SWB 4x4 was totaled. Now what? Can I get it back?

[arkracing]

I don't post on the board very much anymore, but I just read through this thread.

#1 I used to be an insurance appraiser

#2 I agree with getting the truck out of the tow yard and to Ryan's. Pay the towing & storage fees. The higher they get.....the insurance company will TRY to figure that into "the cost to repair".

#3 - threatening with a lawyer rare makes progress. Most insurance companies would rather deal with a lawyer because everyone drags their feet until the owner is desperate or gives up and takes a settlement.

****#4 your best bet is to get a hold of the IA Insurance Commission Dept. Insurance companies usually get things done if they hear from the commission. Because if you make a big enough deal of it, the insurance company will have to go to a hearing etc etc.

[georgieb51]

Originally Posted by arkracing

I don't post on the board very much anymore, but I just read through this thread.

#1 I used to be an insurance appraiser

#2 I agree with getting the truck out of the tow yard and to Ryan's. Pay the towing & storage fees. The higher they get.....the insurance company will TRY to figure that into "the cost to repair".

#3 - threatening with a lawyer rare makes progress. Most insurance companies would rather deal with a lawyer because everyone drags their feet until the owner is desperate or gives up and takes a settlement.

****#4 your best bet is to get a hold of the IA Insurance Commission Dept. Insurance companies usually get things done if they hear from the commission. Because if you make a big enough deal of it, the insurance company will have to go to a hearing etc etc.

Thank-you Arkracing, Nice to hear from someone who actually worked in the field. If your advice is to get the truck out of there I will get the truck right out of there. Seems to be the general consensus from everyone else writing in. And I will find the Iowa Insurance Commission Department. (Is this an Iowa state organization or a private industry organization)? If it is online I will find it. I will get in touch with Ryan to see what we can line up for tomorrow. Enjoy Father's Day!--George

[arkracing]

State Gov. Agency. Every state has one.

https://iid.iowa.gov/

[georgieb51]

Originally Posted by arkracing

State Gov. Agency. Every state has one.

https://iid.iowa.gov/

Thanks Ark, I took a look at that site. It appears to be involved with companies that do business in Iowa only. The insurance company that covers this cargo on this carrier/transporter is in Massachusetts. I will make some calls on Monday to see what I can find out.

[painterljp]

When you have a trucking company and service 48 states you need what they call ICC authority. Part of having that is to pay an "agent" in every state you travel in to make sure you can be served legal paperwork in each state you travel in. Which makes you basically being able to be sued in each state as if you were a resident of that state. Iowa insurance covers that in that state no matter where insurance is. So you would need to contact Iowa am sure. There are also laws governing trucking companies and I would be getting an accident report from whichever cops came to scene. The name and address of carrier assuming they had authority. Which is governed from D.O.T. you should be able to get his authority numbers from report. We used to own a trucking company and am sure the laws have changed a bit since we sold our trucks 10 yrs ago. But the laws have gotten more stricter since then. Maybe the forum member in Iowa could go to cop shop and get a report for you. They are usually 1.00 a page or something like that.

I am with everyone else. "Get your truck out of wrecking yard first and foremost". Then deal with all the other bull.

See you got another thread on here for someone to look in south Lake Tahoe. Just to compare trucks or you gonna buy another one? Am in NM so can't help you out there. Good luck with sorting this stuff all out. I would work on getting truck out then be jumping in my truck and going to get the one you already have. Just my 2 cents.

[Coley]

.....somebody go get that frikkin' truck....lol.

Coley

[Dieselwrencher]

Originally Posted by Coley

.....somebody go get that frikkin' truck....lol.

Coley

It's being worked on. Getting things handled from across the country take a little time.

[georgieb51]

Originally Posted by Dieselwrencher

It's being worked on. Getting things handled from across the country take a little time.

I just paid Barney off. $900 for storage and wrecking fees. Took some time to get it out of the wreck, plus 30+ days of storage. Could have been a lot worse. Barney kept it inside a building the whole time. I have been on the phone back and forth with Ryan all day. The truck is now all cleared for removal from Barney's as soon as Ryan is able to get there. He is a busy guy too with much better things to do! But I sure appreciate his help!

[67ChevyRedneck]

Holy crap! Time flew and that added up!!!

Good to hear it's going back into "your" possession.

[Already Gone]

Now you are in control of yoir truck. You have the truck and the title and know where it is located.

[kwmech]

Well, that is one hurdle out of the way.

[1968vetL-71]

Ryan, Its board members like you that make this forum a fantastic resource! I've had the pleasure to help out others in the past on little things, but you sir are a Gentleman and a true car guy!!! Hats off !!!!!

Matthew

[Moose Monkey]

Ryan WAY TO GO!!!!!! You guys are the best .heartbeat of America.

[painterljp]

Congratulations to both George and Ryan!! Way to go!! Now George will be in control of what happens to his truck and Ryan you went above and beyond the call of duty here. What a great person you are!!

[georgieb51]

Thanks everyone! I am so grateful for all your support and I am especially grateful to Ryan for picking up my truck and taking it to his place. Ryan said he would be posting a photo of my truck on his trailer tomorrow. Oddly enough I am not totally out of the woods yet. I tried to arrange for transport with my broker but she said she cannot arrange to have it go past the Iowa state line. She needs to hear from the insurance company that they are "done with the truck". So I have been on the phone talking to the insurance company and they said they would get back to me within 10 minutes after checking first with the adjuster. Apparently the adjuster had to arrange for someone to appraise my truck. At least the truck is in my possession. Maybe I will have to find an independent trucker rather than go through a broker. Good thing I am patient. .

[briank]

Geez George...Ive been following your thread, hoping I dont have the same woes as I used the same broker. Things didnt start too well when my truck was picked up Sunday when is was suppose to leave Friday. ..Anyways....good luck with the insurance!

[Dieselwrencher]

Originally Posted by georgieb51

Thanks everyone! I am so grateful for all your support and I am especially grateful to Ryan for picking up my truck and taking it to his place. Ryan said he would be posting a photo of my truck on his trailer tomorrow. Oddly enough I am not totally out of the woods yet. I tried to arrange for transport with my broker but she said she cannot arrange to have it go past the Iowa state line. She needs to hear from the insurance company that they are "done with the truck". So I have been on the phone talking to the insurance company and they said they would get back to me within 10 minutes after checking first with the adjuster. Apparently the adjuster had to arrange for someone to appraise my truck. At least the truck is in my possession. Maybe I will have to find an independent trucker rather than go through a broker. Good thing I am patient. .

George, no problem at all. Maybe a different broker needs to be called and do not mention the entire wreck situation. Maybe even message Fine69 as he used to transport vehicles across country, and might still. The truck will be locked up tomorrow in the shop and it won't go anywhere until you say so. Don't be in any kind of a rush as it isn't hurting anything by being here. And if the truck needs to be relocated to another place where the address is only known by you and I, that can happen too. That seems weird that the broker is siding with the insurance company who is dragging their feet and not trying to help you, their customer.

[Dieselwrencher]

The truck is out of the towing company's building. It needs some trans fluid, because it won't drive, and probably a tune up as it is running very rough. The plugs could be fouled from laying on it's side for 2 days. It makes me wonder if the tow guys pulled the plugs before trying to start it up? I checked and it has clean oil in the engine. It could be old oil though because by the smell of the gas that has been in it, the truck hasn't seen much run time for a long time. (Small that varnished gas ) I didn't have time to unload it and get it inside the shop, but I will in the morning.

[flashed]

Im glad to see it is in good hands now .

[72 tigger]

Good job Ryan!

[saxart]

Wow, this thread just got epic. Nice work Diesel!

[Coley]

Its amazing what happens when like minded people with similar ideals band together.....damn near unstoppable.
Nice work Dieselwrencher...my hats off to you.
All good
Coley

[ApacheIvan]

Does not look totaled to me. This side looks pretty good!

[Jeff's bowtie's]

WOW If they consider that truck a total loss then 3/4 of what you see on Craigslist are totaled for sure and they still want 5K and up!! Glad to see it back in your control George and hats off to you Ryan for this amazing act of kindness

[Dieselwrencher]

The K10 is put away and locked up. I found a gas cap for it, put more tranny fluid in it and the trans works fine. Sorry for the bad pics, my phone was being a POS.