classic car daily driver insurance?

[68jewel]

Originally Posted by DeadheadNM

If I were you I'd call and pose some scenarios along the lines of non-car show/cruise use (trip to Home Depot of bag of nails say) and ask about what is/is not covered. Here's a link to their website: http://www.grundyworldwide.com/about.aspx



My take is the Hagerty/Grundy policies are designed to cover classic vehicles that see no recreational use outside of an organized show/cruise...the GEICO policy seems to afford some "wiggle" room for limited recreational use provided some common sense is applied. For example, if I drive the Blazer to another town and stay in a motel - a loss would be covered provided the vehicle wasn't parked then stolen from a dark alley. All expect the vehicle to be stored in a locked garage at the owners home.

Thanks, because I don't want to be arguing over a claim because I drove 2 Wal-Mart for some Gatorade.

[Lee H]

American Collectors Insurance has recently began a new program called “Freedom Tier” This program allows a car to be driven for hobby use as well as occasional general transportation up to 7,500 miles per year. Not for a daily driver, still no towing or "anything" in the bed but allows for those occasional errands and side trips not car show related. I have this on my 72 C10 and the normal classic car insurance on my two vettes.

I did have a spirited discussion about "anything" in the bed, we talked about a car being able to go to a show with coolers and lawn chairs in the trunk but not able to carry them in a truck, they said that's correct, nothing in the bed, even car show stuff.
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