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Sick5 03-05-2012 01:01 PM
Insurance!
 
i did a search first before posting this thread
Just want to see what kind of insurance you have and with who.
i have geico they told me i can save more money if a delete my truck from the insurance. so im looking for a classic car insurance that wont eat my wallet but is fair.

irishmil 03-05-2012 01:05 PM
Re: Insurance!
 
I use Haggerty...great to deal with and great price...that is just my personal opinion

DRTYRAT30 03-05-2012 01:10 PM
Re: Insurance!
 
I also have Haggarty, cheap and easy.
Posted via Mobile Device

MalibuKasey 03-05-2012 01:28 PM
Re: Insurance!
 
From what I was told by Haggarty everything depends on how much you drive it. Also with them it has to be stored in a secure garage. They wouldnt insure me and a friend of mine because if its beautiful out... im going to drive it! That didnt fly with there limited driving/mileage policy. SOOOO I have all of my insurance through Nationwide and have since I was old enough to drive. The truck is insured for $8K and it costs me $12 a month.

61_FL_Apache 03-05-2012 01:38 PM
Re: Insurance!
 
Quote:
Originally Posted by DRTYRAT30 (Post 5231828)
I also have Haggarty, cheap and easy.
Posted via Mobile Device
I had Haggarty for one year, but this is a DD for me and I dont think they cover that. I just have regular insurance like the rest of my vehicles.

BR3W CITY 03-05-2012 01:52 PM
Re: Insurance!
 
I was referred to Condon and Skelly i think it is. They are a MEtlife insurance company that actually sells custom policies for other things like collector cars, boats etc. They had by far the lowest quote. Agreed value at $19,000 was $85 a year.

1963c-10 03-05-2012 03:11 PM
Re: Insurance!
 
USAA and it runs me $18 a month

TopFuel1966 03-05-2012 03:23 PM
Re: Insurance!
 
I have mine with Auto Club Classic Car insurance. Agreed value, unlimited mileage but you must keep the car in a secured garage and it is not your sole means of transportation. Mine is $212.00/yr.

oem4me 03-05-2012 03:34 PM
Re: Insurance!
 
Ask questions and read the fine print before signing. Be certain you are going to be covered for the kind of use the vehicle will see. If you use it only to and from shows and in parades, then everybody wants your business, but if you use it to and from work, beware, you probably wont be covered by an agreed value classic car policy. Also, like others have said, most will require the vehicle to be stored in a locked garage.

Sick5 03-05-2012 04:11 PM
Re: Insurance!
 
Quote:
Originally Posted by 61_FL_Apache (Post 5231879)
I had Haggarty for one year, but this is a DD for me and I dont think they cover that. I just have regular insurance like the rest of my vehicles.
what is DD?

Quote:
Originally Posted by BR3W CITY (Post 5231913)
I was referred to Condon and Skelly i think it is. They are a MEtlife insurance company that actually sells custom policies for other things like collector cars, boats etc. They had by far the lowest quote. Agreed value at $19,000 was $85 a year.
how is the services thru Metlife??

Quote:
Originally Posted by 1963c-10 (Post 5232047)
USAA and it runs me $18 a month
Quote:
Originally Posted by TopFuel1966 (Post 5232068)
I have mine with Auto Club Classic Car insurance. Agreed value, unlimited mileage but you must keep the car in a secured garage and it is not your sole means of transportation. Mine is $212.00/yr.
it will become my only vehicle to drive. so i wont be able to use them

Quote:
Originally Posted by oem4me (Post 5232092)
Ask questions and read the fine print before signing. Be certain you are going to be covered for the kind of use the vehicle will see. If you use it only to and from shows and in parades, then everybody wants your business, but if you use it to and from work, beware, you probably wont be covered by an agreed value classic car policy. Also, like others have said, most will require the vehicle to be stored in a locked garage.
thank for the info bddy!

Quote:
Originally Posted by Woogeroo (Post 5232107)
As mentioned, most of the 'classic insurance' offers require minimum use, locked garage... most of them you can't actually use it as a truck, etc..

This was written several years back, but it was done by an insurance agent as I recall:

Insuring your old truck

-W

Well 278 with hagar is what they offerd me. and thats a full package. w/ roadside.

Sick5 03-05-2012 04:12 PM
Re: Insurance!
 
Quote:
Originally Posted by 61_FL_Apache (Post 5231879)
I had Haggarty for one year, but this is a DD for me and I dont think they cover that. I just have regular insurance like the rest of my vehicles.
what is DD?

Quote:
Originally Posted by BR3W CITY (Post 5231913)
I was referred to Condon and Skelly i think it is. They are a MEtlife insurance company that actually sells custom policies for other things like collector cars, boats etc. They had by far the lowest quote. Agreed value at $19,000 was $85 a year.
how is the services thru Metlife??

Quote:
Originally Posted by 1963c-10 (Post 5232047)
USAA and it runs me $18 a month
:metal:

Quote:
Originally Posted by TopFuel1966 (Post 5232068)
I have mine with Auto Club Classic Car insurance. Agreed value, unlimited mileage but you must keep the car in a secured garage and it is not your sole means of transportation. Mine is $212.00/yr.
it will become my only vehicle to drive. so i wont be able to use them

Quote:
Originally Posted by oem4me (Post 5232092)
Ask questions and read the fine print before signing. Be certain you are going to be covered for the kind of use the vehicle will see. If you use it only to and from shows and in parades, then everybody wants your business, but if you use it to and from work, beware, you probably wont be covered by an agreed value classic car policy. Also, like others have said, most will require the vehicle to be stored in a locked garage.
thank for the info bddy!

Quote:
Originally Posted by Woogeroo (Post 5232107)
As mentioned, most of the 'classic insurance' offers require minimum use, locked garage... most of them you can't actually use it as a truck, etc..

This was written several years back, but it was done by an insurance agent as I recall:

Insuring your old truck

-W

Well 278 with hagar is what they offerd me. and thats a full package. w/ roadside.

bob-n 03-05-2012 05:33 PM
Re: Insurance!
 
I just got hagerty on my 62. Had a day or two "negotiating" what my agreed value is (I said $12k, they wanted $20K). We settled at $18k. This is $302/yr with all $0 deductibles and 150? mile towing coverage

blackedoutharley 03-05-2012 05:55 PM
Re: Insurance!
 
Had Mercury for years on all my vehicles. had 2 claims on the newer ones.... no problem. Wifes '77 Firebird got hit while parked and it was an absolute nightmare!
When my daughter started driving it got worse.

Bought her a 10 year old FxxD ZX2 and it cost more than my '05 Bonneville and '03 Envoy 4x4 combined.

Had them replace the windshield in my '65 C-10 and promptly told them to pound salt.

Switched to AAA and actually got better coverage for about $800 less per year.

gofastnut 03-05-2012 07:21 PM
Re: Insurance!
 
Ive looked at hagerty, 259/year, same non DD and secure facility for storage. I'll have to look at my "regular" insurance and see what they say.

Sick5 03-05-2012 07:24 PM
Re: Insurance!
 
Quote:
Originally Posted by blackedoutharley (Post 5232342)
Had Mercury for years on all my vehicles. had 2 claims on the newer ones.... no problem. Wifes '77 Firebird got hit while parked and it was an absolute nightmare!
When my daughter started driving it got worse.

Bought her a 10 year old FxxD ZX2 and it cost more than my '05 Bonneville and '03 Envoy 4x4 combined.

Had them replace the windshield in my '65 C-10 and promptly told them to pound salt.

Switched to AAA and actually got better coverage for about $800 less per year.


Wow!:smoke:

losthope 03-05-2012 08:43 PM
Re: Insurance!
 
Quote:
Originally Posted by Sick5 (Post 5232162)
what is DD?
DD means its your "Daily Driver"

blackedoutharley 03-05-2012 09:08 PM
Re: Insurance!
 
Quote:
Originally Posted by Sick5 (Post 5232526)
Wow!:smoke:
That is what I said... I never dreamed that I would be able to afford AAA given my driving habits when i was young.

RAYDAY 03-05-2012 09:12 PM
Re: Insurance!
 
CHROME Only place that would insure a patina truck

Wrecker55 03-05-2012 09:27 PM
Re: Insurance!
 
2 Attachment(s)
Grundy...had a check in 2 weeks...not any questions asked, appraiser looked at it and ok'd the damage

blackedoutharley 03-05-2012 09:32 PM
Re: Insurance!
 
Oh there has to be a sad story behind that one!

Sick5 03-05-2012 09:53 PM
Re: Insurance!
 
Quote:
Originally Posted by Wrecker55 (Post 5232815)
Grundy...had a check in 2 weeks...not any questions asked, appraiser looked at it and ok'd the damage
makes me wanna cry


Quote:
Originally Posted by blackedoutharley (Post 5232765)
That is what I said... I never dreamed that I would be able to afford AAA given my driving habits when i was young.
I got to try that

awbrown 03-05-2012 10:06 PM
Re: Insurance!
 
185 for 6 months ,through safeco....

RAYDAY 03-05-2012 10:09 PM
Re: Insurance!
 
ya i went through hell with State farm and a customized late model DD. there were my ins. but someone hit it while it was parked who also had them. dropped them went with Mercury never had a claim since so ????
I do have Hagardy on all my old stuff but they were not willing to insure a patina truck.

68C15 03-06-2012 07:45 AM
Re: Insurance!
 
geico doesn't want to insure your truck as a DD? that doesn't sound right.

granted my truck is about as ugly as a red headed step child and I only carry liability but it costs less than my 89 Civic did. I asked my agent about this and he replied "we don't have records of how much damage trucks like your 68 did, but your teenage magnet Civic is a different story".

1963c-10 03-06-2012 12:13 PM
Re: Insurance!
 
$18 a month through USAA and its my daily driver


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