to keep 4 of them going (one is a project car in pieces.)

Without getting too personal, we have no car payments and are in "year 20" on our 30 year mortgage after 8.5 years. I have been extremely frugal and diligent with our finances over the past 10 years. Again, without getting too deep, we have enough in just savings to pay for the entire shop, but it took us a long time to get to that safety net and I'm not going to pull from it to build something that I want, not need. I have a 2015 Z71 Silverado I bought brand new and paid off after 18 months, a 65 Mustang that's worth 15-17K, but don't want to sell - wife loves that car, so again, I appreciate the concern, but I'm really just looking for the best loan options at this time

That said, everyone has given some great options, and I love all the shop pics! I wish my land was more spread out, but it is what it is. It's amazing I have an acre "in town" and NOT in an HOA When I get some people in, I'll see if we can squeeze that 28' to 30', but it's gonna be tight. I think we only have a 5' side yard requirement in greenville county, so I can get pretty close to my neighbor, but I also don't want to be an ass, they've been great neighbors. Again, this is more about the time than the money, I've pushed this off for at least 6 years, flat out sick of waiting. I want to build my firebird.