How much do you pay for insurance - The 1947 - Present Chevrolet & GMC Truck Message Board Network

camshaftgsxr · 04-05-2010, 07:54 AM

self explanitory

please include age how long you've been driving and year, model, and engine your truck came with, also the state where you live and any driving history that'll affect how much you are paying (no need to be specific just mention that its higher because of it, we all speed some of us just get caught) ann maybe insurance company as well.

i'll start i'm 19 driving 2 or so years, one speeding ticket, drive an '84 silverado swb 305/700r4, NC, i don't actually know my company... and i'll be damned if my parents (i'm a driver on their policy its cheaper that way) don't know how much it is a year or month (I WILL EDIT THIS WITH ALL THE INFO WHEN I GET IT)

thanks guys i'm just curious nothing else

and is anyone using a special "agreed value policy"?

Grande Rojo · 04-05-2010, 08:07 AM

I carry classic insurance on my 77'
$120.00 a year with zero deductible and a $15,000 theft/total guarantee.
I'm old and have a clean driving record.... that helps!

D.FENS · 04-05-2010, 08:17 AM

My dually is about 200-ish a year w/ State Farm. Liability and comprehensive.

46 years old, clean record + multi-car discount.

*jake wells* · 04-05-2010, 08:24 AM

i pay 149.88 a month for liability and it sucks! i got progressive they are crooks

bigarmzz · 04-05-2010, 08:44 AM

$12/month liablity w/erie insurance, liablity only, but i'm not young

i've had em forever, and have my house and all vehicles insured w/them (exept my harley, its only $100/yr - geico)

Kalashnikov46 · 04-05-2010, 11:01 AM

123$ a month with state minimum for just my truck. Liability was 180$. i go through farmers and it was by far the cheapest and the only one who would offer state minimum. I'm 18 and from Wyoming with a perfect driving record. my trucks an 1985 k2500 gmc. it also cost me 120 to plate my truck, while my car was only 20 bucks.

fpjr0 · 04-05-2010, 11:17 AM

I pay around the 130.00 a year, I am 29 got allstate, clean driving record...liability only

1973C20 · 04-05-2010, 12:02 PM

I'm 18 and I drive a '73 C20 and a '90 Bronco II 4x4. I'm on my parents USAA insurance plan with a technically 'clean' record. I pay 50/month for the Ford and 40/month for The Chevy for liability and comp. I think it's too much.

thrtsxchambers · 04-05-2010, 05:56 PM

I am 33 and switched to geico when my daughter turned 16 and I pay $13 a month for the truck with multi car discount. Clean record for the last 12yrs, My 5 cars are $180 a month with a teen driver.

**old Rusty C10** · 04-05-2010, 06:08 PM

i pay about $1300 a year for an 07 camry and the 00 S 10 full coverage on the camry hi limits on both. I have a couple of tickets
be careful on your parents policy if you have a bad accident you could cost them everything

thrtsxchambers · 04-05-2010, 06:11 PM

Quote:

Originally Posted by old Rusty C10

i pay about $1300 a year for an 07 camry and the 00 S 10 full coverage on the camry hi limits on both. I have a couple of tickets
be careful on your parents policy if you have a bad accident you could cost them everything

I know that first hand. I screwed up when I was 20 and that was the last straw for the insurance company (Allstate). They told my parents either I get my own policy or they drop the whole family, I got my own policy with Allstate and cost me about $400 a month for 3 yrs with 2 cars. Be careful out there.

gchemist · 04-05-2010, 07:07 PM

~$250 for full coverage every 6 months! I have a $10,000 pay out if I total it. I just have to show receipts and pictures. I have plenty of both.

81K5Blazer · 04-05-2010, 08:27 PM

$400 a year for full coverage with 10k payout. But that is also including full coverage on my motorcycle. I can't remember what it breaks down to for just the truck.

Irish's_79_Step · 04-05-2010, 09:28 PM

100 a month liability only. age: 23 bad driving record. 3 speeding 21+, one accident, one unreasonable and imprudent speed. and so far been pulled over a total of 38 times.

West Texas Z · 04-05-2010, 09:32 PM

$17 a month with liability on my truck. I'm 25 with no tickets or accidents.

rjn72 · 04-05-2010, 10:43 PM

Quote:

Originally Posted by Irish's_79_Step

100 a month liability only. age: 23 bad driving record. 3 speeding 21+, one accident, one unreasonable and imprudent speed. and so far been pulled over a total of 38 times.

38 times, are they pulling you over to get your moms phone number or something. Seriously 38 times, I would get a different vehicle or something. Maybe a yugo or a festiva.

Kalashnikov46 · 04-05-2010, 10:49 PM

Quote:

Originally Posted by rjn72

38 times, are they pulling you over to get your moms phone number or something. Seriously 38 times, I would get a different vehicle or something. Maybe a yugo or a festiva.

agreed. with the understanding of our current law enforcement, and my involvement, they tend to pull your license here for that many strikes. a beat up yellow yugo would be perfect for him

red rumbler · 04-05-2010, 10:57 PM

150 a month with prespeterian in ontario im 18 now clean record lol

GMC91 · 04-05-2010, 11:16 PM

$80 a month with a clean record on my part. I got state farm with liabilty and comp. Im also on my parents insurance. Ive gotten one speeding ticket but took care of it in driving school, and Ive had one wreck that wasnt my fault. I also drive a 1976 C-10. Im only 17 been drivin since the day I turned 16.

Kalashnikov46 · 04-05-2010, 11:27 PM

lol, i think theres as much of us young guys on the thread as you old guys :p

Chevy623 · 04-05-2010, 11:43 PM

I'm 18, 1 speeding ticket [94mph in a 70mph zone] in my '82 c10 on my mother's plan [Around $200+]. when i moved out [age 17] i sold my truck and bought a '83 Caprice Classic and got my own policy with geico, they were robbing me with $350+ a month for basic liabilty. i got the same policy for my Caprice with a little company connected to dairyland and was only charged $300+ for the first month and $123 for every month after.

I've also heard the color of your car affects your price too. I.E. Red is a sport color and sport=fast=dangerous=exspensive insurance. any truth to this?

heeroyue2002 · 04-06-2010, 01:04 AM

just turned 24.
i have a 97 malibu and a 94 astro van. i was at $180 a month with esurance til march 23 when my ticket i lost the month earlier showed up. my accident from sept came up as well. Premium jumped to $370 a month and i ended up with geico at $260 a month.

the malibu is my cop flag. gets me pulled over nonstop for no reason. the van is just my backup/drive family around vehicle.

foamypirate · 04-08-2010, 12:33 PM

$53/month for liability only on my 1987 Silverado R10 (305/700R4) through Allstate. 20 years old, married, good driving record, multi-car discount.

I pay around $180/mo for all 3 of my vehicles (91' Honda Accord EX, 99' Nissan Maxima SE, 87' Chevy R10).

hotrod_991 · 04-08-2010, 12:44 PM

just called my state farm lady and quoted 58 amonth for liab. freshly 25 lots of tickets before 21 y/o and two suspensions few years ago. That makes 215 amonth for 05 ranger 89 camry and the 77 c10

83burban · 04-08-2010, 02:41 PM

Just switched from progressive to Geico. Paying 77 a month for the following coverages:

250,000/500,000 Liability
100,000 Property Damage Liability
25,000 Basic Economic Loss
100,000/2,000 Additional Personal Injury Protection
10,000 Residual Medical Payments
250,000/500,000 Uninsured Motorist
No Deductible Basic Personal Injury Protection
50 Deductible for Comprehensive

All this is on an 83 Suburban with 1 accident on my record from a couple years back. I am almost 22

04-05-2010, 07:54 AM	#1
camshaftgsxr Registered User Join Date: Feb 2010 Location: Asheville, N.C. Posts: 785	How much do you pay for insurance self explanitory please include age how long you've been driving and year, model, and engine your truck came with, also the state where you live and any driving history that'll affect how much you are paying (no need to be specific just mention that its higher because of it, we all speed some of us just get caught) ann maybe insurance company as well. i'll start i'm 19 driving 2 or so years, one speeding ticket, drive an '84 silverado swb 305/700r4, NC, i don't actually know my company... and i'll be damned if my parents (i'm a driver on their policy its cheaper that way) don't know how much it is a year or month (I WILL EDIT THIS WITH ALL THE INFO WHEN I GET IT) thanks guys i'm just curious nothing else and is anyone using a special "agreed value policy"? __________________

04-05-2010, 08:07 AM	#2
Grande Rojo paper or plastic? Join Date: Nov 2002 Location: SW Missouri Posts: 671	Re: How much do you pay for insurance I carry classic insurance on my 77' $120.00 a year with zero deductible and a $15,000 theft/total guarantee. I'm old and have a clean driving record.... that helps! __________________ 1967 Chevy SWB 250 http://67-72chevytrucks.com/vboard/s...d.php?t=442157 1977 Chevy SWB 454 No More 454 getting 5.3 http://67-72chevytrucks.com/vboard/s...d.php?t=310518 1977 Stepside Truck of the month winner http://67-72chevytrucks.com/vboard/s...d.php?t=135524 1965 Chevy C10 454 http://67-72chevytrucks.com/vboard/s...d.php?t=731372 1975 Dodge Power Wagon http://67-72chevytrucks.com/vboard/s...=1#post7871388

04-05-2010, 08:17 AM	#3
D.FENS Registered User Join Date: Sep 2008 Location: Huntsville AL Posts: 284	Re: How much do you pay for insurance My dually is about 200-ish a year w/ State Farm. Liability and comprehensive. 46 years old, clean record + multi-car discount. Last edited by D.FENS; 04-05-2010 at 08:19 AM.

04-05-2010, 08:24 AM	#4
jake wells Account Suspended Join Date: Sep 2009 Location: No Longer Here Posts: 352	Re: How much do you pay for insurance i pay 149.88 a month for liability and it sucks! i got progressive they are crooks

04-05-2010, 08:44 AM	#5
bigarmzz Registered User Join Date: Sep 2004 Location: Elkins, West Virginia Posts: 2,542	Re: How much do you pay for insurance $12/month liablity w/erie insurance, liablity only, but i'm not young i've had em forever, and have my house and all vehicles insured w/them (exept my harley, its only $100/yr - geico) __________________ 1987 350 TBI lowered 5/7

04-05-2010, 11:01 AM	#6
Kalashnikov46 Registered User Join Date: Mar 2010 Location: Casper, Wyoming Posts: 147	Re: How much do you pay for insurance 123$ a month with state minimum for just my truck. Liability was 180$. i go through farmers and it was by far the cheapest and the only one who would offer state minimum. I'm 18 and from Wyoming with a perfect driving record. my trucks an 1985 k2500 gmc. it also cost me 120 to plate my truck, while my car was only 20 bucks.

04-05-2010, 11:17 AM	#7
fpjr0 Registered User Join Date: Mar 2009 Location: san antonio tx Posts: 202	Re: How much do you pay for insurance I pay around the 130.00 a year, I am 29 got allstate, clean driving record...liability only __________________ ONCE YOU GO LS, YOU NEVER WANT LESS!!

04-05-2010, 12:02 PM	#8
1973C20 Registered User Join Date: Mar 2010 Location: Vancouver, WA Posts: 8	Re: How much do you pay for insurance I'm 18 and I drive a '73 C20 and a '90 Bronco II 4x4. I'm on my parents USAA insurance plan with a technically 'clean' record. I pay 50/month for the Ford and 40/month for The Chevy for liability and comp. I think it's too much. __________________ 1973 Cheyenne 20 (Low Rider project/daily driver) - strong SB 350 with mild cam & headers 1990 Ford Bronco II (Snowboarding rig/daily driver) - 4.0L Explorer drivetrain

04-05-2010, 05:56 PM	#9
thrtsxchambers Registered User Join Date: Nov 2009 Location: Salisbury, NC Posts: 316	Re: How much do you pay for insurance I am 33 and switched to geico when my daughter turned 16 and I pay $13 a month for the truck with multi car discount. Clean record for the last 12yrs, My 5 cars are $180 a month with a teen driver.

04-05-2010, 06:08 PM	#10
old Rusty C10 Robert Olson Transport Join Date: Oct 2002 Location: recent transplant to NC USA Posts: 20,286	Re: How much do you pay for insurance i pay about $1300 a year for an 07 camry and the 00 S 10 full coverage on the camry hi limits on both. I have a couple of tickets be careful on your parents policy if you have a bad accident you could cost them everything __________________ Bob 1951 International running on a squarebody chassis "If a man's worth is judged by the people he associates himself with, then i am the richest man in the world knowing some of the fine people of this board" http://67-72chevytrucks.com/vboard/a...t.php?f=25&a=9 (you can review the site rules here!) PM Me for your vehicle/parts hauling needs in the North East US or see my Facebook page Robert Olson Transport Live each day to the fullest.. you never know when fate is going to pull the rug out from under you... I hate cancer!!

04-05-2010, 07:07 PM	#12
gchemist BAD BOW-Silverado XST Join Date: May 2000 Location: Senior Member from Austin, TX Posts: 6,431	Re: How much do you pay for insurance ~$250 for full coverage every 6 months! I have a $10,000 pay out if I total it. I just have to show receipts and pictures. I have plenty of both. __________________ Gerardo a.k.a. Mad Chemist Silverado XST videos

04-05-2010, 08:27 PM	#13
81K5Blazer The pool guy Join Date: May 2009 Location: Independence MO Posts: 70	Re: How much do you pay for insurance $400 a year for full coverage with 10k payout. But that is also including full coverage on my motorcycle. I can't remember what it breaks down to for just the truck.

04-05-2010, 09:28 PM	#14
Irish's_79_Step Registered User Join Date: Jan 2010 Location: Milwaukee, WI Posts: 122	Re: How much do you pay for insurance 100 a month liability only. age: 23 bad driving record. 3 speeding 21+, one accident, one unreasonable and imprudent speed. and so far been pulled over a total of 38 times.

04-05-2010, 09:32 PM	#15
West Texas Z El Mero Mero Frijolero!! Join Date: Mar 2010 Location: Lubbock, Texas Posts: 669	Re: How much do you pay for insurance $17 a month with liability on my truck. I'm 25 with no tickets or accidents. __________________ My Toys: 1993 Ford Mustang LX 5.0 2001 Yamaha V Star 650 1984 Silverado > Build Page <

04-05-2010, 10:57 PM	#18
red rumbler Registered User Join Date: Oct 2009 Location: stouffville ontario Posts: 166	Re: How much do you pay for insurance 150 a month with prespeterian in ontario im 18 now clean record lol



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04-05-2010, 11:16 PM	#19
GMC91 Always trouble Join Date: Jul 2009 Location: Hartsellle, Al Posts: 1,111	Re: How much do you pay for insurance $80 a month with a clean record on my part. I got state farm with liabilty and comp. Im also on my parents insurance. Ive gotten one speeding ticket but took care of it in driving school, and Ive had one wreck that wasnt my fault. I also drive a 1976 C-10. Im only 17 been drivin since the day I turned 16. __________________ 91 Silverado Regular cab, 2wd, swb-project truck 97 Silverado Extended cab, 2wd, swb-driver

04-05-2010, 11:27 PM	#20
Kalashnikov46 Registered User Join Date: Mar 2010 Location: Casper, Wyoming Posts: 147	Re: How much do you pay for insurance lol, i think theres as much of us young guys on the thread as you old guys :p

04-05-2010, 11:43 PM	#21
Chevy623 Registered User Join Date: Jan 2010 Location: Jacksonville Florida Posts: 234	Re: How much do you pay for insurance I'm 18, 1 speeding ticket [94mph in a 70mph zone] in my '82 c10 on my mother's plan [Around $200+]. when i moved out [age 17] i sold my truck and bought a '83 Caprice Classic and got my own policy with geico, they were robbing me with $350+ a month for basic liabilty. i got the same policy for my Caprice with a little company connected to dairyland and was only charged $300+ for the first month and $123 for every month after. I've also heard the color of your car affects your price too. I.E. Red is a sport color and sport=fast=dangerous=exspensive insurance. any truth to this? __________________ Jesse.

04-06-2010, 01:04 AM	#22
heeroyue2002 fat old dude Join Date: Feb 2010 Location: fresno, california Posts: 1,424	Re: How much do you pay for insurance just turned 24. i have a 97 malibu and a 94 astro van. i was at $180 a month with esurance til march 23 when my ticket i lost the month earlier showed up. my accident from sept came up as well. Premium jumped to $370 a month and i ended up with geico at $260 a month. the malibu is my cop flag. gets me pulled over nonstop for no reason. the van is just my backup/drive family around vehicle.

04-08-2010, 12:33 PM	#23
foamypirate Registered User Join Date: Apr 2009 Location: Pflugerville, TX Posts: 594	Re: How much do you pay for insurance $53/month for liability only on my 1987 Silverado R10 (305/700R4) through Allstate. 20 years old, married, good driving record, multi-car discount. I pay around $180/mo for all 3 of my vehicles (91' Honda Accord EX, 99' Nissan Maxima SE, 87' Chevy R10). Last edited by foamypirate; 04-08-2010 at 12:35 PM.

04-08-2010, 12:44 PM	#24
hotrod_991 Registered User Join Date: Jul 2009 Location: Thibodaux, LA Posts: 479	Re: How much do you pay for insurance just called my state farm lady and quoted 58 amonth for liab. freshly 25 lots of tickets before 21 y/o and two suspensions few years ago. That makes 215 amonth for 05 ranger 89 camry and the 77 c10 __________________ "Buckle up I wanna try somethin!!" "of course it will hold!, I welded it!" 1977 c10 under knife for full rebuild, 5.3l 4l60e drive rain swap, replacement frame and green repaint

04-08-2010, 02:41 PM	#25
83burban Registered User Join Date: Feb 2008 Location: la Posts: 345	Re: How much do you pay for insurance Just switched from progressive to Geico. Paying 77 a month for the following coverages: 250,000/500,000 Liability 100,000 Property Damage Liability 25,000 Basic Economic Loss 100,000/2,000 Additional Personal Injury Protection 10,000 Residual Medical Payments 250,000/500,000 Uninsured Motorist No Deductible Basic Personal Injury Protection 50 Deductible for Comprehensive All this is on an 83 Suburban with 1 accident on my record from a couple years back. I am almost 22

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